What does AGFA FINANCE do?

AGFA FINANCE is a car rental company in Mortsel. Public Limited, started on 6 January 1989, 1 establishment.

What is the address of AGFA FINANCE?

The registered office of AGFA FINANCE is located at Septestraat 27, 2640 Mortsel.

Is AGFA FINANCE still active?

Yes. According to the CBE (29 October 2026) AGFA FINANCE is active, legal situation “Normale toestand”, started on 6 January 1989.

Is AGFA FINANCE registered on Peppol?

Yes, AGFA FINANCE is registered on the Peppol network with ID 0208:0436501879.

What is the enterprise number of AGFA FINANCE?

The enterprise number of AGFA FINANCE is BE0436501879.

When was AGFA FINANCE founded?

AGFA FINANCE was founded on 6 January 1989.

Who are the directors of AGFA FINANCE?

According to the 2025 annual accounts, the directors of AGFA FINANCE are: Bert Heylen, Erik Deweerdt, Hannelore De Wilde.

Is AGFA FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 6 January 1989; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did AGFA FINANCE make in 2025?

AGFA FINANCE recorded a loss after taxes of € 172,549 in financial year 2025.

How much does an employee at AGFA FINANCE earn?

The average wage cost per full-time employee at AGFA FINANCE was € 117,600 in 2025: staff costs of € 987,807 for 8.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does AGFA FINANCE have?

According to the 2025 annual accounts, AGFA FINANCE has 8.4 full-time equivalents (FTE).

AGFA FINANCE (Public Limited) - Mortsel - BE0436501879

Dossier AGFA FINANCE, printed on 29 October 2026 from databakkes.be/en/0436501879/agfa-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

10 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

AGFA FINANCE from Mortsel, company number BE0436501879, closed financial year 2025 with a result of € -172,549 after tax. Compared with financial year 2024, the result moved from € 2.2 million to € -172,549. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 28, 2026.

What it is worth Healthy

€ 52.4 million

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -172,549

▼ still € 2.2 million profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 3,009

▼ 15% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 27.8 million.

People and assets in 2025

Full-time equivalents

8.4

▲ 0.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 461,196 in 2025, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 987,807

▲ 2% vs 2024

€ 117,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 219

▼ 17% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 2.2 million

▼ 42% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 1772 days on average.

Taxes and wages

€ 484,351

▲ 5% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Profit after taxes	€ 481,415 Profit after taxes 2022: € 481,415 First fiscal year in the series	€ 1,348,103 Profit after taxes 2023: € 1,348,103 ▲ 180% vs 2022 (€ 481,415) Favourable step	€ 2,243,712 Profit after taxes 2024: € 2,243,712 ▲ 66% vs 2023 (€ 1,348,103) Favourable step	€ -172,549 Profit after taxes 2025: € -172,549 ▼ € 2.4 million vs 2024 (€ 2,243,712) Unfavourable step	▼ € 2.4 million
Equity	€ 48,947,676 Equity 2022: € 48,947,676 First fiscal year in the series	€ 50,295,780 Equity 2023: € 50,295,780 ▲ 3% vs 2022 (€ 48,947,676) Favourable step	€ 52,539,492 Equity 2024: € 52,539,492 ▲ 4% vs 2023 (€ 50,295,780) Favourable step	€ 52,366,943 Equity 2025: € 52,366,943 Unchanged (€ 52,539,492) Unfavourable step
Total debts	€ 28,220,114 Total debts 2022: € 28,220,114 First fiscal year in the series	€ 28,557,149 Total debts 2023: € 28,557,149 ▲ 1% vs 2022 (€ 28,220,114) Unfavourable step	€ 21,207,223 Total debts 2024: € 21,207,223 ▼ 26% vs 2023 (€ 28,557,149) Favourable step	€ 15,620,765 Total debts 2025: € 15,620,765 ▼ 26% vs 2024 (€ 21,207,223) Favourable step	▼ 26%
Cash	€ 21,242 Cash 2022: € 21,242 First fiscal year in the series	€ 4,202 Cash 2023: € 4,202 ▼ 80% vs 2022 (€ 21,242) Unfavourable step	€ 3,549 Cash 2024: € 3,549 ▼ 16% vs 2023 (€ 4,202) Unfavourable step	€ 3,009 Cash 2025: € 3,009 ▼ 15% vs 2024 (€ 3,549) Unfavourable step	▼ 15%
Retained profit	€ 24,394,714 Retained profit 2022: € 24,394,714 First fiscal year in the series	€ 25,742,817 Retained profit 2023: € 25,742,817 ▲ 6% vs 2022 (€ 24,394,714) Favourable step	€ 27,986,530 Retained profit 2024: € 27,986,530 ▲ 9% vs 2023 (€ 25,742,817) Favourable step	€ 27,813,980 Retained profit 2025: € 27,813,980 ▼ 1% vs 2024 (€ 27,986,530) Unfavourable step	▼ 1%
Bank debt	€ 510 Bank debt 2022: € 510 First fiscal year in the series	€ 749 Bank debt 2023: € 749 ▲ 47% vs 2022 (€ 510) Unfavourable step	€ 265 Bank debt 2024: € 265 ▼ 65% vs 2023 (€ 749) Favourable step	€ 219 Bank debt 2025: € 219 ▼ 17% vs 2024 (€ 265) Favourable step	▼ 17%
Balance sheet total	€ 77,167,790 Balance sheet total 2022: € 77,167,790 First fiscal year in the series	€ 78,852,929 Balance sheet total 2023: € 78,852,929 ▲ 2% vs 2022 (€ 77,167,790) Unchanged	€ 73,746,715 Balance sheet total 2024: € 73,746,715 ▼ 6% vs 2023 (€ 78,852,929) Unchanged	€ 68,052,507 Balance sheet total 2025: € 68,052,507 ▼ 8% vs 2024 (€ 73,746,715) Unchanged	▼ 8%
Employees (FTE)	8.6 Employees (FTE) 2022: 8.6 First fiscal year in the series	8.7 Employees (FTE) 2023: 8.7 ▲ 0.1 vs 2022 (8.6) Unchanged	8.3 Employees (FTE) 2024: 8.3 ▼ 0.4 vs 2023 (8.7) Unchanged	8.4 Employees (FTE) 2025: 8.4 ▲ 0.1 vs 2024 (8.3) Unchanged	▲ 0.1

Key figures of AGFA FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to AGFA FINANCE?

What happened at AGFA FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2030 Erik Deweerdt stepped down as director. NBB
2030 Hannelore De Wilde stepped down as director. NBB
2029 Bert Heylen stepped down as director. NBB
May 28, 2026 New annual accounts for financial year 2025: loss of € 172,549 (▼ € 2.4 million vs 2024). Source: NBB ↗
2024 Erik Deweerdt became a director. NBB
2024 Hannelore De Wilde became a director. NBB
2023 Bert Heylen became a director. NBB
Nov 18, 1997 New establishment in Mortsel. KBO

In short

From € 481,415 profit in 2022 to € 172,549 loss in 2025.

Paid € 515,523 in corporate taxes since 2022.

Best year ever: 2024, with € 2.2 million profit.

Original PDFs at the National Bank ↗

Management

AGFA GEVAERT NV 91.8%

Luithagen NV 8.2%

AGFA FINANCE

AGFA SOLUTIONS SAS 100%

AGFA FINANCE ITALY SPA 99.8%

The shares are held by AGFA GEVAERT NV (91.8%) and Luithagen NV (8.2%). It owns 100% of AGFA SOLUTIONS SAS and 99.8% of AGFA FINANCE ITALY SPA itself.

Directors

According to the 2025 annual accounts

Bert Heylen

Chairman of the board

Also active at: Luithagen

since 2023 · until 2029

Erik Deweerdt

Director

Also active at: STRATECO

since 2024 · until 2030

Hannelore De Wilde

Director

since 2024 · until 2030

Shareholders

AGFA GEVAERT NV

91.8%

Luithagen NV

8.2%

Participations

AGFA SOLUTIONS SAS

100%

AGFA FINANCE ITALY SPA

99.8%

Establishments

Establishment units

Physical locations of this company

Registered office

Septestraat 27

2640 Mortsel

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.

All companies at this address →

Agfa HealthCare

€ 99.4 million revenue · 2025

Agfa-Gevaert same network

€ 423.3 million revenue · 2025

Agfa - Gevaert Bedrijfsclubs

Luithagen same network

€ 4.9 million revenue · 2025

Pensioenfonds Agfa-Gevaert

+5 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0436.501.879

VAT number

BE 0436.501.879

Registered office

Septestraat 27, 2640 Mortsel

Names & denominations

AGFA FINANCE

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

6 January 1989

Peppol

Active · Active since 19 Dec 2025

Activities · NACE

Verhuur en lease van personenauto’s en andere lichte motorvoertuigen

Verhuur van auto's

Financiële lease

Financiële leasing

View on CBE Public ↗ Annual accounts (NBB) ↗

AGFA FINANCE

Warning lights

Financials

What happened to AGFA FINANCE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions