What does Fiexum Finance do?

Fiexum Finance is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 28 December 1988, 1 establishment.

What is the address of Fiexum Finance?

The registered office of Fiexum Finance is located at Damweg 13, 8790 Waregem.

Is Fiexum Finance still active?

Yes. According to the CBE (29 October 2026) Fiexum Finance is active, legal situation “Normale toestand”, started on 28 December 1988.

Is Fiexum Finance registered on Peppol?

Yes, Fiexum Finance is registered on the Peppol network with ID 0208:0436364792.

What is the enterprise number of Fiexum Finance?

The enterprise number of Fiexum Finance is BE0436364792.

When was Fiexum Finance founded?

Fiexum Finance was founded on 28 December 1988.

Is Fiexum Finance a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 December 1988; 3 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account.

How much profit did Fiexum Finance make in 2025?

Fiexum Finance posted a profit after taxes of € 7,716 in financial year 2025.

What is the revenue of Fiexum Finance?

As a small company, Fiexum Finance is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 88,759.

How much does an employee at Fiexum Finance earn?

The average wage cost per full-time employee at Fiexum Finance was € 59,700 in 2025: staff costs of € 59,741 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Fiexum Finance have?

According to the 2025 annual accounts, Fiexum Finance has 1 full-time equivalents (FTE).

Fiexum Finance (Private Limited) - Waregem - BE0436364792

Q: Who are the directors of Fiexum Finance?

According to the 2025 annual accounts, the directors of Fiexum Finance are: Nico De Groote, Stefaan Deweer, Jan Vandenbogaerde, Fiexum Groep, Olivier Vanhoutte, Christelle Taelman.

Dossier Fiexum Finance, printed on 29 October 2026 from databakkes.be/en/0436364792/fiexum-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Fiexum Finance from Waregem, company number BE0436364792, closed financial year 2025 with a result of € 7,716 after tax. For that financial year Fiexum Finance recorded a gross margin of € 88,759 and equity of € 143,064. Compared with financial year 2024, the result moved from € 49,690 to € 7,716. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.

What it is worth Growing

€ 143,064

▲ 32% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 7,716

▼ 84% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 34,578

▼ 57% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 110,174.

People and assets in 2025

Full-time equivalents

▲ 0.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 59,741

▲ 40% vs 2024

€ 59,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 27,880

▼ 21% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 28,621

▼ 19% vs 2024

€ 7,089 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 38,950

▼ 66% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 18,908

▲ 78% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2024	2025	Change 2024 → 2025
Gross margin	€ 111,604 Gross margin 2021: € 111,604 First fiscal year in the series	€ 120,707 Gross margin 2024: € 120,707 ▲ 8% vs 2021 (€ 111,604) Favourable step	€ 88,759 Gross margin 2025: € 88,759 ▼ 26% vs 2024 (€ 120,707) Unfavourable step	▼ 26%
Profit after taxes	€ 7,931 Profit after taxes 2021: € 7,931 First fiscal year in the series	€ 49,690 Profit after taxes 2024: € 49,690 ▲ € 41,759 vs 2021 (€ 7,931) Favourable step	€ 7,716 Profit after taxes 2025: € 7,716 ▼ 84% vs 2024 (€ 49,690) Unfavourable step	▼ 84%
Equity	€ 20,297 Equity 2021: € 20,297 First fiscal year in the series	€ 108,428 Equity 2024: € 108,428 ▲ € 88,131 vs 2021 (€ 20,297) Favourable step	€ 143,064 Equity 2025: € 143,064 ▲ 32% vs 2024 (€ 108,428) Favourable step	▲ 32%
Total debts	€ 175,870 Total debts 2021: € 175,870 First fiscal year in the series	€ 161,102 Total debts 2024: € 161,102 ▼ 8% vs 2021 (€ 175,870) Favourable step	€ 87,587 Total debts 2025: € 87,587 ▼ 46% vs 2024 (€ 161,102) Favourable step	▼ 46%
Cash	€ 139,642 Cash 2021: € 139,642 First fiscal year in the series	€ 81,048 Cash 2024: € 81,048 ▼ 42% vs 2021 (€ 139,642) Unfavourable step	€ 34,578 Cash 2025: € 34,578 ▼ 57% vs 2024 (€ 81,048) Unfavourable step	▼ 57%
Retained profit	€ -10,690 Retained profit 2021: € -10,690 First fiscal year in the series	€ 75,932 Retained profit 2024: € 75,932 ▲ € 86,622 vs 2021 (€ -10,690) Favourable step	€ 110,174 Retained profit 2025: € 110,174 ▲ 45% vs 2024 (€ 75,932) Favourable step	▲ 45%
Bank debt	€ 8,835 Bank debt 2021: € 8,835 First fiscal year in the series	€ 35,458 Bank debt 2024: € 35,458 ▲ € 26,623 vs 2021 (€ 8,835) Unfavourable step	€ 28,621 Bank debt 2025: € 28,621 ▼ 19% vs 2024 (€ 35,458) Favourable step	▼ 19%
Balance sheet total	€ 196,167 Balance sheet total 2021: € 196,167 First fiscal year in the series	€ 269,530 Balance sheet total 2024: € 269,530 ▲ 37% vs 2021 (€ 196,167) Unchanged	€ 230,650 Balance sheet total 2025: € 230,650 ▼ 14% vs 2024 (€ 269,530) Unchanged	▼ 14%
Employees (FTE)	1.4 Employees (FTE) 2021: 1.4 First fiscal year in the series	0.6 Employees (FTE) 2024: 0.6 ▼ 0.8 vs 2021 (1.4) Unchanged	1 Employees (FTE) 2025: 1 ▲ 0.4 vs 2024 (0.6) Unchanged	▲ 0.4

Key figures of Fiexum Finance, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Fiexum Finance?

What happened at Fiexum Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 24, 2026 New annual accounts for financial year 2025: profit of € 7,716 (▼ 84% vs 2024). Source: NBB ↗
2023 Jan Vandenbogaerde became a director. NBB
2023 Christelle Taelman became a director. NBB
2022 Fiexum Groep became a director. NBB
2022 Olivier Vanhoutte became a director. NBB
2019 Nico De Groote became a director. NBB
2014 Stefaan Deweer became a director. NBB
Apr 7, 1989 New establishment in Waregem. KBO

In short

From € 7,931 profit in 2021 to € 7,716 profit in 2025.

Paid € 28,210 in corporate taxes since 2021.

Best year ever: 2024, with € 49,690 profit.

On average € 88,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Nico De Groote Stefaan Deweer Jan Vandenbogaerde Fiexum Groep +2

fiexum insurance

IDECO

Fiexum Finance

VANDENBOGAERDE-TAELMAN

Behind Fiexum Finance are Nico De Groote, Stefaan Deweer, Jan Vandenbogaerde, Fiexum Groep, Olivier Vanhoutte and Christelle Taelman. Stefaan Deweer is also behind fiexum insurance, IDECO and AMROCAM. Jan Vandenbogaerde is also behind fiexum insurance, VANDENBOGAERDE-TAELMAN, FIEXUM GROEP and INZALO. Fiexum Groep is also behind fiexum insurance.

Directors

According to the 2025 annual accounts

Nico De Groote

Director

since 2019

Stefaan Deweer

Managing director

Also active at: fiexum insurance, IDECO, AMROCAM

since 2014

Jan Vandenbogaerde

Director

Also active at: fiexum insurance, VANDENBOGAERDE-TAELMAN, FIEXUM GROEP, INZALO

since 2023

Fiexum Groep

Director · represented by Vanhoutte Roland

Also active at: fiexum insurance

since 2022

Olivier Vanhoutte

Director

Also active at: fiexum insurance

since 2022

Christelle Taelman

Director

Also active at: fiexum insurance, VANDENBOGAERDE-TAELMAN, INZALO

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Damweg 13

8790 Waregem

2.042.837.123

Holstraat 39

8790 Waregem

Active since 7 April 1989

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

fiexum insurance same network

€ 251,703 gross margin · 2025

AMROCAM same network

€ 36,356 gross margin · 2025

Move Finance

FIEXUM GROEP same network

€ 181,129 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0436.364.792
VAT number: BE 0436.364.792
Registered office: Damweg 13, 8790 Waregem
Names & denominations: Fiexum Finance
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 28 December 1988
Peppol: Active · Active since 28 Aug 2023
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

Fiexum Finance

Financials

What happened to Fiexum Finance?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions