Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
KERFIN from Lochristi, company number BE0436268188, closed financial year 2025 with a result of € -14,057 after tax. For that financial year KERFIN recorded a gross margin of € 34,379 and equity of € 362,383. Compared with financial year 2024, the result moved from € -15,432 to € -14,057. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 8, 2026.
€ 362,383
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,057
▲ 9 % less loss than in 2024
Profit after tax over the fiscal year.
€ 20,317
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -110,590.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 22,118 | € 25,640 | € 30,315 | € 34,379 | ▲ 13% |
| Profit after taxes | € -11,454 | € -9,065 | € -15,432 | € -14,057 | ▲ € 1,374 |
| Equity | € 400,937 | € 391,872 | € 376,440 | € 362,383 | ▼ 4% |
| Total debts | € 303 | € 247,473 | € 159,876 | € 110,047 | ▼ 31% |
| Cash | € 124,108 | € 216,816 | € 40,991 | € 20,317 | ▼ 50% |
| Land & buildings | € 276,627 | € 421,808 | € 494,736 | € 451,507 | ▼ 9% |
| Retained profit | € -72,036 | € -81,101 | € -96,532 | € -110,590 | ▼ € 14,057 |
| Balance sheet total | € 401,239 | € 639,345 | € 536,316 | € 472,429 | ▼ 12% |
Key figures of KERFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KERFIN?
What happened at KERFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,057. Source: NBB ↗
- New establishment in Lochristi. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,454 loss in 2022 to € 14,057 loss in 2025.
Paid € 118 in corporate taxes since 2022.
Management
The stake of Keroost comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
KERFINBehind KERFIN are Alexis Graaf de Kerchove de Denterghem, Cédric Graaf de Kerchove de Denterghem, Natacha Gravin de Kerchove de Denterghem, Laurent Graaf de Kerchove de Denterghem, André Graaf de Kerchove de Denterghem and Keroost NV. The shares are held by Keroost (100%).
Directors
According to the 2025 annual accounts
Natacha Gravin de Kerchove de Denterghem
Director
Director · represented by Gravin Waterkeyn Anne
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Beervelde-Dorp 75
9080 Lochristi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Kerbnoord
€ 33,424 gross margin · 2025
Kerbzuid
€ 254,153 gross margin · 2025
Keroost same network
€ 44,989 gross margin · 2025
BEERVELDE ENTERPRISES
€ 275,466 gross margin · 2025
Kerwest same network
€ 37,792 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.268.188
- VAT number
- BE 0436.268.188
- Registered office
- Beervelde-Dorp 75, 9080 Lochristi
- Names & denominations
- KERFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1988
- Peppol
- Not registered