Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
49 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SAVERBEL from Antwerpen, company number BE0436266606, closed financial year 2025 with a result of € -1.5 million after tax. For that financial year SAVERBEL recorded revenue of € 94,577 and equity of € 54 million. Compared with financial year 2024, the result moved from € -3.4 million to € -1.5 million. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 54 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.5 million
▲ 56 % less loss than in 2024
Profit after tax over the fiscal year.
€ 100,893
▲ 157% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -5 million.
People and assets in 2025
5.7
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 361,589
▼ 50% vs 2024
€ 63,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 153,182
▲ 258% vs 2024
Of which on lease € 757.
Debts at end 2025
€ 555
▼ 86% vs 2024
Loans from banks and other lenders, long and short.
€ 165,293
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 227 days on average.
€ 53,523
▲ 19% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 90,689 | € 94,246 | € 189,790 | € 94,577 | ▼ 50% |
| Profit after taxes | € 1,005,964 | € -3,998,323 | € -3,441,295 | € -1,528,023 | ▲ € 1.9 million |
| Equity | € -22,489,404 | € -26,487,728 | € 55,545,457 | € 54,017,434 | ▼ 3% |
| Total debts | € 64,716,008 | € 68,914,907 | € 7,740,214 | € 28,934,677 | ▲ 274% |
| Cash | € 435,731 | € 19,757 | € 39,231 | € 100,893 | ▲ 157% |
| Land & buildings | € 806,037 | € 801,529 | € 793,612 | € 887,575 | ▲ 12% |
| Retained profit | € -22,571,954 | € -26,570,278 | € -3,441,293 | € -4,969,316 | ▼ € 1.5 million |
| Bank debt | € 62,741,228 | € 66,902,771 | € 3,883 | € 555 | ▼ 86% |
| Balance sheet total | € 42,226,603 | € 42,427,179 | € 63,285,672 | € 82,952,111 | ▲ 31% |
| Employees (FTE) | 6 | 6.3 | 6.3 | 5.7 | ▼ 0.6 |
Key figures of SAVERBEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAVERBEL?
What happened at SAVERBEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Ariane SAVERYS stepped down as director. NBB
- Barbara SAVERYS stepped down as director. NBB
- Shana SAVERYS stepped down as director. NBB
- Margaux SAVERYS stepped down as director. NBB
- Stephanie SAVERYS stepped down as director. NBB
- Nicolas SAVERYS stepped down as director. NBB
- Carl-Antoine SAVERYS stepped down as director. NBB
- Pauline SAVERYS stepped down as director. NBB
In short
From € 1 million profit in 2022 to € 1.5 million loss in 2025.
Paid € 5,456 in corporate taxes since 2022.
Best year ever: 2022, with € 1 million profit.
Management
The stake of SAVEREX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SAVERBELThe shares are held by SAVEREX (100%). It owns 100% of Tyax Real Estate LTD, 100% of La Zorrilla Forestal SL, 100% of Herlegem, 99.8% of Warinsart, 99.3% of Sombekebroek and 50% of E I G Immo itself.
Directors
According to the 2025 annual accounts
Ariane SAVERYS
Director
Also active at: Koninklijke Belgische Redersvereniging-Union Royale des ARmateurs Belges, SAVEREX, DE VELDEN, DANERI, HERLEGEM, FINE INVEST, WARINSART, SOMBEKEBROEK +3 more
since 2024 · until 2029
since 2024 · until 2029
Shana SAVERYS
Director
since 2024 · until 2029
since 2024 · until 2029
since 2024 · until 2029
Nicolas SAVERYS
Managing director
Also active at: SAVEREX, DE VELDEN, DANERI, WARINSART, SOMBEKEBROEK, Itinera Institute
since 2024 · until 2029
Carl-Antoine SAVERYS
Director
Also active at: SAVEREX, DANERI, HERLEGEM, MARPOS, WARINSART, SOMBEKEBROEK, Casaver
since 2024 · until 2029
since 2024 · until 2029
Shareholders
100%
Participations
Tyax Real Estate LTD
100%
La Zorrilla Forestal SL
100%
100%
99.8%
99.3%
50%
49.5%
Establishments
Establishment units
Physical locations of this company
De Gerlachekaai 20
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 49 companies are registered at this address.
All companies at this address →INTERNATIONAAL MARITIEM AGENTSCHAP
€ 370,264 revenue · 2021
Belgische Scheepvaartmaatschappij-Compagnie Maritime Belge
€ 96.2 million revenue · 2025
EXMAR MARINE
Inspiratus Europe
€ 641,213 revenue · 2023
SAVERCO
€ 1.8 million revenue · 2025
+44 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.266.606
- VAT number
- BE 0436.266.606
- Registered office
- De Gerlachekaai 20, 2000 Antwerpen
- Names & denominations
- SAVERBEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1988
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur van woningen, exclusief sociale woningen
Exploitatie van sportaccommodaties
Overige financiële dienstverlening, neg