What does BELGO GARANT do?

BELGO GARANT is a woodworking business in Westerlo. Public Limited, started on 3 January 1989, 1 establishment.

What is the address of BELGO GARANT?

The registered office of BELGO GARANT is located at Lossing 23, 2260 Westerlo.

Is BELGO GARANT still active?

Yes. According to the CBE (29 October 2026) BELGO GARANT is active, legal situation “Normale toestand”, started on 3 January 1989.

Is BELGO GARANT registered on Peppol?

Yes, BELGO GARANT is registered on the Peppol network with ID 0208:0436232358.

What is the enterprise number of BELGO GARANT?

The enterprise number of BELGO GARANT is BE0436232358.

When was BELGO GARANT founded?

BELGO GARANT was founded on 3 January 1989.

Who owns BELGO GARANT?

The shares are held by RIVACO (100%).

Is BELGO GARANT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 3 January 1989; 5 annual accounts filed, latest fiscal year 2025.

How much profit did BELGO GARANT make in 2025?

BELGO GARANT recorded a loss after taxes of € 142,960 in financial year 2025.

What is the revenue of BELGO GARANT?

As a small company, BELGO GARANT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,264,459.

How much does an employee at BELGO GARANT earn?

The average wage cost per full-time employee at BELGO GARANT was € 60,000 in 2025: staff costs of € 1.1 million for 18.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does BELGO GARANT have?

According to the 2025 annual accounts, BELGO GARANT has 18.3 full-time equivalents (FTE).

BELGO GARANT (Public Limited) - Westerlo - BE0436232358

Dossier BELGO GARANT, printed on 29 October 2026 from databakkes.be/en/0436232358/belgo-garant. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

BELGO GARANT from Westerlo, company number BE0436232358, closed financial year 2025 with a result of € -142,960 after tax. For that financial year BELGO GARANT recorded a gross margin of € 1.3 million and equity of € 801,821. Compared with financial year 2024, the result moved from € 235,555 to € -142,960. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.

What it is worth Healthy

€ 801,821

▼ 33% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -142,960

▼ still € 235,555 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 118,570

▲ 108% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 736,521.

People and assets in 2025

Full-time equivalents

18.3

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.1 million

▲ 10% vs 2024

€ 60,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 617,443

▼ 18% vs 2024

Of which on lease € 594,072.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 2.3 million

▲ 37% vs 2024

€ 304,326 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 767,258

▲ 1% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 41,328

▼ 21% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,175,987 Gross margin 2022: € 1,175,987 First fiscal year in the series	€ 1,453,853 Gross margin 2023: € 1,453,853 ▲ 24% vs 2022 (€ 1,175,987) Favourable step	€ 1,600,849 Gross margin 2024: € 1,600,849 ▲ 10% vs 2023 (€ 1,453,853) Favourable step	€ 1,264,459 Gross margin 2025: € 1,264,459 ▼ 21% vs 2024 (€ 1,600,849) Unfavourable step	▼ 21%
Profit after taxes	€ 225,982 Profit after taxes 2022: € 225,982 First fiscal year in the series	€ 277,917 Profit after taxes 2023: € 277,917 ▲ 23% vs 2022 (€ 225,982) Favourable step	€ 235,555 Profit after taxes 2024: € 235,555 ▼ 15% vs 2023 (€ 277,917) Unfavourable step	€ -142,960 Profit after taxes 2025: € -142,960 ▼ € 378,515 vs 2024 (€ 235,555) Unfavourable step	▼ € 378,515
Equity	€ 1,121,309 Equity 2022: € 1,121,309 First fiscal year in the series	€ 1,209,226 Equity 2023: € 1,209,226 ▲ 8% vs 2022 (€ 1,121,309) Favourable step	€ 1,194,781 Equity 2024: € 1,194,781 ▼ 1% vs 2023 (€ 1,209,226) Unfavourable step	€ 801,821 Equity 2025: € 801,821 ▼ 33% vs 2024 (€ 1,194,781) Unfavourable step	▼ 33%
Total debts	€ 1,557,098 Total debts 2022: € 1,557,098 First fiscal year in the series	€ 2,075,314 Total debts 2023: € 2,075,314 ▲ 33% vs 2022 (€ 1,557,098) Unfavourable step	€ 2,885,909 Total debts 2024: € 2,885,909 ▲ 39% vs 2023 (€ 2,075,314) Unfavourable step	€ 3,603,513 Total debts 2025: € 3,603,513 ▲ 25% vs 2024 (€ 2,885,909) Unfavourable step	▲ 25%
Cash	€ 448,265 Cash 2022: € 448,265 First fiscal year in the series	€ 251,955 Cash 2023: € 251,955 ▼ 44% vs 2022 (€ 448,265) Unfavourable step	€ 57,011 Cash 2024: € 57,011 ▼ 77% vs 2023 (€ 251,955) Unfavourable step	€ 118,570 Cash 2025: € 118,570 ▲ 108% vs 2024 (€ 57,011) Favourable step	▲ 108%
Land & buildings	€ 61,845 Land & buildings 2022: € 61,845 First fiscal year in the series	€ 142,769 Land & buildings 2023: € 142,769 ▲ 131% vs 2022 (€ 61,845) Unchanged	€ 127,761 Land & buildings 2024: € 127,761 ▼ 11% vs 2023 (€ 142,769) Unchanged	€ 112,754 Land & buildings 2025: € 112,754 ▼ 12% vs 2024 (€ 127,761) Unchanged	▼ 12%
Retained profit	€ 1,056,009 Retained profit 2022: € 1,056,009 First fiscal year in the series	€ 1,143,926 Retained profit 2023: € 1,143,926 ▲ 8% vs 2022 (€ 1,056,009) Favourable step	€ 1,129,481 Retained profit 2024: € 1,129,481 ▼ 1% vs 2023 (€ 1,143,926) Unfavourable step	€ 736,521 Retained profit 2025: € 736,521 ▼ 35% vs 2024 (€ 1,129,481) Unfavourable step	▼ 35%
Dividend	€ 56,000 Dividend 2022: € 56,000 First fiscal year in the series	€ 190,000 Dividend 2023: € 190,000 ▲ 239% vs 2022 (€ 56,000) Unchanged	€ 250,000 Dividend 2024: € 250,000 ▲ 32% vs 2023 (€ 190,000) Unchanged	€ 250,000 Dividend 2025: € 250,000 Unchanged (€ 250,000) Unchanged
Bank debt	€ 749,183 Bank debt 2022: € 749,183 First fiscal year in the series	€ 1,387,541 Bank debt 2023: € 1,387,541 ▲ 85% vs 2022 (€ 749,183) Unfavourable step	€ 1,673,202 Bank debt 2024: € 1,673,202 ▲ 21% vs 2023 (€ 1,387,541) Unfavourable step	€ 2,292,272 Bank debt 2025: € 2,292,272 ▲ 37% vs 2024 (€ 1,673,202) Unfavourable step	▲ 37%
Balance sheet total	€ 2,825,135 Balance sheet total 2022: € 2,825,135 First fiscal year in the series	€ 3,414,515 Balance sheet total 2023: € 3,414,515 ▲ 21% vs 2022 (€ 2,825,135) Unchanged	€ 4,193,914 Balance sheet total 2024: € 4,193,914 ▲ 23% vs 2023 (€ 3,414,515) Unchanged	€ 4,501,806 Balance sheet total 2025: € 4,501,806 ▲ 7% vs 2024 (€ 4,193,914) Unchanged	▲ 7%
Employees (FTE)	16.7 Employees (FTE) 2022: 16.7 First fiscal year in the series	16.6 Employees (FTE) 2023: 16.6 ▼ 0.1 vs 2022 (16.7) Unchanged	18.3 Employees (FTE) 2024: 18.3 ▲ 1.7 vs 2023 (16.6) Unchanged	18.3 Employees (FTE) 2025: 18.3 Unchanged (18.3) Unchanged

Key figures of BELGO GARANT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BELGO GARANT?

What happened at BELGO GARANT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 21, 2026 New annual accounts for financial year 2025: loss of € 142,960 (▼ € 378,515 vs 2024). filed late Source: NBB ↗
Jan 11, 1989 New establishment in Westerlo. KBO
Jan 3, 1989 Start of the company according to the CBE. KBO

In short

From € 225,982 profit in 2022 to € 142,960 loss in 2025.

Paid € 267,210 in corporate taxes since 2022.

Best year ever: 2023, with € 277,917 profit.

On average € 69,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Establishments

Establishment units

Physical locations of this company

Registered office

Lossing 23

2260 Westerlo

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

RIVACO same network

€ 27,920 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0436.232.358

VAT number

BE 0436.232.358

Registered office

Lossing 23, 2260 Westerlo

Names & denominations

BELGO GARANT

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

3 January 1989

Peppol

Active · Active since 21 Oct 2026

Activities · NACE

Zagen en schaven van hout

Overige werkzaamheden in verband met de afwerking van gebouwen

Groothandel in hout

View on CBE Public ↗ Annual accounts (NBB) ↗