Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 2.6 to 2.3.
Financials
Financial year 2025
INTERSET from Zwevegem, company number BE0436174257, closed financial year 2025 with a result of € -73,170 after tax. For that financial year INTERSET recorded a gross margin of € 71,133 and equity of € 4,920. Compared with financial year 2024, the result moved from € 47,102 to € -73,170. The company made a loss. The buffer shrank hard: equity is 94 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 4,920
▼ 94% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -73,170
▼ still € 47,102 profit in 2024
Profit after tax over the fiscal year.
€ 26,077
▼ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -13,630.
People and assets in 2025
2.3
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 122,312
▼ 11% vs 2024
€ 53,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 33,032
▲ € 28,726 vs 2024
Of which on lease € 32,037.
Debts at end 2025
€ 57,628
▲ 131% vs 2024
€ 14,492 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 80,084
▲ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,598
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 152,921 | € 148,252 | € 201,725 | € 71,133 | ▼ 65% |
| Profit after taxes | € -37,475 | € 21,319 | € 47,102 | € -73,170 | ▼ € 120,272 |
| Equity | € 9,669 | € 30,988 | € 78,090 | € 4,920 | ▼ 94% |
| Total debts | € 116,684 | € 98,809 | € 97,556 | € 158,410 | ▲ 62% |
| Cash | € 14,582 | € 13,909 | € 33,948 | € 26,077 | ▼ 23% |
| Retained profit | € -8,881 | € 12,438 | € 59,540 | € -13,630 | ▼ € 73,170 |
| Bank debt | € 12,314 | € 11,725 | € 24,941 | € 57,628 | ▲ 131% |
| Balance sheet total | € 126,353 | € 129,797 | € 175,646 | € 163,330 | ▼ 7% |
| Employees (FTE) | 3.3 | 2.6 | 2.5 | 2.3 | ▼ 0.2 |
Key figures of INTERSET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INTERSET?
What happened at INTERSET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 73,170 (▼ € 120,272 vs 2024). Source: NBB ↗
- Samano BV became a director. NBB
- Artoroom COMMV became a director. NBB
- New establishment in Zwevegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,475 loss in 2022 to € 73,170 loss in 2025.
Paid € 928 in corporate taxes since 2022.
Best year ever: 2024, with € 47,102 profit.
On average € 30,900 of value added per employee in 2025.
Management
Behind INTERSET are Samano BV and Artoroom COMMV. The shares are held by Samano and Artoroom.
Directors
According to the 2025 annual accounts
since 2018
Director · represented by Kuyle Mathieu
since 2018
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bekaertstraat(Z) 2C
8550 Zwevegem
Bekaertstraat(Z) 2 c
8550 Zwevegem
Active since 7 February 2002
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.174.257
- VAT number
- BE 0436.174.257
- Registered office
- Bekaertstraat(Z) 2C, 8550 Zwevegem
- Names & denominations
- INTERSET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 1988
- Peppol
- Active · Active since 27 Jan 2025
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