Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
FISC.PRO from Nivelles, company number BE0436006981, closed financial year 2025 with a result of € -2,399 after tax. For that financial year FISC.PRO recorded a gross margin of € 559,538 and equity of € 20,461. Compared with financial year 2024, the result moved from € -28,240 to € -2,399. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 20,461
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,399
▲ 92 % less loss than in 2024
Profit after tax over the fiscal year.
€ 10,453
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -30,639.
People and assets in 2025
€ 428,167
▲ 26% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,733
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 860,219
▲ 134% vs 2024
€ 150,495 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 56,781
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 79,589
▲ 19% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 302,485 | € 322,964 | € 366,789 | € 559,538 | ▲ 53% |
| Profit after taxes | € -4,720 | € 30,739 | € -28,240 | € -2,399 | ▲ € 25,841 |
| Equity | € 46,380 | € 51,100 | € 22,860 | € 20,461 | ▼ 10% |
| Total debts | € 347,842 | € 538,010 | € 668,796 | € 1,226,589 | ▲ 83% |
| Cash | € 10,608 | € 21,205 | € 29,379 | € 10,453 | ▼ 64% |
| Land & buildings | - | € 234,797 | € 341,208 | € 718,948 | ▲ 111% |
| Retained profit | € -4,720 | € 0 | € -28,240 | € -30,639 | ▼ € 2,399 |
| Dividend | € 0 | € 22,019 | € 0 | € 0 | |
| Bank debt | € 55,729 | € 240,176 | € 368,364 | € 860,219 | ▲ 134% |
| Balance sheet total | € 394,222 | € 589,110 | € 691,656 | € 1,247,050 | ▲ 80% |
Key figures of FISC.PRO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FISC.PRO?
What happened at FISC.PRO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,399. filed late Source: NBB ↗
- New establishment in La Louvière. KBO
- New establishment in Nivelles. KBO
- New establishment in Mons. KBO
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,720 loss in 2022 to € 2,399 loss in 2025.
Paid € 38,435 in corporate taxes since 2022.
Best year ever: 2023, with € 30,739 profit.
Paid out € 22,019 in dividends to the owners in total.
Management
The stake of Tailored Expertise comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FISC.PROBehind FISC.PRO is Eric ARPIGNY. The shares are held by Tailored Expertise.
Directors
According to the 2025 annual accounts
Eric ARPIGNY
Director
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles 192
1400 Nivelles
Chaussée de Bruxelles 192 box 2
1400 Nivelles
Active since 30 May 2001
Chaussée de Bruxelles 222
1401 Nivelles
Active since 28 April 2025
Chemin d' Havré 19 box A
7030 Mons
Active since 28 April 2025
Rue Jules Destrée(L.L) 119
7100 La Louvière
Active since 15 July 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.006.981
- VAT number
- BE 0436.006.981
- Registered office
- Chaussée de Bruxelles 192, 1400 Nivelles
- Names & denominations
- FISC.PRO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 November 1988
- Peppol
- Active · Active since 8 Jan 2026
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
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