Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TRANSFERT from Kontich, company number BE0435839806, closed financial year 2025 with a result of € -9,885 after tax. For that financial year TRANSFERT recorded a gross margin of € 686,170 and equity of € 605,859. Compared with financial year 2024, the result moved from € 2,516 to € -9,885. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 26, 2026.
€ 605,859
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,885
▼ still € 2,516 profit in 2024
Profit after tax over the fiscal year.
€ 211,907
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 364,163.
People and assets in 2025
11
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 592,344
▲ 2% vs 2024
€ 53,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 78,945
▲ 46% vs 2024
Of which on lease € 37,228.
Debts at end 2025
€ 280,727
▲ 4% vs 2024
€ 45,776 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 370,841
▲ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 127,731
▼ 20% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 691,732 | € 651,147 | € 707,770 | € 686,170 | ▼ 3% |
| Profit after taxes | € 5,192 | € -33,438 | € 2,516 | € -9,885 | ▼ € 12,401 |
| Equity | € 646,666 | € 613,228 | € 615,744 | € 605,859 | ▼ 2% |
| Total debts | € 1,385,750 | € 1,305,113 | € 1,319,680 | € 1,243,739 | ▼ 6% |
| Cash | € 308,582 | € 291,060 | € 364,536 | € 211,907 | ▼ 42% |
| Land & buildings | € 222,178 | € 204,407 | € 186,636 | € 168,865 | ▼ 10% |
| Retained profit | € 404,970 | € 371,531 | € 374,047 | € 364,163 | ▼ 3% |
| Bank debt | € 437,418 | € 333,723 | € 269,851 | € 280,727 | ▲ 4% |
| Balance sheet total | € 2,032,416 | € 1,918,340 | € 1,935,424 | € 1,849,598 | ▼ 4% |
| Employees (FTE) | 11.9 | 11.3 | 10.7 | 11 | ▲ 0.3 |
Key figures of TRANSFERT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TRANSFERT?
What happened at TRANSFERT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Anne Beyers stepped down as director. NBB
- Koen Cantens stepped down as director. NBB
- Lore Cantens stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 9,885 (▼ € 12,401 vs 2024). Source: NBB ↗
- Lore Cantens became a director. NBB
- Koen Cantens became a director. NBB
- New establishment in Kontich. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,192 profit in 2022 to € 9,885 loss in 2025.
Paid € 13,666 in corporate taxes since 2022.
Best year ever: 2022, with € 5,192 profit.
On average € 62,400 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Anne Beyers
Director
· until 2029
since 2011 · until 2029
Lore Cantens
Director
since 2024 · until 2029
Establishments
Establishment units
Physical locations of this company
Duffelsesteenweg 150
2550 Kontich
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.839.806
- VAT number
- BE 0435.839.806
- Registered office
- Duffelsesteenweg 150, 2550 Kontich
- Names & denominations
- TRANSFERT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 December 1988
- Peppol
- Active · Active since 10 Oct 2025
- Activities · NACE
Groothandel in kantoor- en schoolbenodigdheden
Groothandel in papierwaren, kantoor- en schoolbehoeften
Detailhandel in kranten en andere tijdschriften
Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels
Overige niet-gespecialiseerde detailhandel
Detailhandel in ICT-apparatuur
Detailhandel in kantoorbehoeften
Detailhandel in lederwaren en reisartikelen
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