Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
30 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
GENVAL 14 from Waterloo, company number BE0435660553, closed financial year 2025 with a result of € 40,184 after tax. For that financial year GENVAL 14 recorded a gross margin of € 128,332 and equity of € 469,317. Compared with financial year 2024, the result moved from € 53,384 to € 40,184. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 22, 2026.
€ 469,317
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,184
▼ 25% vs 2024
Profit after tax over the fiscal year.
€ 11,541
▼ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 266,477.
Debts at end 2025
€ 912,171
▼ 10% vs 2024
€ 106,701 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 2,983
▲ € 2,494 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 116,072 | € 120,013 | € 135,917 | € 128,332 | ▼ 6% |
| Profit after taxes | € 26,647 | € 36,650 | € 53,384 | € 40,184 | ▼ 25% |
| Equity | € 339,098 | € 375,748 | € 429,132 | € 469,317 | ▲ 9% |
| Total debts | € 1,207,403 | € 1,121,609 | € 1,018,131 | € 920,197 | ▼ 10% |
| Cash | € 11,309 | € 14,676 | € 17,584 | € 11,541 | ▼ 34% |
| Land & buildings | € 1,521,351 | € 1,472,446 | € 1,423,051 | € 1,373,656 | ▼ 3% |
| Retained profit | € 139,098 | € 175,748 | € 226,293 | € 266,477 | ▲ 18% |
| Bank debt | € 650,872 | € 559,604 | € 1,013,458 | € 912,171 | ▼ 10% |
| Balance sheet total | € 1,546,502 | € 1,497,357 | € 1,447,264 | € 1,389,513 | ▼ 4% |
Key figures of GENVAL 14, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GENVAL 14?
What happened at GENVAL 14 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,184 (▼ 25% vs 2024). filed late Source: NBB ↗
- New establishment in Lasne. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,647 profit in 2022 to € 40,184 profit in 2025.
Paid € 15,937 in corporate taxes since 2022.
Best year ever: 2024, with € 53,384 profit.
Management
The stake of IMMOBILIERE DU COQ A LASNE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GENVAL 14Behind GENVAL 14 are Gary CAMMERMANS and Geoffroy CAMMERMANS. The shares are held by IMMOBILIERE DU COQ A LASNE (100%).
Directors
According to the 2025 annual accounts
Gary CAMMERMANS
Director
Also active at: ARMOR INTERNATIONAL, Nagasha Immo, IMMOBILIERE DU COQ A LASNE
Geoffroy CAMMERMANS
Director
Also active at: ARMOR INTERNATIONAL, IMMOBILIERE DU COQ A LASNE, KIITOS
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Louvain 273
1410 Waterloo
Route de Genval 14
1380 Lasne
Active since 21 November 1988
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 30 companies are registered at this address.
All companies at this address →Photographers International
€ 22,038 gross margin · 2025
BROKERS ALLIED
€ 3,262 gross margin · 2025
Nagasha Immo same network
€ 40,421 gross margin · 2025
IMMOBILIERE EDEN
€ 25,591 gross margin · 2025
R.D.K.
€ 226,251 gross margin · 2025
+25 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.660.553
- VAT number
- BE 0435.660.553
- Registered office
- Chaussée de Louvain 273, 1410 Waterloo
- Names & denominations
- GENVAL 14
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 November 1988
- Peppol
- Active · Active since 24 Feb 2026