Financials
Financial year 2025
Société Générale d'Investissement et de Commerce from Namur, company number BE0435582359, closed financial year 2025 with a result of € -237,832 after tax. For that financial year Société Générale d'Investissement et de Commerce recorded a gross margin of € 130,419 and equity of € 2.8 million. Compared with financial year 2024, the result moved from € 33,947 to € -237,832. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 2.8 million
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -237,832
▼ still € 33,947 profit in 2024
Profit after tax over the fiscal year.
€ 258,580
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -224,600.
People and assets in 2025
€ 113,649
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 59,391
▼ 30% vs 2024
Of which on lease € 49,203.
Debts at end 2025
€ 505,309
▼ 19% vs 2024
€ 109,763 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 123,181
▲ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 42,499
▼ 1% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 393,916 | € 478,501 | € 411,366 | € 130,419 | ▼ 68% |
| Profit after taxes | € 30,076 | € 119,393 | € 33,947 | € -237,832 | ▼ € 271,779 |
| Equity | € 2,834,614 | € 2,954,006 | € 2,987,954 | € 2,750,122 | ▼ 8% |
| Total debts | € 959,556 | € 877,300 | € 773,567 | € 686,569 | ▼ 11% |
| Cash | € 290,100 | € 279,977 | € 427,549 | € 258,580 | ▼ 40% |
| Land & buildings | € 3,466,409 | € 3,329,089 | € 3,183,029 | € 3,038,157 | ▼ 5% |
| Retained profit | € -140,109 | € -20,716 | € 13,232 | € -224,600 | ▼ € 237,832 |
| Bank debt | € 815,388 | € 751,554 | € 622,429 | € 505,309 | ▼ 19% |
| Balance sheet total | € 3,794,170 | € 3,831,306 | € 3,761,521 | € 3,436,691 | ▼ 9% |
Key figures of Société Générale d'Investissement et de Commerce, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Société Générale d'Investissement et de Commerce?
What happened at Société Générale d'Investissement et de Commerce in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Arnaud MANTIA stepped down as director. NBB
- Philippe MANTIA stepped down as director. NBB
- Catherine DELCHAMBRE stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 237,832 (▼ € 271,779 vs 2024). Source: NBB ↗
- Arnaud MANTIA became a director. NBB
- Philippe MANTIA became a director. NBB
- Catherine DELCHAMBRE became a director. NBB
- New establishment in Namur. KBO
In short
From € 30,076 profit in 2022 to € 237,832 loss in 2025.
Paid € 1,177 in corporate taxes since 2022.
Best year ever: 2023, with € 119,393 profit.
A new publication or filing at Société Générale d'Investissement et de Commerce? We notify you, reason included.
Follow Société Générale d'Investissement et de CommerceDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of HALLENCIA HOLDING S.A. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Société Générale d'Investissement et de CommerceThe shares are held by HALLENCIA HOLDING S.A. (100%).
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Arnaud MANTIA
Director
Also active at: CONTAINERS ET TRAVAUX MOSANS, DINANT LOISIRS, HALLENCIA HOLDING S.A.
since 2026 · until 2032
Catherine DELCHAMBRE
Director
since 2023 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chemin du Grand Ry(WP) 1
5100 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.582.359
- VAT number
- BE 0435.582.359
- Registered office
- Chemin du Grand Ry(WP) 1, 5100 Namur
- Names & denominations
- Société Générale d'Investissement et de Commerce · S.G.I.C.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 October 1988
- Peppol
- Active · Active since 17 Oct 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur van niet-residentiële gebouwen