Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BAM from Maaseik, company number BE0435556526, closed financial year 2025 with a result of € -2,783 after tax. For that financial year BAM recorded a gross margin of € 11,404 and equity of € 206,544. Compared with financial year 2024, the result moved from € -1,710 to € -2,783. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 22, 2025.
€ 206,544
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,783
▼ 63 % more loss than in 2024
Profit after tax over the fiscal year.
€ 14,942
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 56,544.
People and assets in 2025
€ 709
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 105,000
Loans from banks and other lenders, long and short.
€ 2,602
▲ 44% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,481
▲ 66% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 22,118 | € 16,699 | € 16,859 | € 11,404 | ▼ 32% |
| Profit after taxes | € 488 | € 301 | € -1,710 | € -2,783 | ▼ € 1,073 |
| Equity | € 210,736 | € 211,037 | € 209,327 | € 206,544 | ▼ 1% |
| Total debts | € 216,406 | € 210,496 | € 207,279 | € 209,723 | ▲ 1% |
| Cash | € 8,863 | € 15,620 | € 13,636 | € 14,942 | ▲ 10% |
| Land & buildings | € 285,390 | € 273,009 | € 267,399 | € 263,557 | ▼ 1% |
| Retained profit | € 60,736 | € 61,037 | € 59,327 | € 56,544 | ▼ 5% |
| Bank debt | € 115,829 | € 105,000 | € 105,000 | € 105,000 | |
| Balance sheet total | € 427,142 | € 421,534 | € 416,606 | € 416,267 |
Key figures of BAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to BAM?
What happened at BAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,783. Source: NBB ↗
- Rik RAEDSCHELDERS became a director. NBB
- New establishment in Maaseik. KBO
- New establishment in Maaseik. KBO
- Start of the company according to the CBE. KBO
In short
From € 488 profit in 2022 to € 2,783 loss in 2025.
Paid € 27 in corporate taxes since 2022.
Best year ever: 2022, with € 488 profit.
Management
Behind BAM are Rik RAEDSCHELDERS and Mieke BORKELMANS.
Directors
According to the 2025 annual accounts
Rik RAEDSCHELDERS
Manager
since 2018
Mieke BORKELMANS
Manager
Establishments
Establishment units
Physical locations of this company
Pelserstraat 15
3680 Maaseik
Bosstraat 67
3680 Maaseik
Active since 5 December 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.556.526
- VAT number
- BE 0435.556.526
- Registered office
- Pelserstraat 15, 3680 Maaseik
- Names & denominations
- BAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 October 1988
- Peppol
- Active · Active since 15 Oct 2025
- Activities · NACE
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