What does EM FINANCE do?

EM FINANCE is a wholesaler in Hove. Public Limited, started on 3 October 1988, 1 establishment.

What is the address of EM FINANCE?

The registered office of EM FINANCE is located at Lintsesteenweg 531, 2540 Hove.

Is EM FINANCE still active?

Yes. According to the CBE (30 October 2026) EM FINANCE is active, legal situation “Normale toestand”, started on 3 October 1988.

Is EM FINANCE registered on Peppol?

Yes, EM FINANCE is registered on the Peppol network with ID 0208:0435336988.

What is the enterprise number of EM FINANCE?

The enterprise number of EM FINANCE is BE0435336988.

When was EM FINANCE founded?

EM FINANCE was founded on 3 October 1988.

Who are the directors of EM FINANCE?

According to the 2025 annual accounts, the directors of EM FINANCE are: Euras Trading NV.

Is EM FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 3 October 1988; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did EM FINANCE make in 2025?

EM FINANCE posted a profit after taxes of € 714,211 in financial year 2025.

What is the revenue of EM FINANCE?

As a small company, EM FINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 143,767.

How much does an employee at EM FINANCE earn?

The average wage cost per full-time employee at EM FINANCE was € 22,300 in 2022: staff costs of € 24,511 for 1.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does EM FINANCE have?

According to the 2025 annual accounts, EM FINANCE has 0 full-time equivalents (FTE).

EM FINANCE (Public Limited) - Hove - BE0435336988

Dossier EM FINANCE, printed on 30 October 2026 from databakkes.be/en/0435336988/em-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

EM FINANCE from Hove, company number BE0435336988, closed financial year 2025 with a result of € 714,211 after tax. For that financial year EM FINANCE recorded a gross margin of € 143,767 and equity of € 2 million. Compared with financial year 2024, the result moved from € 529,181 to € 714,211. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 19, 2026.

What it is worth Growing

€ 2 million

▲ 55% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 714,211

▲ 35% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 94,162

▲ 38% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.8 million.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 567

▲ 29% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 15,827

▲ € 14,695 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -169,584 Gross margin 2022: € -169,584 First fiscal year in the series	€ -90,166 Gross margin 2023: € -90,166 ▲ € 79,418 vs 2022 (€ -169,584) Favourable step	€ -61,979 Gross margin 2024: € -61,979 ▲ € 28,188 vs 2023 (€ -90,166) Favourable step	€ 143,767 Gross margin 2025: € 143,767 ▲ € 205,745 vs 2024 (€ -61,979) Favourable step	▲ € 205,745
Profit after taxes	€ -206,222 Profit after taxes 2022: € -206,222 First fiscal year in the series	€ -27,316 Profit after taxes 2023: € -27,316 ▲ € 178,906 vs 2022 (€ -206,222) Favourable step	€ 529,181 Profit after taxes 2024: € 529,181 ▲ € 556,497 vs 2023 (€ -27,316) Favourable step	€ 714,211 Profit after taxes 2025: € 714,211 ▲ 35% vs 2024 (€ 529,181) Favourable step	▲ 35%
Equity	€ 6,107,577 Equity 2022: € 6,107,577 First fiscal year in the series	€ 3,280,261 Equity 2023: € 3,280,261 ▼ 46% vs 2022 (€ 6,107,577) Unfavourable step	€ 1,309,442 Equity 2024: € 1,309,442 ▼ 60% vs 2023 (€ 3,280,261) Unfavourable step	€ 2,023,653 Equity 2025: € 2,023,653 ▲ 55% vs 2024 (€ 1,309,442) Favourable step	▲ 55%
Total debts	€ 1,787,586 Total debts 2022: € 1,787,586 First fiscal year in the series	€ 4,481,368 Total debts 2023: € 4,481,368 ▲ 151% vs 2022 (€ 1,787,586) Unfavourable step	€ 6,762,142 Total debts 2024: € 6,762,142 ▲ 51% vs 2023 (€ 4,481,368) Unfavourable step	€ 1,138,353 Total debts 2025: € 1,138,353 ▼ 83% vs 2024 (€ 6,762,142) Favourable step	▼ 83%
Cash	€ 127,692 Cash 2022: € 127,692 First fiscal year in the series	€ 62,032 Cash 2023: € 62,032 ▼ 51% vs 2022 (€ 127,692) Unfavourable step	€ 68,450 Cash 2024: € 68,450 ▲ 10% vs 2023 (€ 62,032) Favourable step	€ 94,162 Cash 2025: € 94,162 ▲ 38% vs 2024 (€ 68,450) Favourable step	▲ 38%
Retained profit	€ 5,909,263 Retained profit 2022: € 5,909,263 First fiscal year in the series	€ 3,081,946 Retained profit 2023: € 3,081,946 ▼ 48% vs 2022 (€ 5,909,263) Unfavourable step	€ 1,111,127 Retained profit 2024: € 1,111,127 ▼ 64% vs 2023 (€ 3,081,946) Unfavourable step	€ 1,825,338 Retained profit 2025: € 1,825,338 ▲ 64% vs 2024 (€ 1,111,127) Favourable step	▲ 64%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 2,800,000 Dividend 2023: € 2,800,000 Unchanged (€ 0) Unchanged	€ 2,500,000 Dividend 2024: € 2,500,000 ▼ 11% vs 2023 (€ 2,800,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 2,500,000) Unchanged	▼ 100%
Balance sheet total	€ 7,895,163 Balance sheet total 2022: € 7,895,163 First fiscal year in the series	€ 7,761,629 Balance sheet total 2023: € 7,761,629 ▼ 2% vs 2022 (€ 7,895,163) Unchanged	€ 8,071,585 Balance sheet total 2024: € 8,071,585 ▲ 4% vs 2023 (€ 7,761,629) Unchanged	€ 3,162,006 Balance sheet total 2025: € 3,162,006 ▼ 61% vs 2024 (€ 8,071,585) Unchanged	▼ 61%
Employees (FTE)	1.1 Employees (FTE) 2022: 1.1 First fiscal year in the series	0 Employees (FTE) 2023: 0 ▼ 1.1 vs 2022 (1.1) Unchanged	0 Employees (FTE) 2024: 0 Unchanged (0) Unchanged	0 Employees (FTE) 2025: 0 Unchanged (0) Unchanged

Key figures of EM FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to EM FINANCE?

What happened at EM FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Feb 19, 2026 New annual accounts for financial year 2025: profit of € 714,211 (▲ 35% vs 2024). Source: NBB ↗
2017 Euras Trading NV became a director. NBB
Oct 7, 1988 New establishment in Hove. KBO
Oct 3, 1988 Start of the company according to the CBE. KBO

In short

From € 206,222 loss in 2022 to € 714,211 profit in 2025.

Paid € 15,585 in corporate taxes since 2022.

Best year ever: 2025, with € 714,211 profit.

Paid out € 5.3 million in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

EURAS TRADING 99.3%

The stake of EURAS TRADING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

EM FINANCE

Behind EM FINANCE is Euras Trading NV. The shares are held by EURAS TRADING (99.3%).

Directors

According to the 2025 annual accounts

Euras Trading NV

Director · represented by Dominique Beauvois

since 2017

Shareholders

EURAS TRADING

99.3%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Lintsesteenweg 531

2540 Hove

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

EURAS TRADING same network

€ -21,112 gross margin · 2025

EUROMETAL SERVICE

€ 384.5 million revenue · 2025

Immo Wayenborgh

€ 153,551 gross margin · 2025

CERES GL

€ 186,390 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0435.336.988

VAT number

BE 0435.336.988

Registered office

Lintsesteenweg 531, 2540 Hove

Names & denominations

EM FINANCE

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

3 October 1988

Peppol

Active · Active since 11 Dec 2025

Activities · NACE

Groothandel in metalen en metaalertsen

Vervaardiging van metalen constructiewerken en onderdelen daarvan

Vervaardiging van metalen constructiewerken en delen daarvan

View on CBE Public ↗ Annual accounts (NBB) ↗

EM FINANCE

Financials

What happened to EM FINANCE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions