Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
S.A.I.V. from Herstal, company number BE0435231080, closed financial year 2025 with a result of € -16,791 after tax. For that financial year S.A.I.V. recorded a gross margin of € 189,545 and equity of € 189,162. Compared with financial year 2024, the result moved from € -957 to € -16,791. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 189,162
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,791
▼ 1655 % more loss than in 2024
Profit after tax over the fiscal year.
€ 81,478
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 166,846.
People and assets in 2025
€ 191,594
▲ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,206
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 21,094
▼ 40% vs 2024
€ 11,951 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 52,673
▲ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,249
▼ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 152,327 | € 159,029 | € 195,840 | € 189,545 | ▼ 3% |
| Profit after taxes | € -40,852 | € -12,261 | € -957 | € -16,791 | ▼ € 15,834 |
| Equity | € 227,678 | € 209,702 | € 207,514 | € 189,162 | ▼ 9% |
| Total debts | € 105,430 | € 109,153 | € 100,627 | € 98,390 | ▼ 2% |
| Cash | € 150,000 | € 129,036 | € 94,233 | € 81,478 | ▼ 14% |
| Retained profit | € 205,361 | € 187,386 | € 185,198 | € 166,846 | ▼ 10% |
| Dividend | € 0 | € 5,714 | € 1,231 | € 1,562 | ▲ 27% |
| Bank debt | € 44,635 | € 28,183 | € 35,197 | € 21,094 | ▼ 40% |
| Balance sheet total | € 333,108 | € 318,855 | € 308,142 | € 287,552 | ▼ 7% |
Key figures of S.A.I.V., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S.A.I.V.?
What happened at S.A.I.V. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,791. Source: NBB ↗
- SD Management became a director. NBB
- New establishment in Herstal. KBO
- Start of the company according to the CBE. KBO
In short
From € 40,852 loss in 2022 to € 16,791 loss in 2025.
Paid € 677 in corporate taxes since 2022.
Paid out € 8,507 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SD MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
S.A.I.V.Behind S.A.I.V. is SD Management. The shares are held by SD MANAGEMENT (45%).
Directors
According to the 2025 annual accounts
Director · represented by Sophie Denis
since 2020
Shareholders
45%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Prolongement de l'Abbaye 19
4040 Herstal
Rue de l'Abbaye
4040 Herstal
Active since 18 December 1997
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.231.080
- VAT number
- BE 0435.231.080
- Registered office
- Prolongement de l'Abbaye 19, 4040 Herstal
- Names & denominations
- S.A.I.V.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 September 1988
- Peppol
- Active · Active since 4 Nov 2025
- Activities · NACE
Coating van metalen
Oppervlaktebehandeling en bekleding van metaal
Oppervlaktebehandeling van metalen