Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COMFINA from Heist-op-den-Berg, company number BE0434859710, closed financial year 2025 with a result of € 163,700 after tax. For that financial year COMFINA recorded a gross margin of € 1 million and equity of € 6.5 million. Compared with financial year 2024, the result moved from € -18,375 to € 163,700. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 6.5 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 163,700
▲ still € 18,375 loss in 2024
Profit after tax over the fiscal year.
€ 29,466
▲ € 28,337 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.7 million.
People and assets in 2025
4.9
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 444,936
▲ 2% vs 2024
€ 90,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 88,681
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4.5 million
▼ 10% vs 2024
€ 508,429 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 61,113
▼ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 367,423
▲ 12% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,608,485 | € 901,386 | € 1,072,773 | € 1,021,254 | ▼ 5% |
| Profit after taxes | € 2,808,119 | € 1,540 | € -18,375 | € 163,700 | ▲ € 182,076 |
| Equity | € 6,341,175 | € 6,342,715 | € 6,324,340 | € 6,488,040 | ▲ 3% |
| Total debts | € 3,902,366 | € 8,056,981 | € 5,622,551 | € 5,160,778 | ▼ 8% |
| Cash | € 538,815 | € 12,330 | € 1,128 | € 29,466 | ▲ € 28,337 |
| Land & buildings | € 8,842,604 | € 11,540,263 | € 11,199,638 | € 11,344,515 | ▲ 1% |
| Retained profit | € 3,591,175 | € 3,592,715 | € 3,574,340 | € 3,738,040 | ▲ 5% |
| Bank debt | € 3,586,677 | € 7,726,919 | € 5,031,933 | € 4,528,707 | ▼ 10% |
| Balance sheet total | € 10,695,633 | € 14,850,921 | € 12,370,955 | € 12,072,883 | ▼ 2% |
| Employees (FTE) | 7.6 | 5.1 | 5 | 4.9 | ▼ 0.1 |
Key figures of COMFINA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COMFINA?
What happened at COMFINA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 163,700. Source: NBB ↗
- Christiaan Compagnie became a director. NBB
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 2.8 million profit in 2022 to € 163,700 profit in 2025.
Paid € 782,011 in corporate taxes since 2022.
Best year ever: 2022, with € 2.8 million profit.
On average € 208,400 of value added per employee in 2025.
Management
Behind COMFINA is Christiaan Compagnie. Christiaan Compagnie is also behind DGC, CEGEBO, HODISTRI, Sniper Projects and Sniper Cycling.
Directors
According to the 2025 annual accounts
Christiaan Compagnie
Director
Also active at: DGC, CEGEBO, HODISTRI, Sniper Projects, Sniper Cycling, CCO Invest, DIKOR, HEWA +4 more
since 2020
Establishments
Establishment units
Physical locations of this company
Broekstraat(HAL) 8 box 5
2220 Heist-op-den-Berg
Broekstraat(HAL) 8 box 1
2220 Heist-op-den-Berg
Active since 21 December 1988
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.859.710
- VAT number
- BE 0434.859.710
- Registered office
- Broekstraat(HAL) 8 bus 5, 2220 Heist-op-den-Berg
- Names & denominations
- COMFINA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 July 1988
- Peppol
- Active · Active since 11 Feb 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis