Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
DESSEL FINANCE from Mol, company number BE0434795471, closed financial year 2025 with a result of € 217,387 after tax. For that financial year DESSEL FINANCE recorded a gross margin of € 310,416 and equity of € 29,984. Compared with financial year 2024, the result moved from € 1,642 to € 217,387. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 29,984
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 217,387
▲ € 215,745 vs 2024
Profit after tax over the fiscal year.
€ 13,428
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 215,000 paid out
99 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.1
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 11,678
▼ 75% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,751
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 26,636
▲ 249% vs 2024
€ 3,552 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 1,333
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 49,178 | € 63,499 | € 64,644 | € 310,416 | ▲ € 245,772 |
| Profit after taxes | € -21,981 | € -15,445 | € 1,642 | € 217,387 | ▲ € 215,745 |
| Equity | € 41,400 | € 25,955 | € 27,597 | € 29,984 | ▲ 9% |
| Total debts | € 81,846 | € 81,091 | € 68,677 | € 43,680 | ▼ 36% |
| Cash | € 13,124 | € 10,573 | € 25,205 | € 13,428 | ▼ 47% |
| Land & buildings | € 67,432 | € 62,333 | € 57,484 | € 52,635 | ▼ 8% |
| Retained profit | € -39,461 | € -54,906 | € -53,264 | € -50,877 | ▲ € 2,387 |
| Dividend | € 0 | € 0 | € 0 | € 215,000 | |
| Bank debt | € 14,414 | € 11,057 | € 7,637 | € 26,636 | ▲ 249% |
| Balance sheet total | € 123,246 | € 107,046 | € 96,274 | € 73,664 | ▼ 23% |
| Employees (FTE) | 1 | 1 | 1 | 0.1 | ▼ 0.9 |
Key figures of DESSEL FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DESSEL FINANCE?
What happened at DESSEL FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 217,387 (▲ € 215,745 vs 2024). filed late Source: NBB ↗
- Kristin Vervecken became a director. NBB
- Van Elven - Vervecken became a director. NBB
- New establishment in Mol. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,981 loss in 2022 to € 217,387 profit in 2025.
Paid € 71,603 in corporate taxes since 2022.
Best year ever: 2025, with € 217,387 profit.
On average € 64,600 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Van Elven-Vervecken comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DESSEL FINANCEBehind DESSEL FINANCE are Kristin Vervecken and Van Elven - Vervecken . The shares are held by Van Elven-Vervecken.
Directors
According to the 2025 annual accounts
since 2016
Director · represented by Johan Van Elven
since 2016
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Haverstraat 7
2400 Mol
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.795.471
- VAT number
- BE 0434.795.471
- Registered office
- Haverstraat 7, 2400 Mol
- Names & denominations
- DESSEL FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Besloten Vennootschap van publiek recht
- Legal situation
- Normale toestand
- Start date
- 30 June 1988
- Peppol
- Not registered