Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BUREAU IMMOBILIER GELBARD from Ukkel, company number BE0434625524, closed financial year 2025 with a result of € -55,457 after tax. For that financial year BUREAU IMMOBILIER GELBARD recorded a gross margin of € 8,678 and equity of € 780,113. Compared with financial year 2024, the result moved from € -62,775 to € -55,457. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ 780,113
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -55,457
▲ 12 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,553
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -49,529.
Debts at end 2025
€ 519,852
▼ 8% vs 2024
€ 46,718 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 4,093
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 10,780 | € 679,705 | € 4,863 | € 8,678 | ▲ 78% |
| Profit after taxes | € -76,427 | € 432,850 | € -62,775 | € -55,457 | ▲ € 7,318 |
| Equity | € 465,495 | € 898,345 | € 835,570 | € 780,113 | ▼ 7% |
| Total debts | € 787,847 | € 622,463 | € 579,513 | € 525,463 | ▼ 9% |
| Cash | € 1,625 | € 9,412 | € 10,737 | € 3,553 | ▼ 67% |
| Land & buildings | € 1,455,615 | € 1,294,252 | € 1,243,061 | € 1,191,734 | ▼ 4% |
| Retained profit | € -364,147 | € 68,703 | € 5,928 | € -49,529 | ▼ € 55,457 |
| Bank debt | € 749,810 | € 610,149 | € 565,516 | € 519,852 | ▼ 8% |
| Balance sheet total | € 1,552,961 | € 1,813,274 | € 1,700,396 | € 1,583,735 | ▼ 7% |
Key figures of BUREAU IMMOBILIER GELBARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BUREAU IMMOBILIER GELBARD?
What happened at BUREAU IMMOBILIER GELBARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Julien Cisinski stepped down as director. NBB
- Michèle Gelbard stepped down as director. NBB
- Laura Cisinski stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 55,457. filed late Source: NBB ↗
- Laura Cisinski became a director. NBB
- Michèle Gelbard became a director. NBB
- Julien Cisinski became a director. NBB
- New establishment in Ukkel. KBO
In short
From € 76,427 loss in 2022 to € 55,457 loss in 2025.
Paid € 8,550 in corporate taxes since 2022.
Best year ever: 2023, with € 432,850 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Laura Cisinski
Director
since 2022 · until 2027
Julien Cisinski
Director
since 2020 · until 2031
Michèle Gelbard
Managing director
since 2022 · until 2031
Establishments
Establishment units
Physical locations of this company
Dr.Decrolylaan 24
1180 Ukkel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.625.524
- VAT number
- BE 0434.625.524
- Registered office
- Dr.Decrolylaan 24, 1180 Ukkel
- Names & denominations
- BUREAU IMMOBILIER GELBARD · B.I.G.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 June 1988
- Peppol
- Not registered