Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RAVEL from Roeselare, company number BE0434192883, closed financial year 2025 with a result of € -395 after tax. For that financial year RAVEL recorded a gross margin of € 76,843 and equity of € 22,764. Compared with financial year 2024, the result moved from € -18,735 to € -395. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.
€ 22,764
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -395
▲ 98 % less loss than in 2024
Profit after tax over the fiscal year.
€ 26,885
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -34,365.
People and assets in 2025
€ 38,771
▲ 73% vs 2024
Of which on lease € 25,695.
Debts at end 2025
€ 317,157
▼ 12% vs 2024
€ 65,095 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 52,364
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,622
▼ 38% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 75,133 | € 102,461 | € 112,286 | € 76,843 | ▼ 32% |
| Profit after taxes | € 1,506 | € 6,421 | € -18,735 | € -395 | ▲ € 18,340 |
| Equity | € 288,186 | € 41,894 | € 23,159 | € 22,764 | ▼ 2% |
| Total debts | € 850,701 | € 735,500 | € 627,889 | € 532,356 | ▼ 15% |
| Cash | € 6,278 | € 12,795 | € 33,624 | € 26,885 | ▼ 20% |
| Land & buildings | € 481,464 | € 176,466 | € 157,613 | € 141,212 | ▼ 10% |
| Retained profit | € 165,799 | € -15,235 | € -33,970 | € -34,365 | ▼ € 395 |
| Bank debt | € 470,061 | € 433,849 | € 359,525 | € 317,157 | ▼ 12% |
| Balance sheet total | € 1,138,887 | € 777,394 | € 651,048 | € 555,120 | ▼ 15% |
Key figures of RAVEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 March 2027.
What happened to RAVEL?
What happened at RAVEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 395. Source: NBB ↗
- Ilse VERMANDER became a director. NBB
- Eline VERMANDER became a director. NBB
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,506 profit in 2022 to € 395 loss in 2025.
Paid € 20,778 in corporate taxes since 2022.
Best year ever: 2023, with € 6,421 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind RAVEL are Luc VERMANDER, Ilse VERMANDER and Eline VERMANDER . Luc VERMANDER is also behind RAVEL INVEST.
Directors
According to the 2025 annual accounts
Ilse VERMANDER
Director
since 2019
Eline VERMANDER
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Kwadestraat 141
8800 Roeselare
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.192.883
- VAT number
- BE 0434.192.883
- Registered office
- Kwadestraat 141, 8800 Roeselare
- Names & denominations
- RAVEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 May 1988
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Groothandel in schoeisel
Detailhandel in schoeisel
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen