Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
GARDEC from Charleroi, company number BE0433935042, closed financial year 2025 with a result of € -5,700 after tax. For that financial year GARDEC recorded a gross margin of € -908 and equity of € 60,544. Compared with financial year 2024, the result moved from € -1,916 to € -5,700. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 60,544
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,700
▼ 197 % more loss than in 2024
Profit after tax over the fiscal year.
€ 242
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 41,952.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,179 | € -435 | € 1,037 | € -908 | ▼ € 1,944 |
| Profit after taxes | € -4,132 | € -9,847 | € -1,916 | € -5,700 | ▼ € 3,784 |
| Equity | € 78,007 | € 68,160 | € 66,244 | € 60,544 | ▼ 9% |
| Total debts | € 25,826 | € 1,400 | € 155 | € 0 | ▼ 100% |
| Cash | € 58,890 | € 1,830 | € 588 | € 242 | ▼ 59% |
| Land & buildings | € 41,115 | € 38,186 | € 35,257 | € 32,328 | ▼ 8% |
| Retained profit | € 59,415 | € 49,568 | € 47,652 | € 41,952 | ▼ 12% |
| Balance sheet total | € 103,833 | € 69,560 | € 66,398 | € 60,544 | ▼ 9% |
Key figures of GARDEC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GARDEC?
What happened at GARDEC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,700. Source: NBB ↗
- New establishment in Anderlues. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,132 loss in 2022 to € 5,700 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GARDEC are Chantal DEDECKER and Vincenzo GARGIULO.
Directors
According to the 2025 annual accounts
Chantal DEDECKER
Associate
Vincenzo GARGIULO
Manager
Establishments
Establishment units
Physical locations of this company
Rue Vital Françoisse 113 box 3
6001 Charleroi
Rue Albert Ier 12
6150 Anderlues
Active since 21 April 1988
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.935.042
- VAT number
- BE 0433.935.042
- Registered office
- Rue Vital Françoisse 113 bus 3, 6001 Charleroi
- Names & denominations
- GARDEC
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 19 April 1988
- Peppol
- Not registered
- Activities · NACE
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