Financials
Financial year 2025
FINAC from Liège, company number BE0433807952, closed financial year 2025 with a result of € 279,266 after tax. For that financial year FINAC recorded a gross margin of € 3.4 million and equity of € 68,200. Compared with financial year 2024, the result moved from € 380,679 to € 279,266. The company is profitable. The buffer shrank hard: equity is 60 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 68,200
▼ 60% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 279,266
▼ 27% vs 2024
Profit after tax over the fiscal year.
€ 1.1 million
▼ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 380,258 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
50.4
Average over the fiscal year, from the social balance sheet.
€ 3 million
▲ 7% vs 2024
€ 58,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,634
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 177,129
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 502,949
▲ 7% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,721,692 | € 3,315,473 | € 3,351,483 | € 3,427,224 | ▲ 2% |
| Profit after taxes | € 337,897 | € 353,131 | € 380,679 | € 279,266 | ▼ 27% |
| Equity | € 535,382 | € 888,513 | € 169,192 | € 68,200 | ▼ 60% |
| Total debts | € 576,733 | € 627,295 | € 1,775,498 | € 1,079,120 | ▼ 39% |
| Cash | € 1,330,479 | € 740,850 | € 1,660,507 | € 1,136,827 | ▼ 32% |
| Retained profit | € 473,382 | € 826,513 | € 107,192 | € 6,200 | ▼ 94% |
| Dividend | € 0 | € 0 | € 1,100,000 | € 380,258 | ▼ 65% |
| Balance sheet total | € 1,494,927 | € 1,922,058 | € 2,374,377 | € 1,600,445 | ▼ 33% |
| Employees (FTE) | 50.4 | 50.4 | 50.4 | 50.4 |
Key figures of FINAC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINAC?
What happened at FINAC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 279,266 (▼ 27% vs 2024). Source: NBB ↗
- MAXANE SRL became a director. NBB
- CHRISTIAN CREUVEN became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 337,897 profit in 2022 to € 279,266 profit in 2025.
Paid € 445,044 in corporate taxes since 2022.
Best year ever: 2024, with € 380,679 profit.
On average € 68,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MAXANE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FINACBehind FINAC are MAXANE SRL and CHRISTIAN CREUVEN. The shares are held by MAXANE (99%).
Directors
According to the 2025 annual accounts
Director · represented by PETIT PASCALE
since 2022
since 2022
Shareholders
99%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bld de la Constitution 59
4020 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.807.952
- VAT number
- BE 0433.807.952
- Registered office
- Bld de la Constitution 59, 4020 Liège
- Names & denominations
- FINAC
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 1988
- Peppol
- Active · Active since 2 Oct 2025
- Activities · NACE
Rusthuizen voor ouderen (ROB)
Rust- en verzorgingstehuizen