Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KOVA SINT-TRUIDEN from Sint-Truiden, company number BE0433595047, closed financial year 2025 with a result of € -28,031 after tax. For that financial year KOVA SINT-TRUIDEN recorded a gross margin of € 1.3 million and equity of € 126,841. Compared with financial year 2024, the result moved from € -850 to € -28,031. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 126,841
▼ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -28,031
▼ 3200 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,739
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 11,736.
People and assets in 2025
20.1
▲ 1.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▲ 13% vs 2024
€ 56,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 47,152
▲ € 44,652 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 662,664
€ 105,883 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 236,639
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 68,828
▲ 32% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,126,947 | € 1,194,856 | € 1,165,312 | € 1,292,902 | ▲ 11% |
| Profit after taxes | € 40,235 | € 9,124 | € -850 | € -28,031 | ▼ € 27,181 |
| Equity | € 146,597 | € 155,721 | € 154,872 | € 126,841 | ▼ 18% |
| Total debts | € 926,074 | € 1,165,410 | € 1,113,453 | € 1,002,037 | ▼ 10% |
| Cash | € 30,523 | € 18,696 | € 12,704 | € 6,739 | ▼ 47% |
| Land & buildings | € 374,838 | € 351,827 | € 326,450 | € 301,508 | ▼ 8% |
| Retained profit | € 31,493 | € 40,617 | € 39,767 | € 11,736 | ▼ 70% |
| Dividend | € 37,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 457,495 | € 714,299 | € 661,948 | € 662,664 | |
| Balance sheet total | € 1,072,670 | € 1,321,131 | € 1,268,324 | € 1,128,877 | ▼ 11% |
| Employees (FTE) | 19.8 | 18.8 | 18.2 | 20.1 | ▲ 1.9 |
Key figures of KOVA SINT-TRUIDEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KOVA SINT-TRUIDEN?
What happened at KOVA SINT-TRUIDEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 28,031. Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 40,235 profit in 2022 to € 28,031 loss in 2025.
Paid € 5,398 in corporate taxes since 2022.
Best year ever: 2022, with € 40,235 profit.
On average € 64,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rellestraat 5560
3800 Sint-Truiden
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Website info
Features
Security
Details
- Company number
- 0433.595.047
- VAT number
- BE 0433.595.047
- Registered office
- Rellestraat 5560, 3800 Sint-Truiden
- Names & denominations
- KOVA SINT-TRUIDEN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 March 1988
- Peppol
- Active · Active since 17 Jun 2026
- Contact
- kova.be 011 67 10 40
- Activities · NACE
Schrijnwerk
Schrijnwerk van hout of van kunststof
Vervaardiging van ander schrijn- en timmerwerk