Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SCHEPENS from Lummen, company number BE0433577429, closed financial year 2025 with a result of € -121,353 after tax. For that financial year SCHEPENS recorded a gross margin of € 993,057 and equity of € 1.8 million. Compared with financial year 2024, the result moved from € -183,259 to € -121,353. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 19, 2026.
€ 1.8 million
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -121,353
▲ 34 % less loss than in 2024
Profit after tax over the fiscal year.
€ 119,063
▲ € 100,748 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.2 million.
People and assets in 2025
8.7
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 768,502
▲ 4% vs 2024
€ 88,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 194,484
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 321,679
▼ 28% vs 2024
€ 59,927 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 256,158
▼ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 187,126
▲ 34% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 905,524 | € 1,094,256 | € 675,106 | € 993,057 | ▲ 47% |
| Profit after taxes | € -151,934 | € 1,419 | € -183,259 | € -121,353 | ▲ € 61,906 |
| Equity | € 2,060,047 | € 2,061,466 | € 1,878,207 | € 1,756,854 | ▼ 6% |
| Total debts | € 2,780,444 | € 2,455,917 | € 2,251,871 | € 2,264,963 | ▲ 1% |
| Cash | € 10,857 | € 145,215 | € 18,316 | € 119,063 | ▲ € 100,748 |
| Land & buildings | € 578,937 | € 544,599 | € 513,329 | € 484,064 | ▼ 6% |
| Retained profit | € 1,514,047 | € 1,515,466 | € 1,332,207 | € 1,210,854 | ▼ 9% |
| Bank debt | € 749,621 | € 437,484 | € 447,902 | € 321,679 | ▼ 28% |
| Balance sheet total | € 4,840,490 | € 4,517,383 | € 4,130,078 | € 4,021,816 | ▼ 3% |
| Employees (FTE) | 9 | 7.8 | 8 | 8.7 | ▲ 0.7 |
Key figures of SCHEPENS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SCHEPENS?
What happened at SCHEPENS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Philip Bouts stepped down as director. NBB
- 't Vrijthof NV stepped down as director. NBB
- Chantal Kelders stepped down as director. NBB
- Trichterheide NV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 121,353. filed late Source: NBB ↗
- 't Vrijthof NV became a director. NBB
- Chantal Kelders became a director. NBB
- Philip Bouts became a director. NBB
In short
From € 151,934 loss in 2022 to € 121,353 loss in 2025.
Paid € 2,393 in corporate taxes since 2022.
Best year ever: 2023, with € 1,419 profit.
On average € 114,100 of value added per employee in 2025.
Management
The stake of TRICHTERHEIDE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SCHEPENSThe shares are held by TRICHTERHEIDE (100%).
Directors
According to the 2025 annual accounts
since 2024 · until 2032
since 2025 · until 2032
Director · represented by Philip Bouts, Luc Bouts
since 2024 · until 2032
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kanaalstraat 9
3560 Lummen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Domain
Domain
schepenscompany.com
Registered
2015-12-15
Registrar
Gandi SAS
Expires
2026-12-15
Website info
Features
Security
Details
- Company number
- 0433.577.429
- VAT number
- BE 0433.577.429
- Registered office
- Kanaalstraat 9, 3560 Lummen
- Names & denominations
- SCHEPENS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 March 1988
- Peppol
- Active · Active since 18 Aug 2025
- Contact
- schepenscompany.com +32 11 45 85 20
- Activities · NACE
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