Financials
Financial year 2025
CHRISTOFFELS VERZEKERINGEN from Lanaken, company number BE0433053233, closed financial year 2025 with a result of € 178,238 after tax. For that financial year CHRISTOFFELS VERZEKERINGEN recorded a gross margin of € 595,107 and equity of € 747,993. Compared with financial year 2024, the result moved from € 103,100 to € 178,238. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ 747,993
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 178,238
▲ 73% vs 2024
Profit after tax over the fiscal year.
€ 553,037
▲ 26% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 150,482 paid out
84 % of the profit went to the shareholders, mostly to BP INVEST (100 % of the shares). That is where the money ends up.
People and assets in 2025
4.6
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 300,298
▲ 9% vs 2024
€ 65,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 66,993
▲ 2% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 259,211
▼ 23% vs 2024
€ 22,872 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 26,873
▲ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 65,872
▲ 45% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 411,153 | € 455,873 | € 471,634 | € 595,107 | ▲ 26% |
| Profit after taxes | € 109,292 | € 128,865 | € 103,100 | € 178,238 | ▲ 73% |
| Equity | € 598,626 | € 617,138 | € 720,238 | € 747,993 | ▲ 4% |
| Total debts | € 396,199 | € 436,407 | € 406,242 | € 502,438 | ▲ 24% |
| Cash | € 285,902 | € 361,586 | € 438,164 | € 553,037 | ▲ 26% |
| Land & buildings | € 463,742 | € 448,043 | € 441,268 | € 425,712 | ▼ 4% |
| Retained profit | € 535,174 | € 553,686 | € 656,785 | € 684,541 | ▲ 4% |
| Dividend | € 50,161 | € 110,354 | € 0 | € 150,482 | |
| Bank debt | € 344,163 | € 362,759 | € 338,381 | € 259,211 | ▼ 23% |
| Balance sheet total | € 994,825 | € 1,053,545 | € 1,126,480 | € 1,250,432 | ▲ 11% |
| Employees (FTE) | 2.3 | 4 | 4.5 | 4.6 | ▲ 0.1 |
Key figures of CHRISTOFFELS VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHRISTOFFELS VERZEKERINGEN?
What happened at CHRISTOFFELS VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 178,238 (▲ 73% vs 2024). filed late Source: NBB ↗
- New establishment in Lanaken. KBO
- Start of the company according to the CBE. KBO
In short
From € 109,292 profit in 2022 to € 178,238 profit in 2025.
Paid € 202,000 in corporate taxes since 2022.
Best year ever: 2025, with € 178,238 profit.
On average € 129,400 of value added per employee in 2025.
A new publication or filing at CHRISTOFFELS VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BP INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CHRISTOFFELS VERZEKERINGENBehind CHRISTOFFELS VERZEKERINGEN is BP Invest BV. The shares are held by BP INVEST (100%).
Directors
According to the 2025 annual accounts
Director · represented by Bart Christoffels
Also active at: CHRISTOFFELS VASTGOED, SUN TZU INVEST, SIGMA RED
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Koning Albertlaan 97
3620 Lanaken
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.053.233
- VAT number
- BE 0433.053.233
- Registered office
- Koning Albertlaan 97, 3620 Lanaken
- Names & denominations
- CHRISTOFFELS VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1987
- Peppol
- Active · Active since 8 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten