Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HUMA INVEST from Beernem, company number BE0432977217, closed financial year 2025 with a result of € 62,804 after tax. For that financial year HUMA INVEST recorded a gross margin of € 275,647 and equity of € 2.6 million. Compared with financial year 2024, the result moved from € 257,616 to € 62,804. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 2.6 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 62,804
▼ 76% vs 2024
Profit after tax over the fiscal year.
€ 17,146
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 375,453.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 167,501
▼ 32% vs 2024
€ 55,001 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,897
▲ € 1,774 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 222,386 | € 235,839 | € 479,427 | € 275,647 | ▼ 43% |
| Profit after taxes | € 47,330 | € 62,055 | € 257,616 | € 62,804 | ▼ 76% |
| Equity | € 2,240,151 | € 2,302,206 | € 2,559,821 | € 2,622,625 | ▲ 2% |
| Total debts | € 587,867 | € 515,476 | € 429,889 | € 427,003 | ▼ 1% |
| Cash | € 178,454 | € 298,406 | € 235,580 | € 17,146 | ▼ 93% |
| Land & buildings | € 2,591,528 | € 2,463,173 | € 2,718,337 | € 2,999,302 | ▲ 10% |
| Retained profit | € -7,021 | € 55,034 | € 312,650 | € 375,453 | ▲ 20% |
| Bank debt | € 407,501 | € 327,501 | € 247,501 | € 167,501 | ▼ 32% |
| Balance sheet total | € 2,828,018 | € 2,817,682 | € 2,989,710 | € 3,049,628 | ▲ 2% |
Key figures of HUMA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HUMA INVEST?
What happened at HUMA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 62,804 (▼ 76% vs 2024). Source: NBB ↗
- New establishment in Beernem. KBO
- Start of the company according to the CBE. KBO
In short
From € 47,330 profit in 2022 to € 62,804 profit in 2025.
Best year ever: 2024, with € 257,616 profit.
Management
The stake of DECOFILS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HUMA INVESTBehind HUMA INVEST is Luc Debaene. The shares are held by DECOFILS (100%).
Establishments
Establishment units
Physical locations of this company
Sint-Andreaslaan 26
8730 Beernem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.977.217
- VAT number
- BE 0432.977.217
- Registered office
- Sint-Andreaslaan 26, 8730 Beernem
- Names & denominations
- HUMA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1987
- Peppol
- Active · Active since 18 Dec 2024