Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 0.9 to 0.
Financials
Financial year 2025
GAVER-IMMO from Deerlijk, company number BE0432747484, closed financial year 2025 with a result of € 382,750 after tax. For that financial year GAVER-IMMO recorded a gross margin of € 1.4 million and equity of € 5.1 million. Compared with financial year 2023, the result moved from € 35,481 to € 382,750. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 27, 2026.
€ 5.1 million
▼ 10% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 382,750
▲ € 347,269 vs 2023
Profit after tax over the fiscal year.
€ 545,179
▼ 18% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -2.8 million.
People and assets in 2025
0
▼ 0.8 vs 2023
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 5.8 million
▼ 21% vs 2023
€ 888,889 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 3,079
▼ 77% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 370,822
▲ € 366,432 vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 1,600,543 | € 1,679,252 | € 1,377,485 | ▼ 18% |
| Profit after taxes | € -21,107 | € 35,481 | € 382,750 | ▲ € 347,269 |
| Equity | € 10,036,727 | € 5,652,848 | € 5,085,694 | ▼ 10% |
| Total debts | € 5,275,190 | € 7,866,334 | € 6,311,742 | ▼ 20% |
| Cash | € 1,476,580 | € 664,600 | € 545,179 | ▼ 18% |
| Land & buildings | € 13,677,164 | € 12,735,560 | € 10,738,892 | ▼ 16% |
| Retained profit | € 7,405,171 | € 3,021,292 | € -2,755,311 | ▼ € 5.8 million |
| Dividend | € 0 | € 4,419,360 | € 0 | ▼ 100% |
| Bank debt | € 4,600,000 | € 7,355,556 | € 5,846,228 | ▼ 21% |
| Balance sheet total | € 15,311,917 | € 13,519,182 | € 11,397,436 | ▼ 16% |
| Employees (FTE) | 0.9 | 0.8 | 0 | ▼ 0.8 |
Key figures of GAVER-IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to GAVER-IMMO?
What happened at GAVER-IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Dominique Derycke stepped down as director. NBB
- Bernhard Hönig stepped down as director. NBB
- Bertrand Lefort stepped down as director. NBB
- R & D Consult BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 382,750 (▲ € 347,269 vs 2023). filed late Source: NBB ↗
- Dominique Derycke became a director. NBB
- Bernhard Hönig became a director. NBB
- Bertrand Lefort became a director. NBB
In short
From € 21,107 loss in 2022 to € 382,750 profit in 2025.
Paid € 197,990 in corporate taxes since 2022.
Best year ever: 2025, with € 382,750 profit.
Paid out € 4.4 million in dividends to the owners in total.
Management
The shares are held by Inga (100%).
Directors
According to the 2025 annual accounts
since 2024 · until 2030
since 2024 · until 2030
since 2024 · until 2030
Managing director · represented by Regine Bekaert
Also active at: MEUBELGALERIJEN GAVERZICHT, G.Z. - TRANS, INGA
since 2024 · until 2030
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Stationsstraat 233
8540 Deerlijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.747.484
- VAT number
- BE 0432.747.484
- Registered office
- Stationsstraat 233, 8540 Deerlijk
- Names & denominations
- GAVER-IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 December 1987
- Peppol
- Active · Active since 18 Nov 2025