Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Patrick RENAUD from Tournai, company number BE0431789065, closed financial year 2025 with a result of € -33,667 after tax. For that financial year Patrick RENAUD recorded a gross margin of € 1 million and equity of € 305,590. Compared with financial year 2024, the result moved from € 18,856 to € -33,667. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 305,590
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -33,667
▼ still € 18,856 profit in 2024
Profit after tax over the fiscal year.
€ 57,034
▲ 154% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 274,340.
People and assets in 2025
16.3
▲ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 827,588
▲ 8% vs 2024
€ 50,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 503,654
▲ 116% vs 2024
Of which on lease € 131,757.
Debts at end 2025
€ 757,110
▲ 58% vs 2024
€ 148,539 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 370,157
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 197,698
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 857,588 | € 973,437 | € 984,526 | € 1,005,200 | ▲ 2% |
| Profit after taxes | € 39,303 | € 92,201 | € 18,856 | € -33,667 | ▼ € 52,523 |
| Equity | € 253,200 | € 320,401 | € 339,257 | € 305,590 | ▼ 10% |
| Total debts | € 1,317,899 | € 967,735 | € 1,249,769 | € 1,590,528 | ▲ 27% |
| Cash | € 20,254 | € 44,589 | € 22,429 | € 57,034 | ▲ 154% |
| Land & buildings | € 316,186 | € 307,421 | € 337,030 | € 365,622 | ▲ 8% |
| Retained profit | € 221,950 | € 289,151 | € 308,007 | € 274,340 | ▼ 11% |
| Dividend | € 0 | € 25,000 | € 0 | € 0 | |
| Bank debt | € 394,447 | € 441,577 | € 478,644 | € 757,110 | ▲ 58% |
| Balance sheet total | € 1,574,758 | € 1,291,338 | € 1,591,771 | € 1,898,405 | ▲ 19% |
| Employees (FTE) | 14.6 | 15 | 15 | 16.3 | ▲ 1.3 |
Key figures of Patrick RENAUD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Patrick RENAUD?
What happened at Patrick RENAUD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 33,667 (▼ € 52,523 vs 2024). Source: NBB ↗
- New establishment in Tournai. KBO
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 39,303 profit in 2022 to € 33,667 loss in 2025.
Paid € 74,237 in corporate taxes since 2022.
Best year ever: 2023, with € 92,201 profit.
On average € 61,700 of value added per employee in 2025.
A new publication or filing at Patrick RENAUD? We notify you, reason included.
Follow Patrick RENAUDDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Patrick RENAUD are Andrée Sadin and Patrick Renaud. Patrick Renaud is also behind DEPANN'KAIN.
Directors
According to the 2025 annual accounts
Andrée Sadin
Director
Establishments
Establishment units
Physical locations of this company
Rue Abbé Dropsy(K) 23
7540 Tournai
Rue de l'Ecluse(K) 16
7540 Tournai
Active since 1 January 1995
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Domain
Domain
depannage-renaud.com
Registered
2025-11-05
Registrar
OVH, SAS
Expires
2026-11-05
Website info
Features
Security
Details
- Company number
- 0431.789.065
- VAT number
- BE 0431.789.065
- Registered office
- Rue Abbé Dropsy(K) 23, 7540 Tournai
- Names & denominations
- Patrick RENAUD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 1987
- Peppol
- Active · Active since 9 Sept 2025
- Contact
- depannage-renaud.com
- Activities · NACE
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)