What is the address of SMART TO YOU?

The registered office of SMART TO YOU is located at Puursesteenweg(BOR) 393, 2880 Bornem.

Is SMART TO YOU still active?

Yes. According to the CBE (16 September 2026) SMART TO YOU is active, legal situation “Normale toestand”, started on 31 July 1987.

Is SMART TO YOU registered on Peppol?

Yes, SMART TO YOU is registered on the Peppol network with ID 0208:0431670487.

What is the enterprise number of SMART TO YOU?

The enterprise number of SMART TO YOU is BE0431670487.

When was SMART TO YOU founded?

SMART TO YOU was founded on 31 July 1987.

Who are the directors of SMART TO YOU?

According to the 2025 annual accounts, the directors of SMART TO YOU are: Gregory FRATEUR, Geoffrey FRATEUR.

Is SMART TO YOU a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 31 July 1987; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did SMART TO YOU make in 2025?

SMART TO YOU posted a profit after taxes of € 316,691 in financial year 2025.

What is the revenue of SMART TO YOU?

As a small company, SMART TO YOU is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 602,698.

SMART TO YOU (Private Limited) - Bornem - BE0431670487

Dossier SMART TO YOU, printed on 16 September 2026 from databakkes.be/en/0431670487/smart-to-you. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

SMART TO YOU from Bornem, company number BE0431670487, closed financial year 2025 with a result of € 316,691 after tax. For that financial year SMART TO YOU recorded a gross margin of € 602,698 and equity of € 783,771. Compared with financial year 2024, the result moved from € -7,854 to € 316,691. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 12, 2026.

What it is worth Growing

€ 783,771

▲ 68% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 316,691

▲ still € 7,854 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 553,507

▲ € 542,077 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 765,179.

Debts at end 2025

Bank debt ≈ 14 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 711,870

▼ 58% vs 2024

€ 50,990 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.

Owed to suppliers

€ 27,284

▲ € 23,380 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 156,927

▲ € 156,857 vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 142,081 Gross margin 2022: € 142,081 First fiscal year in the series	€ 190,198 Gross margin 2023: € 190,198 ▲ 34% vs 2022 (€ 142,081) Favourable step	€ 185,085 Gross margin 2024: € 185,085 ▼ 3% vs 2023 (€ 190,198) Unfavourable step	€ 602,698 Gross margin 2025: € 602,698 ▲ 226% vs 2024 (€ 185,085) Favourable step	▲ 226%
Profit after taxes	€ -74,361 Profit after taxes 2022: € -74,361 First fiscal year in the series	€ 2,911 Profit after taxes 2023: € 2,911 ▲ € 77,272 vs 2022 (€ -74,361) Favourable step	€ -7,854 Profit after taxes 2024: € -7,854 ▼ € 10,765 vs 2023 (€ 2,911) Unfavourable step	€ 316,691 Profit after taxes 2025: € 316,691 ▲ € 324,545 vs 2024 (€ -7,854) Favourable step	▲ € 324,545
Equity	€ 472,023 Equity 2022: € 472,023 First fiscal year in the series	€ 474,934 Equity 2023: € 474,934 ▲ 1% vs 2022 (€ 472,023) Favourable step	€ 467,080 Equity 2024: € 467,080 ▼ 2% vs 2023 (€ 474,934) Unfavourable step	€ 783,771 Equity 2025: € 783,771 ▲ 68% vs 2024 (€ 467,080) Favourable step	▲ 68%
Total debts	€ 2,615,624 Total debts 2022: € 2,615,624 First fiscal year in the series	€ 2,507,010 Total debts 2023: € 2,507,010 ▼ 4% vs 2022 (€ 2,615,624) Favourable step	€ 2,383,248 Total debts 2024: € 2,383,248 ▼ 5% vs 2023 (€ 2,507,010) Favourable step	€ 1,180,557 Total debts 2025: € 1,180,557 ▼ 50% vs 2024 (€ 2,383,248) Favourable step	▼ 50%
Cash	€ 6,223 Cash 2022: € 6,223 First fiscal year in the series	€ 13,835 Cash 2023: € 13,835 ▲ 122% vs 2022 (€ 6,223) Favourable step	€ 11,430 Cash 2024: € 11,430 ▼ 17% vs 2023 (€ 13,835) Unfavourable step	€ 553,507 Cash 2025: € 553,507 ▲ € 542,077 vs 2024 (€ 11,430) Favourable step	▲ € 542,077
Land & buildings	€ 2,657,685 Land & buildings 2022: € 2,657,685 First fiscal year in the series	€ 2,564,063 Land & buildings 2023: € 2,564,063 ▼ 4% vs 2022 (€ 2,657,685) Unchanged	€ 2,438,904 Land & buildings 2024: € 2,438,904 ▼ 5% vs 2023 (€ 2,564,063) Unchanged	€ 973,829 Land & buildings 2025: € 973,829 ▼ 60% vs 2024 (€ 2,438,904) Unchanged	▼ 60%
Retained profit	€ 453,431 Retained profit 2022: € 453,431 First fiscal year in the series	€ 456,342 Retained profit 2023: € 456,342 ▲ 1% vs 2022 (€ 453,431) Favourable step	€ 448,488 Retained profit 2024: € 448,488 ▼ 2% vs 2023 (€ 456,342) Unfavourable step	€ 765,179 Retained profit 2025: € 765,179 ▲ 71% vs 2024 (€ 448,488) Favourable step	▲ 71%
Bank debt	€ 1,967,958 Bank debt 2022: € 1,967,958 First fiscal year in the series	€ 1,835,759 Bank debt 2023: € 1,835,759 ▼ 7% vs 2022 (€ 1,967,958) Favourable step	€ 1,696,336 Bank debt 2024: € 1,696,336 ▼ 8% vs 2023 (€ 1,835,759) Favourable step	€ 711,870 Bank debt 2025: € 711,870 ▼ 58% vs 2024 (€ 1,696,336) Favourable step	▼ 58%
Balance sheet total	€ 3,224,256 Balance sheet total 2022: € 3,224,256 First fiscal year in the series	€ 3,108,757 Balance sheet total 2023: € 3,108,757 ▼ 4% vs 2022 (€ 3,224,256) Unchanged	€ 2,967,345 Balance sheet total 2024: € 2,967,345 ▼ 5% vs 2023 (€ 3,108,757) Unchanged	€ 2,040,537 Balance sheet total 2025: € 2,040,537 ▼ 31% vs 2024 (€ 2,967,345) Unchanged	▼ 31%

Key figures of SMART TO YOU, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to SMART TO YOU?

What happened at SMART TO YOU in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jan 12, 2026 New annual accounts for financial year 2025: profit of € 316,691. Source: NBB ↗
Sep 19, 2002 New establishment in Bornem. KBO
Jul 31, 1987 Start of the company according to the CBE. KBO

In short

From € 74,361 loss in 2022 to € 316,691 profit in 2025.

Paid € 157,225 in corporate taxes since 2022.

Best year ever: 2025, with € 316,691 profit.

Original PDFs at the National Bank ↗

A new publication or filing at SMART TO YOU? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Gregory FRATEUR Geoffrey FRATEUR

HEADD

SMART TO YOU

MT GGI

Frateur Luxury Brands

Behind SMART TO YOU are Gregory FRATEUR and Geoffrey FRATEUR. Gregory FRATEUR is also behind HEADD. Geoffrey FRATEUR is also behind MT GGI and Frateur Luxury Brands.

See the full network in the app

Directors

According to the 2025 annual accounts

Gregory FRATEUR

Director

Also active at: HEADD

Geoffrey FRATEUR

Director

Also active at: MT GGI, Frateur Luxury Brands

Establishments

Establishment units

Physical locations of this company

Registered office

Puursesteenweg(BOR) 393

2880 Bornem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Frateur Luxury Brands same network

€ 1.1 million gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0431.670.487
VAT number: BE 0431.670.487
Registered office: Puursesteenweg(BOR) 393, 2880 Bornem
Names & denominations: SMART TO YOU
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 31 July 1987
Peppol: Active · Active since 29 Dec 2025
Contact: smarttoyou.be [email protected]

View on CBE Public ↗ Annual accounts (NBB) ↗