Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
M. CLERCQ from Genappe, company number BE0431625650, closed financial year 2026 with a result of € -2,238 after tax. For that financial year M. CLERCQ recorded a gross margin of € -666 and equity of € -4,047. Compared with financial year 2025, the result moved from € -1,315 to € -2,238. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 23, 2026.
€ -4,047
▼ € 2,238 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,238
▼ 70 % more loss than in 2025
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -22,638.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2026
€ 1,661
▲ 23% vs 2025
Loans from banks and other lenders, long and short.
€ 40
▼ 99% vs 2025
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € -930 | € -1,352 | € 1,066 | € -666 | ▼ € 1,733 |
| Profit after taxes | € -2,125 | € -2,109 | € -1,315 | € -2,238 | ▼ € 923 |
| Equity | € 1,615 | € -494 | € -1,809 | € -4,047 | ▼ € 2,238 |
| Total debts | € 4,088 | € 3,080 | € 4,926 | € 4,080 | ▼ 17% |
| Retained profit | € -16,976 | € -19,085 | € -20,400 | € -22,638 | ▼ € 2,238 |
| Bank debt | € 2,872 | € 2,189 | € 1,355 | € 1,661 | ▲ 23% |
| Balance sheet total | € 5,703 | € 2,586 | € 3,117 | € 33 | ▼ 99% |
Key figures of M. CLERCQ, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to M. CLERCQ?
What happened at M. CLERCQ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 2,238. Source: NBB ↗
- New establishment in Genappe. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,125 loss in 2023 to € 2,238 loss in 2026.
Management
Behind M. CLERCQ is MARCEL CLERCQ.
Directors
According to the 2026 annual accounts
MARCEL CLERCQ
Director
Establishments
Establishment units
Physical locations of this company
Rue Chênemont 7
1470 Genappe
Rue Chênemont 7 A
1470 Genappe
Active since 9 December 1987
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.625.650
- VAT number
- BE 0431.625.650
- Registered office
- Rue Chênemont 7, 1470 Genappe
- Names & denominations
- M. CLERCQ
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 22 July 1987
- Peppol
- Active · Active since 6 Feb 2026
- Activities · NACE
Schrijnwerk
Schrijnwerk van hout of van kunststof
Dakwerkzaamheden
Vervaardiging van eetkamer-, zitkamer-, slaapkamer- en badkamermeubelen
Vervaardiging van eetkamer-, zitkamer- en slaapkamermeubelen
Dakbedekking en bouw van dakconstructies