Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Xavaldho from Sint-Niklaas, company number BE0431623769, closed financial year 2025 with a result of € 10,308 after tax. For that financial year Xavaldho recorded a gross margin of € 162,476 and equity of € 1.7 million. Compared with financial year 2024, the result moved from € -12,404 to € 10,308. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 19, 2026.
€ 1.7 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,308
▲ still € 12,404 loss in 2024
Profit after tax over the fiscal year.
€ 173,850
▼ 70% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.2 million.
Debts at end 2025
€ 1 million
▲ 60% vs 2024
Loans from banks and other lenders, long and short.
€ 103,803
▲ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76,225
▲ € 73,460 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 164,245 | € 101,871 | € 104,784 | € 162,476 | ▲ 55% |
| Profit after taxes | € 102,615 | € -5,499 | € -12,404 | € 10,308 | ▲ € 22,712 |
| Equity | € 3,289,474 | € 3,283,974 | € 1,660,570 | € 1,670,878 | ▲ 1% |
| Total debts | € 880,700 | € 868,276 | € 2,520,050 | € 2,031,668 | ▼ 19% |
| Cash | € 1,254,269 | € 716,290 | € 571,755 | € 173,850 | ▼ 70% |
| Land & buildings | € 702,846 | € 1,284,518 | € 1,462,077 | € 1,407,235 | ▼ 4% |
| Retained profit | € 1,182,674 | € 1,177,174 | € 1,164,770 | € 1,175,078 | ▲ 1% |
| Bank debt | € 625,000 | € 625,000 | € 625,000 | € 1,000,000 | ▲ 60% |
| Balance sheet total | € 4,434,304 | € 4,410,847 | € 4,432,553 | € 3,885,672 | ▼ 12% |
By gross margin, Xavaldho ranks 6th of 7 companies with main activity “Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen” in Sint-Niklaas that publish figures (fiscal year 2025).
Key figures of Xavaldho, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
Ask about Xavaldho the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to Xavaldho?
What happened at Xavaldho in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Valérie Verbrugge stepped down as director. NBB
- Micheline Dhollander stepped down as director. NBB
- Xavier Verbrugge stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 10,308. Source: NBB ↗
- Valérie Verbrugge became a director. NBB
- Micheline Dhollander became a director. NBB
- Xavier Verbrugge became a director. NBB
- New establishment in Sint-Niklaas. KBO
In short
From € 102,615 profit in 2022 to € 10,308 profit in 2025.
Paid € 96,271 in corporate taxes since 2022.
Best year ever: 2022, with € 102,615 profit.
Management
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Micheline Dhollander
Managing director
Also active at: DHOLLANDER, IMMO GUY DHOLLANDER, KEIZERSHOEK, Dherbo, VERLANDO
since 2023 · until 2029
Xavier Verbrugge
Director
Also active at: DHOLLANDER, IMMO GUY DHOLLANDER, KEIZERSHOEK, Dherbo, VERLANDO
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Nauwstraat 39
9111 Sint-Niklaas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in Sint-Niklaas
Same main activity (Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen), 7 active companies in Sint-Niklaas, largest first.
€ 5.9 million gross margin · 2025
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Details
- Company number
- 0431.623.769
- VAT number
- BE 0431.623.769
- Registered office
- Nauwstraat 39, 9111 Sint-Niklaas
- Names & denominations
- Xavaldho
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 July 1987
- Peppol
- Active · Active since 21 Nov 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen