Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 13.9 to 12.3.
Financials
Financial year 2025
ANTENOR PAYMENT SYSTEMS from Duffel, company number BE0431615158, closed financial year 2025 with a result of € 164,375 after tax. For that financial year ANTENOR PAYMENT SYSTEMS recorded a gross margin of € 1.2 million and equity of € 886,530. Compared with financial year 2024, the result moved from € 341,333 to € 164,375. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 28, 2025.
€ 886,530
▼ 33% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 164,375
▼ 52% vs 2024
Profit after tax over the fiscal year.
€ 245,957
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 600,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
12.3
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 977,418
▼ 9% vs 2024
€ 79,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 101,387
▼ 31% vs 2024
Of which on lease € 27,715.
Debts at end 2025
€ 832,869
▲ € 795,136 vs 2024
€ 50,307 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 355,604
▲ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 142,880
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,355,947 | € 1,563,129 | € 1,570,867 | € 1,230,454 | ▼ 22% |
| Profit after taxes | € 251,014 | € 370,532 | € 341,333 | € 164,375 | ▼ 52% |
| Equity | € 980,289 | € 980,821 | € 1,322,155 | € 886,530 | ▼ 33% |
| Total debts | € 1,257,521 | € 1,502,564 | € 742,626 | € 1,644,317 | ▲ 121% |
| Cash | € 565,477 | € 409,485 | € 532,680 | € 245,957 | ▼ 54% |
| Land & buildings | € 79,307 | € 41,221 | € 3,136 | € 562,703 | ▲ € 559,567 |
| Retained profit | € 855,289 | € 855,821 | € 1,197,155 | € 761,530 | ▼ 36% |
| Dividend | € 250,000 | € 370,000 | € 0 | € 600,000 | |
| Bank debt | € 97,783 | € 68,465 | € 37,733 | € 832,869 | ▲ € 795,136 |
| Balance sheet total | € 2,254,301 | € 2,499,152 | € 2,093,096 | € 2,557,624 | ▲ 22% |
| Employees (FTE) | 12.7 | 13.9 | 13.1 | 12.3 | ▼ 0.8 |
Key figures of ANTENOR PAYMENT SYSTEMS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to ANTENOR PAYMENT SYSTEMS?
What happened at ANTENOR PAYMENT SYSTEMS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- IPS HOLDING BV stepped down as director. NBB
- PETER CROONEN BV stepped down as director. NBB
- Q3 NV stepped down as director. NBB
- TOCA Consultancy BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 164,375 (▼ 52% vs 2024). Source: NBB ↗
- IPS HOLDING BV became a director. NBB
- PETER CROONEN BV became a director. NBB
- Q3 NV became a director. NBB
In short
From € 251,014 profit in 2022 to € 164,375 profit in 2025.
Paid € 233,001 in corporate taxes since 2022.
Best year ever: 2023, with € 370,532 profit.
On average € 100,000 of value added per employee in 2025.
Management
The stake of IPS Holding comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ANTENOR PAYMENT SYSTEMSThe shares are held by IPS Holding (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by Eric BOHNER
since 2024 · until 2030
Director · represented by Peter CROONEN
Also active at: BIO - RACER, Cosign, TRACS IMMO, Z.I.M., Tracs Systems, D-STUDIO SERVICES, Café Coureur, Lucoled +10 more
since 2024 · until 2030
since 2024 · until 2030
since 2024 · until 2030
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Nijverheidsstraat 14
2570 Duffel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
NMM-AS D - 02742 Friedersdorf Hauptstrasse 68, DE
Domain
Domain
antenor.eu
Registrar
RegistryGate GmbH
Website info
Features
Security
Details
- Company number
- 0431.615.158
- VAT number
- BE 0431.615.158
- Registered office
- Nijverheidsstraat 14, 2570 Duffel
- Names & denominations
- ANTENOR PAYMENT SYSTEMS · ANTENOR of ANTENOR PAYMENT SOLUTIONS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 July 1987
- Peppol
- Active · Active since 30 Jun 2026
- Contact
- antenor.eu
- Activities · NACE
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