Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
VESTIA from Antwerpen, company number BE0431495194, closed financial year 2025 with a result of € 27,419 after tax. For that financial year VESTIA recorded a gross margin of € 82,066 and equity of € 264,449. Compared with financial year 2024, the result moved from € 6,543 to € 27,419. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 23, 2026.
€ 264,449
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 27,419
▲ € 20,875 vs 2024
Profit after tax over the fiscal year.
€ 13,583
▲ 230% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 245,899.
Debts at end 2025
€ 713,439
▼ 7% vs 2024
€ 38,867 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 5,278
▲ 161% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,033
▲ 5% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 80,034 | € 75,554 | € 57,812 | € 82,066 | ▲ 42% |
| Profit after taxes | € 31,818 | € 28,189 | € 6,543 | € 27,419 | ▲ € 20,875 |
| Equity | € 202,297 | € 230,487 | € 237,030 | € 264,449 | ▲ 12% |
| Total debts | € 951,027 | € 893,731 | € 802,062 | € 737,939 | ▼ 8% |
| Cash | € 7,070 | € 5,371 | € 4,116 | € 13,583 | ▲ 230% |
| Land & buildings | € 1,101,913 | € 1,065,541 | € 1,057,557 | € 1,018,249 | ▼ 4% |
| Retained profit | € 183,747 | € 211,937 | € 218,480 | € 245,899 | ▲ 13% |
| Bank debt | € 906,738 | € 856,951 | € 768,669 | € 713,439 | ▼ 7% |
| Balance sheet total | € 1,245,567 | € 1,213,294 | € 1,125,004 | € 1,085,135 | ▼ 4% |
Key figures of VESTIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VESTIA?
What happened at VESTIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 27,419 (▲ € 20,875 vs 2024). Source: NBB ↗
- Paulus Hermanus Zwaans became a director. NBB
- New establishment in Schoten. KBO
- Start of the company according to the CBE. KBO
In short
From € 31,818 profit in 2022 to € 27,419 profit in 2025.
Best year ever: 2022, with € 31,818 profit.
Management
The stake of Finnhouse Belgie comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VESTIABehind VESTIA is Paulus Hermanus Zwaans. The shares are held by Finnhouse Belgie (100%).
Directors
According to the 2025 annual accounts
Paulus Hermanus Zwaans
Director
Also active at: Finnhouse Belgie, Wommelgem Warehouses, Malvini, ARSENAAL
since 2018
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Middelmolenlaan 20
2100 Antwerpen
Kopstraat 376
2900 Schoten
Active since 26 January 1988
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →Wommelgem Warehouses same network
€ 520,529 gross margin · 2025
Habaita
€ 246,594 gross margin · 2025
Malvini same network
€ 61,383 gross margin · 2025
INVAST
€ 9,923 gross margin · 2025
TAXI MONTAGE CENTER ANTWERPEN
€ 269,428 gross margin · 2025
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.495.194
- VAT number
- BE 0431.495.194
- Registered office
- Middelmolenlaan 20, 2100 Antwerpen
- Names & denominations
- VESTIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 June 1987
- Peppol
- Active · Active since 22 Nov 2024
- Activities · NACE
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