Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GISPA from Bilzen-Hoeselt, company number BE0431221913, closed financial year 2025 with a result of € 34,660 after tax. For that financial year GISPA recorded a gross margin of € 55,359 and equity of € 68,200. Compared with financial year 2024, the result moved from € 32,453 to € 34,660. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 68,200
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,660
▲ 7% vs 2024
Profit after tax over the fiscal year.
€ 30,829
▼ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 34,660 paid out
100 % of the profit went to the shareholders, mostly to BEMABI (100 % of the shares). That is where the money ends up.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,561
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,095
▲ € 989 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 59,097 | € 48,080 | € 50,216 | € 55,359 | ▲ 10% |
| Profit after taxes | € 35,808 | € 32,915 | € 32,453 | € 34,660 | ▲ 7% |
| Equity | € 115,203 | € 100,000 | € 68,200 | € 68,200 | |
| Total debts | € 285,458 | € 60,259 | € 102,174 | € 87,920 | ▼ 14% |
| Cash | € 9,018 | € 35,928 | € 46,619 | € 30,829 | ▼ 34% |
| Land & buildings | € 15,879 | € 15,879 | € 15,879 | € 15,879 | |
| Retained profit | € 53,203 | € 38,000 | € 6,200 | € 6,200 | |
| Dividend | € 283,239 | € 48,118 | € 64,253 | € 34,660 | ▼ 46% |
| Balance sheet total | € 400,660 | € 160,259 | € 170,374 | € 156,120 | ▼ 8% |
Key figures of GISPA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GISPA?
What happened at GISPA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,660 (▲ 7% vs 2024). filed late Source: NBB ↗
- MADELEINE SWENNEN became a director. NBB
- BEMABI BV became a director. NBB
- New establishment in Bilzen-Hoeselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,808 profit in 2022 to € 34,660 profit in 2025.
Paid € 41,724 in corporate taxes since 2022.
Best year ever: 2022, with € 35,808 profit.
Paid out € 430,270 in dividends to the owners in total.
Management
The stake of BEMABI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GISPABehind GISPA are MADELEINE SWENNEN and BEMABI BV. The shares are held by BEMABI (100%).
Establishments
Establishment units
Physical locations of this company
Tipstraat 28
3740 Bilzen-Hoeselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.221.913
- VAT number
- BE 0431.221.913
- Registered office
- Tipstraat 28, 3740 Bilzen-Hoeselt
- Names & denominations
- GISPA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 May 1987
- Peppol
- Active · Active since 26 Nov 2025