Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CHARECO from Wavre, company number BE0431170641, closed financial year 2025 with a result of € -1,773 after tax. For that financial year CHARECO recorded revenue of € 22,188 and equity of € 336,915. Compared with financial year 2024, the result moved from € 8,199 to € -1,773. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 336,915
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,773
▼ still € 8,199 profit in 2024
Profit after tax over the fiscal year.
€ 3,747
▲ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 253,871.
Debts at end 2025
€ 41,000
▼ 21% vs 2024
Loans from banks and other lenders, long and short.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 4,050 | € 30,589 | € 32,084 | € 22,188 | ▼ 31% |
| Gross margin | € -1,755 | € 25,346 | € 27,750 | € 17,373 | ▼ 37% |
| Profit after taxes | € -137 | € 5,478 | € 8,199 | € -1,773 | ▼ € 9,972 |
| Equity | € 325,011 | € 330,489 | € 338,688 | € 336,915 | ▼ 1% |
| Total debts | € 172,807 | € 153,177 | € 124,357 | € 111,940 | ▼ 10% |
| Cash | € 6,719 | € 11,156 | € 2,961 | € 3,747 | ▲ 27% |
| Land & buildings | € 617,093 | € 598,850 | € 580,606 | € 562,362 | ▼ 3% |
| Retained profit | € 241,967 | € 247,445 | € 255,643 | € 253,871 | ▼ 1% |
| Bank debt | € 96,000 | € 78,000 | € 52,000 | € 41,000 | ▼ 21% |
| Balance sheet total | € 638,534 | € 619,568 | € 594,132 | € 575,128 | ▼ 3% |
Key figures of CHARECO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHARECO?
What happened at CHARECO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- LORUDE INVEST stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1,773 (▼ € 9,972 vs 2024). filed late Source: NBB ↗
- LORUDE INVEST became a director. NBB
- New establishment in Wavre. KBO
- Start of the company according to the CBE. KBO
In short
From € 137 loss in 2022 to € 1,773 loss in 2025.
Best year ever: 2024, with € 8,199 profit.
Management
Behind CHARECO are André CASSE, Fatiha BENSAIHI and Laurence PAULUS. The shares are held by LORUDE INVEST (100%).
Directors
According to the 2025 annual accounts
André CASSE
Fatiha BENSAIHI
Laurence PAULUS
Director, Managing director · represented by Christophe DEGUELDRE
Also active at: LA MAISON LORGE
since 2018 · until 2030
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue Molière 8 box 1
1300 Wavre
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →IMMAJO
€ 31,852 gross margin · 2025
LA MAISON LORGE same network
€ -23,266 gross margin · 2025
VIMMODEC
€ 269,740 revenue · 2025
COMEXPERT
€ 245,284 revenue · 2025
ACOMPTAX
€ 109,397 revenue · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.170.641
- VAT number
- BE 0431.170.641
- Registered office
- Avenue Molière 8 bus 1, 1300 Wavre
- Names & denominations
- CHARECO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 May 1987
- Peppol
- Not registered