Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZELFBEDIENING JANSSENS from Stabroek, company number BE0431045927, closed financial year 2025 with a result of € 157,073 after tax. For that financial year ZELFBEDIENING JANSSENS recorded a gross margin of € 943,163 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 99,014 to € 157,073. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 8, 2026.
€ 1.2 million
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 157,073
▲ 59% vs 2024
Profit after tax over the fiscal year.
€ 454,466
▲ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 50,000 paid out
32 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
16.2
▲ 2.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 581,780
▲ 23% vs 2024
€ 35,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,321
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 670,917
▼ 15% vs 2024
€ 97,277 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 770,930
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,713
▲ 8% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 506,059 | € 787,453 | € 761,527 | € 943,163 | ▲ 24% |
| Profit after taxes | € -72,654 | € 116,458 | € 99,014 | € 157,073 | ▲ 59% |
| Equity | € 829,080 | € 945,538 | € 1,044,552 | € 1,151,624 | ▲ 10% |
| Total debts | € 3,067,238 | € 2,539,807 | € 2,358,967 | € 2,282,261 | ▼ 3% |
| Cash | € 166,122 | € 241,672 | € 281,177 | € 454,466 | ▲ 62% |
| Land & buildings | € 1,657,366 | € 1,719,680 | € 1,649,319 | € 1,585,866 | ▼ 4% |
| Retained profit | € 767,080 | € 883,538 | € 982,552 | € 1,089,624 | ▲ 11% |
| Dividend | € 0 | € 0 | € 0 | € 50,000 | |
| Bank debt | € 1,334,238 | € 885,997 | € 785,795 | € 670,917 | ▼ 15% |
| Balance sheet total | € 3,896,319 | € 3,485,345 | € 3,403,518 | € 3,433,885 | ▲ 1% |
| Employees (FTE) | 13.9 | 13.2 | 13.7 | 16.2 | ▲ 2.5 |
Key figures of ZELFBEDIENING JANSSENS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to ZELFBEDIENING JANSSENS?
What happened at ZELFBEDIENING JANSSENS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Hilda Koch stepped down as director. NBB
- Marcel Janssens stepped down as director. NBB
- August Bardyn stepped down as director. NBB
- Lieve Janssens stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 157,073 (▲ 59% vs 2024). Source: NBB ↗
- Hilda Koch became a director. NBB
- Marcel Janssens became a director. NBB
- August Bardyn became a director. NBB
In short
From € 72,654 loss in 2022 to € 157,073 profit in 2025.
Paid € 28,181 in corporate taxes since 2022.
Best year ever: 2025, with € 157,073 profit.
On average € 58,200 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Hilda Koch
Director
since 2023 · until 2029
Marcel Janssens
Managing director
since 2023 · until 2029
August Bardyn
Director
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Markt 47
2940 Stabroek
Markt 47 box c
2940 Stabroek
Active since 14 May 1987
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.045.927
- VAT number
- BE 0431.045.927
- Registered office
- Markt 47, 2940 Stabroek
- Names & denominations
- ZELFBEDIENING JANSSENS · Z.B. JANSSENS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 April 1987
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen