What does WESTFIN do?

WESTFIN is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Public Limited, started on 23 March 1987, 1 establishment.

What is the address of WESTFIN?

The registered office of WESTFIN is located at Statiestraat 5, 8630 Veurne.

Is WESTFIN still active?

Yes. According to the CBE (30 October 2026) WESTFIN is active, legal situation “Normale toestand”, started on 23 March 1987.

Is WESTFIN registered on Peppol?

Yes, WESTFIN is registered on the Peppol network with ID 0208:0430970406.

What is the enterprise number of WESTFIN?

The enterprise number of WESTFIN is BE0430970406.

When was WESTFIN founded?

WESTFIN was founded on 23 March 1987.

Who are the directors of WESTFIN?

According to the 2025 annual accounts, the directors of WESTFIN are: Elima Consulting BV, Veurne Invest BV, AMAC BV.

Is WESTFIN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 23 March 1987; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did WESTFIN make in 2025?

WESTFIN posted a profit after taxes of € 262,386 in financial year 2025.

What is the revenue of WESTFIN?

As a small company, WESTFIN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 827,499.

How much does an employee at WESTFIN earn?

The average wage cost per full-time employee at WESTFIN was € 100,600 in 2025: staff costs of € 533,065 for 5.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does WESTFIN have?

According to the 2025 annual accounts, WESTFIN has 5.3 full-time equivalents (FTE).

WESTFIN (Public Limited) - Veurne - BE0430970406

Dossier WESTFIN, printed on 30 October 2026 from databakkes.be/en/0430970406/westfin. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

WESTFIN from Veurne, company number BE0430970406, closed financial year 2025 with a result of € 262,386 after tax. For that financial year WESTFIN recorded a gross margin of € 827,499 and equity of € 354,239. Compared with financial year 2024, the result moved from € 59,196 to € 262,386. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Healthy

€ 354,239

▼ 7% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 262,386

▲ € 203,190 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 317,322

▲ 139% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 288,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

5.3

▲ 0.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 533,065

▲ 65% vs 2024

€ 100,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 61,477

▼ 2% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1 million

▲ € 955,719 vs 2024

€ 204,403 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 26,407

▲ € 24,354 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 46,296

▲ 9% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 321,491 Gross margin 2022: € 321,491 First fiscal year in the series	€ 421,416 Gross margin 2023: € 421,416 ▲ 31% vs 2022 (€ 321,491) Favourable step	€ 432,172 Gross margin 2024: € 432,172 ▲ 3% vs 2023 (€ 421,416) Favourable step	€ 827,499 Gross margin 2025: € 827,499 ▲ 91% vs 2024 (€ 432,172) Favourable step	▲ 91%
Profit after taxes	€ 65,690 Profit after taxes 2022: € 65,690 First fiscal year in the series	€ 115,036 Profit after taxes 2023: € 115,036 ▲ 75% vs 2022 (€ 65,690) Favourable step	€ 59,196 Profit after taxes 2024: € 59,196 ▼ 49% vs 2023 (€ 115,036) Unfavourable step	€ 262,386 Profit after taxes 2025: € 262,386 ▲ € 203,190 vs 2024 (€ 59,196) Favourable step	▲ € 203,190
Equity	€ 498,947 Equity 2022: € 498,947 First fiscal year in the series	€ 320,657 Equity 2023: € 320,657 ▼ 36% vs 2022 (€ 498,947) Unfavourable step	€ 379,853 Equity 2024: € 379,853 ▲ 18% vs 2023 (€ 320,657) Favourable step	€ 354,239 Equity 2025: € 354,239 ▼ 7% vs 2024 (€ 379,853) Unfavourable step	▼ 7%
Total debts	€ 48,246 Total debts 2022: € 48,246 First fiscal year in the series	€ 68,016 Total debts 2023: € 68,016 ▲ 41% vs 2022 (€ 48,246) Unfavourable step	€ 99,757 Total debts 2024: € 99,757 ▲ 47% vs 2023 (€ 68,016) Unfavourable step	€ 1,377,007 Total debts 2025: € 1,377,007 ▲ € 1.3 million vs 2024 (€ 99,757) Unfavourable step	▲ € 1.3 million
Cash	€ 122,989 Cash 2022: € 122,989 First fiscal year in the series	€ 46,560 Cash 2023: € 46,560 ▼ 62% vs 2022 (€ 122,989) Unfavourable step	€ 132,721 Cash 2024: € 132,721 ▲ 185% vs 2023 (€ 46,560) Favourable step	€ 317,322 Cash 2025: € 317,322 ▲ 139% vs 2024 (€ 132,721) Favourable step	▲ 139%
Land & buildings	€ 62,885 Land & buildings 2022: € 62,885 First fiscal year in the series	€ 58,263 Land & buildings 2023: € 58,263 ▼ 7% vs 2022 (€ 62,885) Unchanged	€ 53,642 Land & buildings 2024: € 53,642 ▼ 8% vs 2023 (€ 58,263) Unchanged	€ 86,368 Land & buildings 2025: € 86,368 ▲ 61% vs 2024 (€ 53,642) Unchanged	▲ 61%
Retained profit	€ 436,947 Retained profit 2022: € 436,947 First fiscal year in the series	€ 258,657 Retained profit 2023: € 258,657 ▼ 41% vs 2022 (€ 436,947) Unfavourable step	€ 317,853 Retained profit 2024: € 317,853 ▲ 23% vs 2023 (€ 258,657) Favourable step	€ 292,239 Retained profit 2025: € 292,239 ▼ 8% vs 2024 (€ 317,853) Unfavourable step	▼ 8%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 293,326 Dividend 2023: € 293,326 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 293,326) Unchanged	€ 288,000 Dividend 2025: € 288,000 Unchanged (€ 0) Unchanged
Bank debt	€ 11,378 Bank debt 2022: € 11,378 First fiscal year in the series	€ 10,121 Bank debt 2023: € 10,121 ▼ 11% vs 2022 (€ 11,378) Favourable step	€ 54,589 Bank debt 2024: € 54,589 ▲ € 44,468 vs 2023 (€ 10,121) Unfavourable step	€ 1,010,308 Bank debt 2025: € 1,010,308 ▲ € 955,719 vs 2024 (€ 54,589) Unfavourable step	▲ € 955,719
Balance sheet total	€ 547,193 Balance sheet total 2022: € 547,193 First fiscal year in the series	€ 388,673 Balance sheet total 2023: € 388,673 ▼ 29% vs 2022 (€ 547,193) Unchanged	€ 479,610 Balance sheet total 2024: € 479,610 ▲ 23% vs 2023 (€ 388,673) Unchanged	€ 1,731,246 Balance sheet total 2025: € 1,731,246 ▲ 261% vs 2024 (€ 479,610) Unchanged	▲ 261%
Employees (FTE)	4 Employees (FTE) 2022: 4 First fiscal year in the series	3.8 Employees (FTE) 2023: 3.8 ▼ 0.2 vs 2022 (4) Unchanged	4.6 Employees (FTE) 2024: 4.6 ▲ 0.8 vs 2023 (3.8) Unchanged	5.3 Employees (FTE) 2025: 5.3 ▲ 0.7 vs 2024 (4.6) Unchanged	▲ 0.7

Key figures of WESTFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to WESTFIN?

What happened at WESTFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: profit of € 262,386 (▲ € 203,190 vs 2024). filed late Source: NBB ↗
2025 Elima Consulting BV became a director. NBB
2025 Veurne Invest BV became a director. NBB
2025 AMAC BV became a director. NBB
Nov 5, 2001 New establishment in Veurne. KBO
Mar 23, 1987 Start of the company according to the CBE. KBO

In short

From € 65,690 profit in 2022 to € 262,386 profit in 2025.

Paid € 98,243 in corporate taxes since 2022.

Best year ever: 2025, with € 262,386 profit.

On average € 156,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

VEURNE INVEST 50%

The stake of VEURNE INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

WESTFIN

Behind WESTFIN are Elima Consulting BV, Veurne Invest BV and AMAC BV. The shares are held by VEURNE INVEST (50%).

Directors

According to the 2025 annual accounts

Elima Consulting BV

Director · represented by Davy De Clerck

Also active at: ELIMAC, FURNADVIES

since 2025

Veurne Invest BV

Director · represented by Marie Dekervel

Also active at: FURNADVIES

since 2025

AMAC BV

Director · represented by Bruno Ampe

Also active at: ELIMAC, FURNADVIES

since 2025

Shareholders

VEURNE INVEST

50%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Statiestraat 5

8630 Veurne

2.031.989.058

Statiestraat 7

8630 Veurne

Active since 5 November 2001

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

VEURNE INVEST same network

€ 149,744 gross margin · 2025

FURNADVIES same network

€ 606,159 gross margin · 2025

Groep Furnadvies

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0430.970.406
VAT number: BE 0430.970.406
Registered office: Statiestraat 5, 8630 Veurne
Names & denominations: WESTFIN · CRELAN VEURNE
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 23 March 1987
Peppol: Active · Active since 4 Mar 2026
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

WESTFIN

Financials

What happened to WESTFIN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions