Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
L S C, LUC SCHETS CONSULTING from Ternat, company number BE0430464323, closed financial year 2025 with a result of € 13,902 after tax. For that financial year L S C, LUC SCHETS CONSULTING recorded a gross margin of € 120,971 and equity of € 663,268. Compared with financial year 2024, the result moved from € 25,581 to € 13,902. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 28, 2026.
€ 663,268
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,902
▼ 46% vs 2024
Profit after tax over the fiscal year.
€ 151
▼ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 642,817.
People and assets in 2025
€ 20,282
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 467,388
▼ 12% vs 2024
€ 63,748 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 22,409
▼ 35% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 29,111
▲ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,240 | € 112,926 | € 105,494 | € 120,971 | ▲ 15% |
| Profit after taxes | € 25,788 | € 48,509 | € 25,581 | € 13,902 | ▼ 46% |
| Equity | € 635,275 | € 683,784 | € 709,365 | € 663,268 | ▼ 6% |
| Total debts | € 790,600 | € 765,060 | € 726,470 | € 610,143 | ▼ 16% |
| Cash | € 3,143 | € 592 | € 714 | € 151 | ▼ 79% |
| Land & buildings | € 599,227 | € 559,938 | € 537,764 | € 506,857 | ▼ 6% |
| Retained profit | € 616,683 | € 665,192 | € 688,914 | € 642,817 | ▼ 7% |
| Bank debt | € 599,744 | € 583,577 | € 533,904 | € 467,388 | ▼ 12% |
| Balance sheet total | € 1,469,821 | € 1,489,651 | € 1,473,503 | € 1,307,940 | ▼ 11% |
Key figures of L S C, LUC SCHETS CONSULTING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to L S C, LUC SCHETS CONSULTING?
What happened at L S C, LUC SCHETS CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,902 (▼ 46% vs 2024). Source: NBB ↗
- New establishment in Sint-Agatha-Berchem. KBO
- Start of the company according to the CBE. KBO
In short
From € 25,788 profit in 2022 to € 13,902 profit in 2025.
Paid € 66,437 in corporate taxes since 2022.
Best year ever: 2023, with € 48,509 profit.
Management
Behind L S C, LUC SCHETS CONSULTING is Luc Schets. It owns 100% of Finartia, 95% of Tricell SPRL, 85% of Les Comptables et Fiscalistes Associés SPRL and 37% of Fibiz Partners BVBA itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Sportlaan 12
1740 Ternat
Alcyonstraat 76
1082 Sint-Agatha-Berchem
Active since 25 February 1987
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.464.323
- VAT number
- BE 0430.464.323
- Registered office
- Sportlaan 12, 1740 Ternat
- Names & denominations
- L S C, LUC SCHETS CONSULTING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 February 1987
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
Overige fiscale dienstverlening
Boekhouders
Boekhouders en boekhouders-fiscalisten