ESTIM is an insurance broker in Turnhout. Private Limited, started on 13 January 1987, 1 establishment.

What is the address of ESTIM?

The registered office of ESTIM is located at Smiskensstraat 111, 2300 Turnhout.

Is ESTIM still active?

Yes. According to the CBE (30 October 2026) ESTIM is active, legal situation “Normale toestand”, started on 13 January 1987.

Is ESTIM registered on Peppol?

No, ESTIM is currently not registered on the Peppol network.

What is the enterprise number of ESTIM?

The enterprise number of ESTIM is BE0430415031.

When was ESTIM founded?

ESTIM was founded on 13 January 1987.

Who are the directors of ESTIM?

According to the 2025 annual accounts, the directors of ESTIM are: Joost Demoen.

Is ESTIM a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 January 1987; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did ESTIM make in 2025?

ESTIM recorded a loss after taxes of € 8,145 in financial year 2025.

What is the revenue of ESTIM?

As a small company, ESTIM is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 14,219.

ESTIM (Private Limited) - Turnhout - BE0430415031

Dossier ESTIM, printed on 30 October 2026 from databakkes.be/en/0430415031/estim. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

ESTIM from Turnhout, company number BE0430415031, closed financial year 2025 with a result of € -8,145 after tax. For that financial year ESTIM recorded a gross margin of € 14,219 and equity of € 160,237. Compared with financial year 2024, the result moved from € -11,628 to € -8,145. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 6, 2026.

What it is worth Healthy

€ 160,237

▼ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -8,145

▲ 30 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1,152

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 42,488.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 20,586

▼ 41% vs 2024

€ 7,436 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 2,004

▼ 51% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 6,225

▲ 246% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 69,485 Gross margin 2022: € 69,485 First fiscal year in the series	€ 25,370 Gross margin 2023: € 25,370 ▼ 63% vs 2022 (€ 69,485) Unfavourable step	€ 6,621 Gross margin 2024: € 6,621 ▼ 74% vs 2023 (€ 25,370) Unfavourable step	€ 14,219 Gross margin 2025: € 14,219 ▲ 115% vs 2024 (€ 6,621) Favourable step	▲ 115%
Profit after taxes	€ 41,259 Profit after taxes 2022: € 41,259 First fiscal year in the series	€ 5,706 Profit after taxes 2023: € 5,706 ▼ 86% vs 2022 (€ 41,259) Unfavourable step	€ -11,628 Profit after taxes 2024: € -11,628 ▼ € 17,334 vs 2023 (€ 5,706) Unfavourable step	€ -8,145 Profit after taxes 2025: € -8,145 ▲ € 3,483 vs 2024 (€ -11,628) Favourable step	▲ € 3,483
Equity	€ 174,304 Equity 2022: € 174,304 First fiscal year in the series	€ 180,010 Equity 2023: € 180,010 ▲ 3% vs 2022 (€ 174,304) Favourable step	€ 168,382 Equity 2024: € 168,382 ▼ 6% vs 2023 (€ 180,010) Unfavourable step	€ 160,237 Equity 2025: € 160,237 ▼ 5% vs 2024 (€ 168,382) Unfavourable step	▼ 5%
Total debts	€ 202,079 Total debts 2022: € 202,079 First fiscal year in the series	€ 186,439 Total debts 2023: € 186,439 ▼ 8% vs 2022 (€ 202,079) Favourable step	€ 219,985 Total debts 2024: € 219,985 ▲ 18% vs 2023 (€ 186,439) Unfavourable step	€ 209,425 Total debts 2025: € 209,425 ▼ 5% vs 2024 (€ 219,985) Favourable step	▼ 5%
Cash	€ 10,736 Cash 2022: € 10,736 First fiscal year in the series	€ 921 Cash 2023: € 921 ▼ 91% vs 2022 (€ 10,736) Unfavourable step	-	€ 1,152 Cash 2025: € 1,152 First fiscal year in the series
Retained profit	€ 56,555 Retained profit 2022: € 56,555 First fiscal year in the series	€ 62,261 Retained profit 2023: € 62,261 ▲ 10% vs 2022 (€ 56,555) Favourable step	€ 50,633 Retained profit 2024: € 50,633 ▼ 19% vs 2023 (€ 62,261) Unfavourable step	€ 42,488 Retained profit 2025: € 42,488 ▼ 16% vs 2024 (€ 50,633) Unfavourable step	▼ 16%
Bank debt	€ 18,667 Bank debt 2022: € 18,667 First fiscal year in the series	€ 9,325 Bank debt 2023: € 9,325 ▼ 50% vs 2022 (€ 18,667) Favourable step	€ 34,638 Bank debt 2024: € 34,638 ▲ 271% vs 2023 (€ 9,325) Unfavourable step	€ 20,586 Bank debt 2025: € 20,586 ▼ 41% vs 2024 (€ 34,638) Favourable step	▼ 41%
Balance sheet total	€ 376,384 Balance sheet total 2022: € 376,384 First fiscal year in the series	€ 366,449 Balance sheet total 2023: € 366,449 ▼ 3% vs 2022 (€ 376,384) Unchanged	€ 388,367 Balance sheet total 2024: € 388,367 ▲ 6% vs 2023 (€ 366,449) Unchanged	€ 369,662 Balance sheet total 2025: € 369,662 ▼ 5% vs 2024 (€ 388,367) Unchanged	▼ 5%

Key figures of ESTIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to ESTIM?

What happened at ESTIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Feb 6, 2026 New annual accounts for financial year 2025: loss of € 8,145. filed late Source: NBB ↗
2011 Joost Demoen became a director. NBB
Jul 2, 1999 New establishment in Turnhout. KBO
Jan 13, 1987 Start of the company according to the CBE. KBO

In short

From € 41,259 profit in 2022 to € 8,145 loss in 2025.

Paid € 33,050 in corporate taxes since 2022.

Best year ever: 2022, with € 41,259 profit.

Original PDFs at the National Bank ↗

Management

Joost Demoen

ESTIM

Joost Demoen 99%

Behind ESTIM is Joost Demoen. It owns 99% of Joost Demoen itself.

Directors

According to the 2025 annual accounts

Joost Demoen

Director

Also active at: JOOST DEMOEN

since 2011

Establishments

Establishment units

Physical locations of this company

Registered office

Smiskensstraat 111

2300 Turnhout

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0430.415.031
VAT number: BE 0430.415.031
Registered office: Smiskensstraat 111, 2300 Turnhout
Names & denominations: ESTIM
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 13 January 1987
Peppol: Not registered
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗