Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Shrinking team NBB
FTE fell two years in a row, from 6.5 to 5.2.
Financials
Financial year 2025
SCHILTZ from Sint-Agatha-Berchem, company number BE0430367224, closed financial year 2025 with a result of € -37,431 after tax. For that financial year SCHILTZ recorded a gross margin of € 730,917 and equity of € 1.9 million. Compared with financial year 2024, the result moved from € -838 to € -37,431. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 1.9 million
▲ 104% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -37,431
▼ 4368 % more loss than in 2024
Profit after tax over the fiscal year.
€ 135,693
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 792,214.
People and assets in 2025
5.2
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 427,728
▼ 13% vs 2024
€ 82,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,501
▼ 65% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.1 million
▼ 7% vs 2024
€ 113,816 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 123,676
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 98,291
▲ 7% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 690,831 | € 575,193 | € 631,817 | € 730,917 | ▲ 16% |
| Profit after taxes | € 145,744 | € 19,138 | € -838 | € -37,431 | ▼ € 36,593 |
| Equity | € 911,345 | € 930,483 | € 929,645 | € 1,892,214 | ▲ 104% |
| Total debts | € 385,196 | € 209,184 | € 3,440,415 | € 2,276,817 | ▼ 34% |
| Cash | € 767,200 | € 698,914 | € 292,413 | € 135,693 | ▼ 54% |
| Land & buildings | - | - | € 3,506,398 | € 3,531,540 | ▲ 1% |
| Retained profit | € 812,187 | € 831,325 | € 830,488 | € 792,214 | ▼ 5% |
| Dividend | € 100,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 0 | € 0 | € 2,218,957 | € 2,054,819 | ▼ 7% |
| Balance sheet total | € 1,296,541 | € 1,139,667 | € 4,370,061 | € 4,169,032 | ▼ 5% |
| Employees (FTE) | 7.1 | 6.5 | 6 | 5.2 | ▼ 0.8 |
Key figures of SCHILTZ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SCHILTZ?
What happened at SCHILTZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Didier SCHILTZ stepped down as director. NBB
- Vincent Gailly stepped down as director. NBB
- Valérie Charles stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 37,431. Source: NBB ↗
- Bertrand SCHILTZ stepped down as director. NBB
- New establishment in Sint-Agatha-Berchem. KBO
- Start of the company according to the CBE. KBO
In short
From € 145,744 profit in 2022 to € 37,431 loss in 2025.
Paid € 71,814 in corporate taxes since 2022.
Best year ever: 2022, with € 145,744 profit.
On average € 140,600 of value added per employee in 2025.
Management
The stake of Office Financier Immobilier comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SCHILTZThe shares are held by Office Financier Immobilier (100%).
Directors
According to the 2025 annual accounts
Bertrand SCHILTZ
Director
· until 2025
Didier SCHILTZ
Managing director
Also active at: TECSI, Office Financier Immobilier, Mecarudi, GRAVICONCEPT
· until 2029
Vincent Gailly
Managing director
· until 2029
Valérie Charles
Managing director
Also active at: TECSI, Office Financier Immobilier, Mecarudi, GRAVICONCEPT, BRUWELDING
· until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Nestor Martinstraat 319
1082 Sint-Agatha-Berchem
Gentsesteenweg 1034
1082 Sint-Agatha-Berchem
Active since 20 February 1987
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →TECSI same network
€ 530,672 gross margin · 2025
Office Financier Immobilier same network
€ 157,583 gross margin · 2025
Mecarudi same network
€ 429,074 gross margin · 2025
L'Instant
€ 9,626 gross margin · 2025
GS CONCEPT
€ 10,553 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
PULSANT-AS, GB
Website info
Features
Security
Details
- Company number
- 0430.367.224
- VAT number
- BE 0430.367.224
- Registered office
- Nestor Martinstraat 319, 1082 Sint-Agatha-Berchem
- Names & denominations
- SCHILTZ
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 January 1987
- Peppol
- Active · Active since 20 Nov 2020
- Contact
- schiltz.be
- Activities · NACE
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