CHROMA is a shop in Oudergem. Private Limited, started on 14 January 1987, 1 establishment.

What is the address of CHROMA?

The registered office of CHROMA is located at Waverse steenweg 1227, 1160 Oudergem.

Is CHROMA still active?

Yes. According to the CBE (29 October 2026) CHROMA is active, legal situation “Normale toestand”, started on 14 January 1987.

Is CHROMA registered on Peppol?

Yes, CHROMA is registered on the Peppol network with ID 0208:0430262306.

What is the enterprise number of CHROMA?

The enterprise number of CHROMA is BE0430262306.

When was CHROMA founded?

CHROMA was founded on 14 January 1987.

Who are the directors of CHROMA?

According to the 2025 annual accounts, the directors of CHROMA are: Bernard TINEL, Francois TINEL.

Is CHROMA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 14 January 1987; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did CHROMA make in 2025?

CHROMA posted a profit after taxes of € 25,042 in financial year 2025.

What is the revenue of CHROMA?

As a small company, CHROMA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 73,077.

How much does an employee at CHROMA earn?

The average wage cost per full-time employee at CHROMA was € 41,100 in 2023: staff costs of € 275,525 for 6.7 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

CHROMA (Private Limited) - Oudergem - BE0430262306

Dossier CHROMA, printed on 29 October 2026 from databakkes.be/en/0430262306/chroma. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

CHROMA from Oudergem, company number BE0430262306, closed financial year 2025 with a result of € 25,042 after tax. For that financial year CHROMA recorded a gross margin of € 73,077 and equity of € 143,318. Compared with financial year 2024, the result moved from € 3,610 to € 25,042. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.

What it is worth Growing

€ 143,318

▲ 21% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 25,042

▲ € 21,432 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 17,521

▲ 197% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 136,576.

People and assets in 2025

Wage cost

€ 561

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 451,838

▼ 13% vs 2024

€ 68,316 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 82,843

▲ 99% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 264,506 Gross margin 2022: € 264,506 First fiscal year in the series	€ 698,397 Gross margin 2023: € 698,397 ▲ 164% vs 2022 (€ 264,506) Favourable step	€ 43,400 Gross margin 2024: € 43,400 ▼ 94% vs 2023 (€ 698,397) Unfavourable step	€ 73,077 Gross margin 2025: € 73,077 ▲ 68% vs 2024 (€ 43,400) Favourable step	▲ 68%
Profit after taxes	€ -347,891 Profit after taxes 2022: € -347,891 First fiscal year in the series	€ 151,075 Profit after taxes 2023: € 151,075 ▲ € 498,966 vs 2022 (€ -347,891) Favourable step	€ 3,610 Profit after taxes 2024: € 3,610 ▼ 98% vs 2023 (€ 151,075) Unfavourable step	€ 25,042 Profit after taxes 2025: € 25,042 ▲ € 21,432 vs 2024 (€ 3,610) Favourable step	▲ € 21,432
Equity	€ 167,499 Equity 2022: € 167,499 First fiscal year in the series	€ 316,171 Equity 2023: € 316,171 ▲ 89% vs 2022 (€ 167,499) Favourable step	€ 118,276 Equity 2024: € 118,276 ▼ 63% vs 2023 (€ 316,171) Unfavourable step	€ 143,318 Equity 2025: € 143,318 ▲ 21% vs 2024 (€ 118,276) Favourable step	▲ 21%
Total debts	€ 1,516,718 Total debts 2022: € 1,516,718 First fiscal year in the series	€ 1,189,783 Total debts 2023: € 1,189,783 ▼ 22% vs 2022 (€ 1,516,718) Favourable step	€ 562,016 Total debts 2024: € 562,016 ▼ 53% vs 2023 (€ 1,189,783) Favourable step	€ 534,682 Total debts 2025: € 534,682 ▼ 5% vs 2024 (€ 562,016) Favourable step	▼ 5%
Cash	€ 124,661 Cash 2022: € 124,661 First fiscal year in the series	€ 26,807 Cash 2023: € 26,807 ▼ 78% vs 2022 (€ 124,661) Unfavourable step	€ 5,901 Cash 2024: € 5,901 ▼ 78% vs 2023 (€ 26,807) Unfavourable step	€ 17,521 Cash 2025: € 17,521 ▲ 197% vs 2024 (€ 5,901) Favourable step	▲ 197%
Land & buildings	€ 1,034,067 Land & buildings 2022: € 1,034,067 First fiscal year in the series	€ 785,661 Land & buildings 2023: € 785,661 ▼ 24% vs 2022 (€ 1,034,067) Unchanged	€ 674,392 Land & buildings 2024: € 674,392 ▼ 14% vs 2023 (€ 785,661) Unchanged	€ 648,929 Land & buildings 2025: € 648,929 ▼ 4% vs 2024 (€ 674,392) Unchanged	▼ 4%
Retained profit	€ 88,879 Retained profit 2022: € 88,879 First fiscal year in the series	€ 239,954 Retained profit 2023: € 239,954 ▲ 170% vs 2022 (€ 88,879) Favourable step	€ 111,534 Retained profit 2024: € 111,534 ▼ 54% vs 2023 (€ 239,954) Unfavourable step	€ 136,576 Retained profit 2025: € 136,576 ▲ 22% vs 2024 (€ 111,534) Favourable step	▲ 22%
Bank debt	€ 928,790 Bank debt 2022: € 928,790 First fiscal year in the series	€ 739,395 Bank debt 2023: € 739,395 ▼ 20% vs 2022 (€ 928,790) Favourable step	€ 519,063 Bank debt 2024: € 519,063 ▼ 30% vs 2023 (€ 739,395) Favourable step	€ 451,838 Bank debt 2025: € 451,838 ▼ 13% vs 2024 (€ 519,063) Favourable step	▼ 13%
Balance sheet total	€ 1,684,217 Balance sheet total 2022: € 1,684,217 First fiscal year in the series	€ 1,556,622 Balance sheet total 2023: € 1,556,622 ▼ 8% vs 2022 (€ 1,684,217) Unchanged	€ 680,293 Balance sheet total 2024: € 680,293 ▼ 56% vs 2023 (€ 1,556,622) Unchanged	€ 678,000 Balance sheet total 2025: € 678,000 Unchanged (€ 680,293) Unchanged
Employees (FTE)	6.7 Employees (FTE) 2022: 6.7 First fiscal year in the series	6.7 Employees (FTE) 2023: 6.7 Unchanged (6.7) Unchanged	-	-

Key figures of CHROMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CHROMA?

What happened at CHROMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 30, 2026 New annual accounts for financial year 2025: profit of € 25,042 (▲ € 21,432 vs 2024). Source: NBB ↗
2022 Bernard TINEL became a director. NBB
2022 Francois TINEL became a director. NBB
Feb 9, 1987 New establishment in Oudergem. KBO
Jan 14, 1987 Start of the company according to the CBE. KBO

In short

From € 347,891 loss in 2022 to € 25,042 profit in 2025.

Paid € 55,717 in corporate taxes since 2022.

Best year ever: 2023, with € 151,075 profit.

On average € 104,200 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

O. W. T. Gérance 99.7%

The stake of O. W. T. Gérance comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CHROMA

Behind CHROMA are Bernard TINEL and Francois TINEL. The shares are held by O. W. T. Gérance (99.7%).

Directors

According to the 2025 annual accounts

Bernard TINEL

Director

since 2022

Francois TINEL

Director

Also active at: Miniox

since 2022

Shareholders

O. W. T. Gérance

99.7%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Waverse steenweg 1227

1160 Oudergem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

LOSDYCK

€ 18,656 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0430.262.306

VAT number

BE 0430.262.306

Registered office

Waverse steenweg 1227, 1160 Oudergem

Names & denominations

CHROMA

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

14 January 1987

Peppol

Active · Active since 15 Jan 2026

Activities · NACE

Detailhandel in tapijten en andere vloerbedekking en wandbekleding

Gespecialiseerde detailhandel in behang, vloerbedekking, vloerkleden en tapijt

View on CBE Public ↗ Annual accounts (NBB) ↗

CHROMA

Warning lights

Financials

What happened to CHROMA?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions