What does SADI CLAEYS ASSURDEL do?

SADI CLAEYS ASSURDEL is an insurance broker in Gent. Public Limited, started on 31 December 1986, 1 establishment.

What is the address of SADI CLAEYS ASSURDEL?

The registered office of SADI CLAEYS ASSURDEL is located at Bij Sint-Jacobs 15, 9000 Gent.

Is SADI CLAEYS ASSURDEL still active?

Yes. According to the CBE (29 October 2026) SADI CLAEYS ASSURDEL is active, legal situation “Normale toestand”, started on 31 December 1986.

Is SADI CLAEYS ASSURDEL registered on Peppol?

Yes, SADI CLAEYS ASSURDEL is registered on the Peppol network with ID 0208:0430162831.

What is the enterprise number of SADI CLAEYS ASSURDEL?

The enterprise number of SADI CLAEYS ASSURDEL is BE0430162831.

When was SADI CLAEYS ASSURDEL founded?

SADI CLAEYS ASSURDEL was founded on 31 December 1986.

Who are the directors of SADI CLAEYS ASSURDEL?

According to the 2025 annual accounts, the directors of SADI CLAEYS ASSURDEL are: Bernard Delens, Boncs BV, Béatrice Van den Berghe.

Is SADI CLAEYS ASSURDEL a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 31 December 1986; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did SADI CLAEYS ASSURDEL make in 2025?

SADI CLAEYS ASSURDEL posted a profit after taxes of € 288,149 in financial year 2025.

What is the revenue of SADI CLAEYS ASSURDEL?

As a small company, SADI CLAEYS ASSURDEL is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 988,986.

How much does an employee at SADI CLAEYS ASSURDEL earn?

The average wage cost per full-time employee at SADI CLAEYS ASSURDEL was € 72,000 in 2025: staff costs of € 511,190 for 7.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does SADI CLAEYS ASSURDEL have?

According to the 2025 annual accounts, SADI CLAEYS ASSURDEL has 7.1 full-time equivalents (FTE).

SADI CLAEYS ASSURDEL (Public Limited) - Gent

Dossier SADI CLAEYS ASSURDEL, printed on 29 October 2026 from databakkes.be/en/0430162831/sadi-claeys-assurdel. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

SADI CLAEYS ASSURDEL from Gent, company number BE0430162831, closed financial year 2025 with a result of € 288,149 after tax. For that financial year SADI CLAEYS ASSURDEL recorded a gross margin of € 988,986 and equity of € 316,938. Compared with financial year 2024, the result moved from € 243,746 to € 288,149. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Healthy

€ 316,938

▼ 31% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 288,149

▲ 18% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.3 million

▲ 43% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 430,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

7.1

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 511,190

▼ 4% vs 2024

€ 72,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 45,101

▲ 65% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 320,387

▼ 24% vs 2024

€ 104,062 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 857,261

▲ 38% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 46,879

▼ 17% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 605,715 Gross margin 2022: € 605,715 First fiscal year in the series	€ 863,548 Gross margin 2023: € 863,548 ▲ 43% vs 2022 (€ 605,715) Favourable step	€ 957,780 Gross margin 2024: € 957,780 ▲ 11% vs 2023 (€ 863,548) Favourable step	€ 988,986 Gross margin 2025: € 988,986 ▲ 3% vs 2024 (€ 957,780) Favourable step	▲ 3%
Profit after taxes	€ 55,082 Profit after taxes 2022: € 55,082 First fiscal year in the series	€ 219,992 Profit after taxes 2023: € 219,992 ▲ 299% vs 2022 (€ 55,082) Favourable step	€ 243,746 Profit after taxes 2024: € 243,746 ▲ 11% vs 2023 (€ 219,992) Favourable step	€ 288,149 Profit after taxes 2025: € 288,149 ▲ 18% vs 2024 (€ 243,746) Favourable step	▲ 18%
Equity	€ 215,051 Equity 2022: € 215,051 First fiscal year in the series	€ 335,043 Equity 2023: € 335,043 ▲ 56% vs 2022 (€ 215,051) Favourable step	€ 458,789 Equity 2024: € 458,789 ▲ 37% vs 2023 (€ 335,043) Favourable step	€ 316,938 Equity 2025: € 316,938 ▼ 31% vs 2024 (€ 458,789) Unfavourable step	▼ 31%
Total debts	€ 1,073,162 Total debts 2022: € 1,073,162 First fiscal year in the series	€ 1,103,135 Total debts 2023: € 1,103,135 ▲ 3% vs 2022 (€ 1,073,162) Unfavourable step	€ 1,228,873 Total debts 2024: € 1,228,873 ▲ 11% vs 2023 (€ 1,103,135) Unfavourable step	€ 1,662,968 Total debts 2025: € 1,662,968 ▲ 35% vs 2024 (€ 1,228,873) Unfavourable step	▲ 35%
Cash	€ 330,980 Cash 2022: € 330,980 First fiscal year in the series	€ 463,900 Cash 2023: € 463,900 ▲ 40% vs 2022 (€ 330,980) Favourable step	€ 906,273 Cash 2024: € 906,273 ▲ 95% vs 2023 (€ 463,900) Favourable step	€ 1,293,823 Cash 2025: € 1,293,823 ▲ 43% vs 2024 (€ 906,273) Favourable step	▲ 43%
Land & buildings	€ 21,602 Land & buildings 2022: € 21,602 First fiscal year in the series	€ 37,082 Land & buildings 2023: € 37,082 ▲ 72% vs 2022 (€ 21,602) Unchanged	€ 34,326 Land & buildings 2024: € 34,326 ▼ 7% vs 2023 (€ 37,082) Unchanged	€ 41,115 Land & buildings 2025: € 41,115 ▲ 20% vs 2024 (€ 34,326) Unchanged	▲ 20%
Retained profit	€ 153,051 Retained profit 2022: € 153,051 First fiscal year in the series	€ 273,043 Retained profit 2023: € 273,043 ▲ 78% vs 2022 (€ 153,051) Favourable step	€ 396,789 Retained profit 2024: € 396,789 ▲ 45% vs 2023 (€ 273,043) Favourable step	€ 254,938 Retained profit 2025: € 254,938 ▼ 36% vs 2024 (€ 396,789) Unfavourable step	▼ 36%
Dividend	€ 20,000 Dividend 2022: € 20,000 First fiscal year in the series	€ 100,000 Dividend 2023: € 100,000 ▲ € 80,000 vs 2022 (€ 20,000) Unchanged	€ 120,000 Dividend 2024: € 120,000 ▲ 20% vs 2023 (€ 100,000) Unchanged	€ 430,000 Dividend 2025: € 430,000 ▲ 258% vs 2024 (€ 120,000) Unchanged	▲ 258%
Bank debt	€ 621,853 Bank debt 2022: € 621,853 First fiscal year in the series	€ 523,119 Bank debt 2023: € 523,119 ▼ 16% vs 2022 (€ 621,853) Favourable step	€ 422,641 Bank debt 2024: € 422,641 ▼ 19% vs 2023 (€ 523,119) Favourable step	€ 320,387 Bank debt 2025: € 320,387 ▼ 24% vs 2024 (€ 422,641) Favourable step	▼ 24%
Balance sheet total	€ 1,288,213 Balance sheet total 2022: € 1,288,213 First fiscal year in the series	€ 1,438,178 Balance sheet total 2023: € 1,438,178 ▲ 12% vs 2022 (€ 1,288,213) Unchanged	€ 1,687,662 Balance sheet total 2024: € 1,687,662 ▲ 17% vs 2023 (€ 1,438,178) Unchanged	€ 1,979,905 Balance sheet total 2025: € 1,979,905 ▲ 17% vs 2024 (€ 1,687,662) Unchanged	▲ 17%
Employees (FTE)	7.1 Employees (FTE) 2022: 7.1 First fiscal year in the series	7.7 Employees (FTE) 2023: 7.7 ▲ 0.6 vs 2022 (7.1) Unchanged	-	7.1 Employees (FTE) 2025: 7.1 First fiscal year in the series

Key figures of SADI CLAEYS ASSURDEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SADI CLAEYS ASSURDEL?

What happened at SADI CLAEYS ASSURDEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: profit of € 288,149 (▲ 18% vs 2024). filed late Source: NBB ↗
Jan 29, 1987 New establishment in Gent. KBO
Dec 31, 1986 Start of the company according to the CBE. KBO

In short

From € 55,082 profit in 2022 to € 288,149 profit in 2025.

Paid € 241,767 in corporate taxes since 2022.

Best year ever: 2025, with € 288,149 profit.

On average € 139,300 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Bernard Delens Boncs BV Béatrice Van den Berghe

SADI CLAEYS ASSURDEL

Behind SADI CLAEYS ASSURDEL are Bernard Delens, Boncs BV and Béatrice Van den Berghe.

Directors

According to the 2025 annual accounts

Bernard Delens

Director

Boncs BV

Managing director · represented by Lauriane Claeys

Béatrice Van den Berghe

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Bij Sint-Jacobs 15

9000 Gent

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0430.162.831

VAT number

BE 0430.162.831

Registered office

Bij Sint-Jacobs 15, 9000 Gent

Names & denominations

SADI CLAEYS ASSURDEL · SCA

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

31 December 1986

Peppol

Active · Active since 20 Nov 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗