Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DE BUYSER ASSURANCY from Mechelen, company number BE0430128682, closed financial year 2025 with a result of € -17,607 after tax. For that financial year DE BUYSER ASSURANCY recorded a gross margin of € 87,963 and equity of € 163,686. Compared with financial year 2024, the result moved from € 3,799 to € -17,607. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 163,686
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,607
▼ still € 3,799 profit in 2024
Profit after tax over the fiscal year.
€ 13,510
▲ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 101,712.
People and assets in 2025
€ 58,101
▼ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 208
▼ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,125
▼ 42% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 161,539 | € 111,046 | € 146,172 | € 87,963 | ▼ 40% |
| Profit after taxes | € 32,178 | € -23,272 | € 3,799 | € -17,607 | ▼ € 21,406 |
| Equity | € 200,767 | € 177,495 | € 181,293 | € 163,686 | ▼ 10% |
| Total debts | € 356,985 | € 466,388 | € 447,563 | € 423,549 | ▼ 5% |
| Cash | € 44,955 | € 2,272 | € 8,329 | € 13,510 | ▲ 62% |
| Land & buildings | € 495,393 | € 554,425 | € 494,243 | € 436,873 | ▼ 12% |
| Retained profit | € 138,794 | € 115,521 | € 119,320 | € 101,712 | ▼ 15% |
| Bank debt | € 4,774 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 557,753 | € 643,883 | € 628,856 | € 587,235 | ▼ 7% |
Key figures of DE BUYSER ASSURANCY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DE BUYSER ASSURANCY?
What happened at DE BUYSER ASSURANCY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jean DE BUYSER stepped down as director. NBB
- Kris DE BUYSER stepped down as director. NBB
- Reinilda VAN DAM stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 17,607 (▼ € 21,406 vs 2024). Source: NBB ↗
- Jean DE BUYSER became a director. NBB
- Kris DE BUYSER became a director. NBB
- Reinilda VAN DAM became a director. NBB
- New establishment in Mechelen. KBO
In short
From € 32,178 profit in 2022 to € 17,607 loss in 2025.
Paid € 17,481 in corporate taxes since 2022.
Best year ever: 2022, with € 32,178 profit.
Management
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Kris DE BUYSER
Managing director
Also active at: SPECIAL PROJECTS TEAM, CONTRACTING & ENGINEERING SERVICES, JWJ INVEST, CES GROUP, SIECO, CENERGIE, IMMOCAL, CESTIS
since 2023 · until 2029
Reinilda VAN DAM
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Geerdegemstraat 123
2800 Mechelen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.128.682
- VAT number
- BE 0430.128.682
- Registered office
- Geerdegemstraat 123, 2800 Mechelen
- Names & denominations
- DE BUYSER ASSURANCY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1986
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Overige zakelijke dienstverlening, neg