Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
B.KERNRETAIL from Schilde, company number BE0429679712, closed financial year 2025 with a result of € 286,492 after tax. For that financial year B.KERNRETAIL recorded a gross margin of € 745,785 and equity of € 4.9 million. Compared with financial year 2024, the result moved from € 205,388 to € 286,492. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 4.9 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 286,492
▲ 39% vs 2024
Profit after tax over the fiscal year.
€ 16,664
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 250,000 paid out
87 % of the profit went to the shareholders, mostly to BIMMO (100 % of the shares). That is where the money ends up.
Debts at end 2025
€ 1.5 million
▼ 24% vs 2024
€ 470,000 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 17,798
▲ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,361
▲ € 12,272 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 651,331 | € 572,257 | € 630,412 | € 745,785 | ▲ 18% |
| Profit after taxes | € 223,298 | € 162,517 | € 205,388 | € 286,492 | ▲ 39% |
| Equity | € 4,831,907 | € 4,854,424 | € 4,879,812 | € 4,916,304 | ▲ 1% |
| Total debts | € 3,197,447 | € 2,711,136 | € 2,429,673 | € 2,200,933 | ▼ 9% |
| Cash | € 27,929 | € 24,428 | € 48,243 | € 16,664 | ▼ 65% |
| Land & buildings | € 7,461,768 | € 7,331,770 | € 7,158,392 | € 6,959,341 | ▼ 3% |
| Retained profit | € 198,505 | € 221,022 | € 246,410 | € 282,902 | ▲ 15% |
| Dividend | € 200,000 | € 140,000 | € 180,000 | € 250,000 | ▲ 39% |
| Bank debt | € 2,937,500 | € 2,467,500 | € 1,997,500 | € 1,527,500 | ▼ 24% |
| Balance sheet total | € 8,029,354 | € 7,565,560 | € 7,309,485 | € 7,117,237 | ▼ 3% |
Key figures of B.KERNRETAIL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B.KERNRETAIL?
What happened at B.KERNRETAIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- BIMAC NV stepped down as director. NBB
- BIMMO NV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 286,492 (▲ 39% vs 2024). Source: NBB ↗
- BIMAC NV became a director. NBB
- BIMMO NV became a director. NBB
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
In short
From € 223,298 profit in 2022 to € 286,492 profit in 2025.
Paid € 303,705 in corporate taxes since 2022.
Best year ever: 2025, with € 286,492 profit.
Paid out € 770,000 in dividends to the owners in total.
Management
The stake of BIMMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
B.KERNRETAILThe shares are held by BIMMO (100%).
Directors
According to the 2025 annual accounts
Director · represented by Jill De Bie
Also active at: B.RETAIL, DE BIEKORF, WAVE, Dansaert Retail Park, Wave Breeding
since 2023 · until 2029
Managing director · represented by Jo De Bie
Also active at: B.RETAIL, BIMAC, DE BIEKORF, WAVE, Dansaert Retail Park, Wave Breeding
since 2023 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Turnhoutsebaan 403
2970 Schilde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →B.RETAIL same network
€ 2.6 million gross margin · 2025
BIMAC same network
€ 51,927 gross margin · 2025
ARTAN
€ 163,470 gross margin · 2025
BIMMO same network
€ 850,075 gross margin · 2025
DE BIEKORF same network
€ 1.5 million gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0429.679.712
- VAT number
- BE 0429.679.712
- Registered office
- Turnhoutsebaan 403, 2970 Schilde
- Names & denominations
- B.KERNRETAIL · BKR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 November 1986
- Peppol
- Active · Active since 4 Dec 2025
- Contact
- [email protected] 034101110
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Diverse administratieve activiteiten ten behoeve van kantoren
Adviesbureaus op het gebied van public relations en communicatie