Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INTERNATIONAL SERVICES AND PRODUCTS from Liège, company number BE0428973788, closed financial year 2025 with a result of € -6,359 after tax. For that financial year INTERNATIONAL SERVICES AND PRODUCTS recorded a gross margin of € -3,650 and equity of € 109,923. Compared with financial year 2024, the result moved from € 191 to € -6,359. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.
€ 109,923
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,359
▼ still € 191 profit in 2024
Profit after tax over the fiscal year.
€ 9,286
▼ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -65,077.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,293 | € -1,026 | € 2,104 | € -3,650 | ▼ € 5,754 |
| Profit after taxes | € -3,205 | € -2,939 | € 191 | € -6,359 | ▼ € 6,550 |
| Equity | € 118,454 | € 115,515 | € 115,706 | € 109,923 | ▼ 5% |
| Total debts | € 77,090 | € 74,085 | € 71,768 | € 71,622 | |
| Cash | € 14 | € 14,134 | € 13,560 | € 9,286 | ▼ 32% |
| Land & buildings | € 183,521 | € 181,290 | € 179,059 | € 176,827 | ▼ 1% |
| Retained profit | € -56,546 | € -59,485 | € -59,294 | € -65,077 | ▼ € 5,783 |
| Balance sheet total | € 203,032 | € 196,512 | € 193,810 | € 187,305 | ▼ 3% |
Key figures of INTERNATIONAL SERVICES AND PRODUCTS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INTERNATIONAL SERVICES AND PRODUCTS?
What happened at INTERNATIONAL SERVICES AND PRODUCTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,359 (▼ € 6,550 vs 2024). filed late Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,205 loss in 2022 to € 6,359 loss in 2025.
Best year ever: 2024, with € 191 profit.
Management
Behind INTERNATIONAL SERVICES AND PRODUCTS is Thierry Joye. Thierry Joye is also behind Domaine de Bougalou and COURS ROUSSEAU.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Quai de Rome 89-081
4000 Liège
Quai de Rome 89
4000 Liège
Active since 1 August 1986
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.973.788
- VAT number
- BE 0428.973.788
- Registered office
- Quai de Rome 89-081, 4000 Liège
- Names & denominations
- INTERNATIONAL SERVICES AND PRODUCTS · I.S.P.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 May 1986
- Peppol
- Active · Active since 22 Jan 2026
- Activities · NACE
Activiteiten van fotografen, met uitzondering van persfotografen
Fotostudio's en overige fotografische activiteiten
Verhuur en lease van kantoormachines, inclusief computers
Diverse ondersteunende activiteiten ten behoeve van voorzieningen
Verhuur van kantoormachines en computers
Beheer van residentiële gebouwen