What does IMMO DEBLAERE - DECLERCK do?

IMMO DEBLAERE - DECLERCK is an insurance broker in Waregem. Private Limited, started on 12 February 1986, 1 establishment.

What is the address of IMMO DEBLAERE - DECLERCK?

The registered office of IMMO DEBLAERE - DECLERCK is located at Felix Verhaeghestraat 20, 8790 Waregem.

Is IMMO DEBLAERE - DECLERCK still active?

Yes. According to the CBE (30 October 2026) IMMO DEBLAERE - DECLERCK is active, legal situation “Normale toestand”, started on 12 February 1986.

Is IMMO DEBLAERE - DECLERCK registered on Peppol?

Yes, IMMO DEBLAERE - DECLERCK is registered on the Peppol network with ID 0208:0428538179.

What is the enterprise number of IMMO DEBLAERE - DECLERCK?

The enterprise number of IMMO DEBLAERE - DECLERCK is BE0428538179.

When was IMMO DEBLAERE - DECLERCK founded?

IMMO DEBLAERE - DECLERCK was founded on 12 February 1986.

Who are the directors of IMMO DEBLAERE - DECLERCK?

According to the 2025 annual accounts, the directors of IMMO DEBLAERE - DECLERCK are: Lieve Declerck, Filip Deblaere.

Is IMMO DEBLAERE - DECLERCK a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 February 1986; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did IMMO DEBLAERE - DECLERCK make in 2025?

IMMO DEBLAERE - DECLERCK recorded a loss after taxes of € 17,427 in financial year 2025.

What is the revenue of IMMO DEBLAERE - DECLERCK?

As a small company, IMMO DEBLAERE - DECLERCK is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 10,417.

IMMO DEBLAERE - DECLERCK (Private Limited) - Waregem

Dossier IMMO DEBLAERE - DECLERCK, printed on 30 October 2026 from databakkes.be/en/0428538179/immo-deblaere-declerck. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

IMMO DEBLAERE - DECLERCK from Waregem, company number BE0428538179, closed financial year 2025 with a result of € -17,427 after tax. For that financial year IMMO DEBLAERE - DECLERCK recorded a gross margin of € 10,417 and equity of € 162,199. Compared with financial year 2024, the result moved from € -10,071 to € -17,427. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2026.

What it is worth Healthy

€ 162,199

▼ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -17,427

▼ 73 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 51,988

▼ 40% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 142,199.

People and assets in 2025

Vehicles and equipment

€ 40,294

▼ 32% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 11,849

▼ 52% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 5,977

▼ 64% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 54,255

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 6,982 Gross margin 2022: € 6,982 First fiscal year in the series	€ 24,187 Gross margin 2023: € 24,187 ▲ 246% vs 2022 (€ 6,982) Favourable step	€ 10,015 Gross margin 2024: € 10,015 ▼ 59% vs 2023 (€ 24,187) Unfavourable step	€ 10,417 Gross margin 2025: € 10,417 ▲ 4% vs 2024 (€ 10,015) Favourable step	▲ 4%
Profit after taxes	€ 134,191 Profit after taxes 2022: € 134,191 First fiscal year in the series	€ -3,268 Profit after taxes 2023: € -3,268 ▼ € 137,460 vs 2022 (€ 134,191) Unfavourable step	€ -10,071 Profit after taxes 2024: € -10,071 ▼ € 6,802 vs 2023 (€ -3,268) Unfavourable step	€ -17,427 Profit after taxes 2025: € -17,427 ▼ € 7,356 vs 2024 (€ -10,071) Unfavourable step	▼ € 7,356
Equity	€ 256,965 Equity 2022: € 256,965 First fiscal year in the series	€ 189,697 Equity 2023: € 189,697 ▼ 26% vs 2022 (€ 256,965) Unfavourable step	€ 179,626 Equity 2024: € 179,626 ▼ 5% vs 2023 (€ 189,697) Unfavourable step	€ 162,199 Equity 2025: € 162,199 ▼ 10% vs 2024 (€ 179,626) Unfavourable step	▼ 10%
Total debts	€ 368,614 Total debts 2022: € 368,614 First fiscal year in the series	€ 358,224 Total debts 2023: € 358,224 ▼ 3% vs 2022 (€ 368,614) Favourable step	€ 179,150 Total debts 2024: € 179,150 ▼ 50% vs 2023 (€ 358,224) Favourable step	€ 183,820 Total debts 2025: € 183,820 ▲ 3% vs 2024 (€ 179,150) Unfavourable step	▲ 3%
Cash	€ 981 Cash 2022: € 981 First fiscal year in the series	€ 975 Cash 2023: € 975 ▼ 1% vs 2022 (€ 981) Unfavourable step	€ 87,086 Cash 2024: € 87,086 ▲ € 86,111 vs 2023 (€ 975) Favourable step	€ 51,988 Cash 2025: € 51,988 ▼ 40% vs 2024 (€ 87,086) Unfavourable step	▼ 40%
Land & buildings	€ 191,780 Land & buildings 2022: € 191,780 First fiscal year in the series	€ 189,257 Land & buildings 2023: € 189,257 ▼ 1% vs 2022 (€ 191,780) Unchanged	€ 54,076 Land & buildings 2024: € 54,076 ▼ 71% vs 2023 (€ 189,257) Unchanged	€ 52,840 Land & buildings 2025: € 52,840 ▼ 2% vs 2024 (€ 54,076) Unchanged	▼ 2%
Retained profit	€ 236,965 Retained profit 2022: € 236,965 First fiscal year in the series	€ 169,697 Retained profit 2023: € 169,697 ▼ 28% vs 2022 (€ 236,965) Unfavourable step	€ 159,626 Retained profit 2024: € 159,626 ▼ 6% vs 2023 (€ 169,697) Unfavourable step	€ 142,199 Retained profit 2025: € 142,199 ▼ 11% vs 2024 (€ 159,626) Unfavourable step	▼ 11%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 64,000 Dividend 2023: € 64,000 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 64,000) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 48,998 Bank debt 2022: € 48,998 First fiscal year in the series	€ 36,841 Bank debt 2023: € 36,841 ▼ 25% vs 2022 (€ 48,998) Favourable step	€ 24,445 Bank debt 2024: € 24,445 ▼ 34% vs 2023 (€ 36,841) Favourable step	€ 11,849 Bank debt 2025: € 11,849 ▼ 52% vs 2024 (€ 24,445) Favourable step	▼ 52%
Balance sheet total	€ 671,688 Balance sheet total 2022: € 671,688 First fiscal year in the series	€ 594,030 Balance sheet total 2023: € 594,030 ▼ 12% vs 2022 (€ 671,688) Unchanged	€ 404,885 Balance sheet total 2024: € 404,885 ▼ 32% vs 2023 (€ 594,030) Unchanged	€ 346,019 Balance sheet total 2025: € 346,019 ▼ 15% vs 2024 (€ 404,885) Unchanged	▼ 15%

Key figures of IMMO DEBLAERE - DECLERCK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to IMMO DEBLAERE - DECLERCK?

What happened at IMMO DEBLAERE - DECLERCK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 25, 2026 New annual accounts for financial year 2025: loss of € 17,427. filed late Source: NBB ↗
Apr 1, 1986 New establishment in Waregem. KBO
Feb 12, 1986 Start of the company according to the CBE. KBO

In short

From € 134,191 profit in 2022 to € 17,427 loss in 2025.

Paid € 50,937 in corporate taxes since 2022.

Best year ever: 2022, with € 134,191 profit.

Paid out € 64,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Lieve Declerck Filip Deblaere

ZAKENKANTOOR DEBLAERE - BLANCKE

OFFICE INVEST

IMMO DEBLAERE - DECLERCK

FLANDERS INSURANCE

Behind IMMO DEBLAERE - DECLERCK are Lieve Declerck and Filip Deblaere. The same people are also behind ZAKENKANTOOR DEBLAERE - BLANCKE and OFFICE INVEST. Filip Deblaere is also behind FLANDERS INSURANCE.

Directors

According to the 2025 annual accounts

Lieve Declerck

Director

Also active at: ZAKENKANTOOR DEBLAERE - BLANCKE, OFFICE INVEST

Filip Deblaere

Director

Also active at: ZAKENKANTOOR DEBLAERE - BLANCKE, FLANDERS INSURANCE, OFFICE INVEST

Establishments

Establishment units

Physical locations of this company

Registered office

Felix Verhaeghestraat 20

8790 Waregem

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0428.538.179

VAT number

BE 0428.538.179

Registered office

Felix Verhaeghestraat 20, 8790 Waregem

Names & denominations

IMMO DEBLAERE - DECLERCK

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

12 February 1986

Peppol

Active · Active since 10 Dec 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige activiteiten van geldscheppende financiële instellingen

Overige zakelijke dienstverlening, neg

Handel in eigen onroerend goed

View on CBE Public ↗ Annual accounts (NBB) ↗

IMMO DEBLAERE - DECLERCK

Warning lights

Financials

What happened to IMMO DEBLAERE - DECLERCK?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions