What does JORIS & MASSOZ do?

JORIS & MASSOZ is an insurance broker in Durbuy. Private Limited, started on 11 February 1986, 2 establishments.

What is the address of JORIS & MASSOZ?

The registered office of JORIS & MASSOZ is located at Rue de Givet (Grandhan) 7, 6940 Durbuy.

Is JORIS & MASSOZ still active?

Yes. According to the CBE (29 October 2026) JORIS & MASSOZ is active, legal situation “Normale toestand”, started on 11 February 1986.

Is JORIS & MASSOZ registered on Peppol?

No, JORIS & MASSOZ is currently not registered on the Peppol network.

What is the enterprise number of JORIS & MASSOZ?

The enterprise number of JORIS & MASSOZ is BE0428531647.

When was JORIS & MASSOZ founded?

JORIS & MASSOZ was founded on 11 February 1986.

Who are the directors of JORIS & MASSOZ?

According to the 2025 annual accounts, the directors of JORIS & MASSOZ are: JORIS & DEVOSSE SRL SRL, GES 2000 SRL, MASSOZ CEDRIC SRL SRL.

Is JORIS & MASSOZ a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 February 1986; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account; 2 establishments in the CBE.

How much profit did JORIS & MASSOZ make in 2025?

JORIS & MASSOZ posted a profit after taxes of € 69,941 in financial year 2025.

What is the revenue of JORIS & MASSOZ?

As a small company, JORIS & MASSOZ is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 227,249.

How much does an employee at JORIS & MASSOZ earn?

The average wage cost per full-time employee at JORIS & MASSOZ was € 38,900 in 2025: staff costs of € 97,271 for 2.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does JORIS & MASSOZ have?

According to the 2025 annual accounts, JORIS & MASSOZ has 2.5 full-time equivalents (FTE).

JORIS & MASSOZ (Private Limited) - Durbuy - BE0428531647

Dossier JORIS & MASSOZ, printed on 29 October 2026 from databakkes.be/en/0428531647/joris-massoz. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

JORIS & MASSOZ from Durbuy, company number BE0428531647, closed financial year 2025 with a result of € 69,941 after tax. For that financial year JORIS & MASSOZ recorded a gross margin of € 227,249 and equity of € 135,736. Compared with financial year 2024, the result moved from € 123,110 to € 69,941. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.

What it is worth Healthy

€ 135,736

▼ 18% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 69,941

▼ 43% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 171,968

▼ 30% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 100,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

2.5

▼ 0.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 97,271

▼ 3% vs 2024

€ 38,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 2,023

▼ 85% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 74,742

▼ 17% vs 2024

€ 15,112 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 5,735

▼ 22% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 11,354

▼ 33% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 225,968 Gross margin 2022: € 225,968 First fiscal year in the series	€ 225,048 Gross margin 2023: € 225,048 Unchanged (€ 225,968) Unfavourable step	€ 301,216 Gross margin 2024: € 301,216 ▲ 34% vs 2023 (€ 225,048) Favourable step	€ 227,249 Gross margin 2025: € 227,249 ▼ 25% vs 2024 (€ 301,216) Unfavourable step	▼ 25%
Profit after taxes	€ 77,050 Profit after taxes 2022: € 77,050 First fiscal year in the series	€ 84,267 Profit after taxes 2023: € 84,267 ▲ 9% vs 2022 (€ 77,050) Favourable step	€ 123,110 Profit after taxes 2024: € 123,110 ▲ 46% vs 2023 (€ 84,267) Favourable step	€ 69,941 Profit after taxes 2025: € 69,941 ▼ 43% vs 2024 (€ 123,110) Unfavourable step	▼ 43%
Equity	€ 123,420 Equity 2022: € 123,420 First fiscal year in the series	€ 172,686 Equity 2023: € 172,686 ▲ 40% vs 2022 (€ 123,420) Favourable step	€ 165,796 Equity 2024: € 165,796 ▼ 4% vs 2023 (€ 172,686) Unfavourable step	€ 135,736 Equity 2025: € 135,736 ▼ 18% vs 2024 (€ 165,796) Unfavourable step	▼ 18%
Total debts	€ 412,768 Total debts 2022: € 412,768 First fiscal year in the series	€ 167,665 Total debts 2023: € 167,665 ▼ 59% vs 2022 (€ 412,768) Favourable step	€ 243,873 Total debts 2024: € 243,873 ▲ 45% vs 2023 (€ 167,665) Unfavourable step	€ 191,830 Total debts 2025: € 191,830 ▼ 21% vs 2024 (€ 243,873) Favourable step	▼ 21%
Cash	€ 346,139 Cash 2022: € 346,139 First fiscal year in the series	€ 151,891 Cash 2023: € 151,891 ▼ 56% vs 2022 (€ 346,139) Unfavourable step	€ 244,818 Cash 2024: € 244,818 ▲ 61% vs 2023 (€ 151,891) Favourable step	€ 171,968 Cash 2025: € 171,968 ▼ 30% vs 2024 (€ 244,818) Unfavourable step	▼ 30%
Land & buildings	€ 8,676 Land & buildings 2022: € 8,676 First fiscal year in the series	€ 26,407 Land & buildings 2023: € 26,407 ▲ 204% vs 2022 (€ 8,676) Unchanged	€ 24,556 Land & buildings 2024: € 24,556 ▼ 7% vs 2023 (€ 26,407) Unchanged	€ 22,705 Land & buildings 2025: € 22,705 ▼ 8% vs 2024 (€ 24,556) Unchanged	▼ 8%
Retained profit	€ 60,207 Retained profit 2022: € 60,207 First fiscal year in the series	€ 109,473 Retained profit 2023: € 109,473 ▲ 82% vs 2022 (€ 60,207) Favourable step	€ 102,583 Retained profit 2024: € 102,583 ▼ 6% vs 2023 (€ 109,473) Unfavourable step	€ 72,524 Retained profit 2025: € 72,524 ▼ 29% vs 2024 (€ 102,583) Unfavourable step	▼ 29%
Dividend	€ 263,000 Dividend 2022: € 263,000 First fiscal year in the series	€ 35,000 Dividend 2023: € 35,000 ▼ 87% vs 2022 (€ 263,000) Unchanged	€ 130,000 Dividend 2024: € 130,000 ▲ 271% vs 2023 (€ 35,000) Unchanged	€ 100,000 Dividend 2025: € 100,000 ▼ 23% vs 2024 (€ 130,000) Unchanged	▼ 23%
Bank debt	€ 136,671 Bank debt 2022: € 136,671 First fiscal year in the series	€ 109,676 Bank debt 2023: € 109,676 ▼ 20% vs 2022 (€ 136,671) Favourable step	€ 89,674 Bank debt 2024: € 89,674 ▼ 18% vs 2023 (€ 109,676) Favourable step	€ 74,742 Bank debt 2025: € 74,742 ▼ 17% vs 2024 (€ 89,674) Favourable step	▼ 17%
Balance sheet total	€ 536,187 Balance sheet total 2022: € 536,187 First fiscal year in the series	€ 340,352 Balance sheet total 2023: € 340,352 ▼ 37% vs 2022 (€ 536,187) Unchanged	€ 409,669 Balance sheet total 2024: € 409,669 ▲ 20% vs 2023 (€ 340,352) Unchanged	€ 327,567 Balance sheet total 2025: € 327,567 ▼ 20% vs 2024 (€ 409,669) Unchanged	▼ 20%
Employees (FTE)	2.3 Employees (FTE) 2022: 2.3 First fiscal year in the series	2.2 Employees (FTE) 2023: 2.2 ▼ 0.1 vs 2022 (2.3) Unchanged	2.9 Employees (FTE) 2024: 2.9 ▲ 0.7 vs 2023 (2.2) Unchanged	2.5 Employees (FTE) 2025: 2.5 ▼ 0.4 vs 2024 (2.9) Unchanged	▼ 0.4

Key figures of JORIS & MASSOZ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to JORIS & MASSOZ?

What happened at JORIS & MASSOZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 14, 2026 New annual accounts for financial year 2025: profit of € 69,941 (▼ 43% vs 2024). Source: NBB ↗
Dec 2, 2020 New establishment in Hamoir. KBO
Feb 11, 1986 Start of the company according to the CBE. KBO
Feb 1, 1986 New establishment in Durbuy. KBO

In short

From € 77,050 profit in 2022 to € 69,941 profit in 2025.

Paid € 127,691 in corporate taxes since 2022.

Best year ever: 2024, with € 123,110 profit.

On average € 90,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

GES 2000 99.2%

The stake of GES 2000 comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

JORIS & MASSOZ

Behind JORIS & MASSOZ are JORIS & DEVOSSE SRL SRL, GES 2000 SRL and MASSOZ CEDRIC SRL SRL. The shares are held by GES 2000 (99.2%).

Directors

According to the 2025 annual accounts

JORIS & DEVOSSE SRL SRL

Director · represented by CLAUDE JORIS

Also active at: GES 2000

GES 2000 SRL

Director · represented by CLAUDE JORIS

MASSOZ CEDRIC SRL SRL

Director · represented by CEDRIC MASSOZ

Also active at: GES 2000

Shareholders

GES 2000

99.2%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Givet (Grandhan) 7

6940 Durbuy

2.310.145.961

Place Del Cour 3

4180 Hamoir

Active since 2 December 2020

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

GES 2000 same network

€ 6,983 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0428.531.647
VAT number: BE 0428.531.647
Registered office: Rue de Givet (Grandhan) 7, 6940 Durbuy
Names & denominations: JORIS & MASSOZ
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 February 1986
Peppol: Not registered
Contact: [email protected] +32491313836
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗