Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
PROTEAS VERZEKERINGEN from Merksplas, company number BE0428462757, closed financial year 2025 with a result of € 152,371 after tax. For that financial year PROTEAS VERZEKERINGEN recorded a gross margin of € 620,373 and equity of € 126,939. Compared with financial year 2024, the result moved from € 1.9 million to € 152,371. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 126,939
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 152,371
▼ 92% vs 2024
Profit after tax over the fiscal year.
€ 212,697
▲ 182% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 140,424 paid out
92 % of the profit went to the shareholders, mostly to D. Huysmans (50 % of the shares). That is where the money ends up.
People and assets in 2025
5.5
Average over the fiscal year, from the social balance sheet.
€ 401,639
▲ 1% vs 2024
€ 73,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,095
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 14,799
▼ 29% vs 2024
€ 6,155 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 17,288
▼ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 66,307
▼ 31% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 981,568 | € 810,354 | € 2,996,436 | € 620,373 | ▼ 79% |
| Profit after taxes | € 336,287 | € 113,895 | € 1,928,914 | € 152,371 | ▼ 92% |
| Equity | € 126,939 | € 126,939 | € 126,939 | € 126,939 | |
| Total debts | € 499,219 | € 324,219 | € 326,582 | € 253,342 | ▼ 22% |
| Cash | € 398,385 | € 273,011 | € 75,491 | € 212,697 | ▲ 182% |
| Land & buildings | € 9,873 | € 0 | - | - | |
| Retained profit | € 65,439 | € 65,439 | € 65,439 | € 65,439 | |
| Dividend | € 336,287 | € 113,895 | € 1,921,496 | € 140,424 | ▼ 93% |
| Bank debt | € 37,361 | € 26,548 | € 20,753 | € 14,799 | ▼ 29% |
| Balance sheet total | € 626,158 | € 451,158 | € 453,520 | € 380,280 | ▼ 16% |
| Employees (FTE) | 7.7 | 9.5 | 5.5 | 5.5 |
Key figures of PROTEAS VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PROTEAS VERZEKERINGEN?
What happened at PROTEAS VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- D. Huysmans BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 152,371 (▼ 92% vs 2024). Source: NBB ↗
- D. Huysmans BV became a director. NBB
- New establishment in Merksplas. KBO
- Start of the company according to the CBE. KBO
- New establishment in Oud-Turnhout. KBO
In short
From € 336,287 profit in 2022 to € 152,371 profit in 2025.
Paid € 851,406 in corporate taxes since 2022.
Best year ever: 2024, with € 1.9 million profit.
On average € 112,800 of value added per employee in 2025.
Management
The stake of D. Huysmans, Colina, AG Consilium comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PROTEAS VERZEKERINGENBehind PROTEAS VERZEKERINGEN is Colina BV. The shares are held by D. Huysmans (50%), Colina (32.5%) and AG Consilium (10%).
Directors
According to the 2025 annual accounts
Director · represented by Jasper Van Den Heuvel
Director · represented by Huysmans Dave
since 2023 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Leest 44
2330 Merksplas
Steenweg op Turnhout 27
2360 Oud-Turnhout
Active since 1 January 1986
Kerkstraat 23
2330 Merksplas
Active since 29 November 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.462.757
- VAT number
- BE 0428.462.757
- Registered office
- Leest 44, 2330 Merksplas
- Names & denominations
- PROTEAS VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 January 1986
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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