Financials
Financial year 2025
Crefi-Wavre from Wavre, company number BE0428337746, closed financial year 2025 with a result of € 15,327 after tax. For that financial year Crefi-Wavre recorded a gross margin of € 178,627 and equity of € 87,918. Compared with financial year 2024, the result moved from € -21,020 to € 15,327. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 87,918
▲ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,327
▲ still € 21,020 loss in 2024
Profit after tax over the fiscal year.
€ 81,988
▲ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -12,082.
People and assets in 2025
€ 90,212
▼ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 44,044
▲ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 76,112
▼ 20% vs 2024
€ 32,293 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 4,189
▼ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,424
▲ 11% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 156,284 | € 139,326 | € 139,407 | € 178,627 | ▲ 28% |
| Profit after taxes | € 15,159 | € -16,437 | € -21,020 | € 15,327 | ▲ € 36,347 |
| Equity | € 110,048 | € 93,612 | € 72,592 | € 87,918 | ▲ 21% |
| Total debts | € 201,573 | € 154,924 | € 120,559 | € 97,812 | ▼ 19% |
| Cash | € 104,917 | € 72,702 | € 45,359 | € 81,988 | ▲ 81% |
| Retained profit | € 10,048 | € -6,388 | € -27,408 | € -12,082 | ▲ € 15,327 |
| Dividend | € 25,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 152,053 | € 124,054 | € 95,609 | € 76,112 | ▼ 20% |
| Balance sheet total | € 311,622 | € 248,536 | € 193,150 | € 185,730 | ▼ 4% |
Key figures of Crefi-Wavre, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Crefi-Wavre?
What happened at Crefi-Wavre in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,327. Source: NBB ↗
- Philippe Legros became a director. NBB
- Crefi Invest SA became a director. NBB
- Florence Legros became a director. NBB
- New establishment in Wavre. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,159 profit in 2022 to € 15,327 profit in 2025.
Paid € 22,286 in corporate taxes since 2022.
Best year ever: 2025, with € 15,327 profit.
Paid out € 25,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CREFI - INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Crefi-WavreBehind Crefi-Wavre are Philippe Legros, Crefi Invest SA and Florence Legros. The shares are held by CREFI - INVEST (100%).
Directors
According to the 2025 annual accounts
since 2023
Director · represented by Philippe Legros
since 2023
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Champles 74
1301 Wavre
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.337.746
- VAT number
- BE 0428.337.746
- Registered office
- Rue de Champles 74, 1301 Wavre
- Names & denominations
- Crefi-Wavre
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1985
- Peppol
- Active · Active since 3 Feb 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen