What does MONTSERRAT do?

MONTSERRAT is a food producer in Ledegem. Private Limited, started on 25 January 1986, 1 establishment.

What is the address of MONTSERRAT?

The registered office of MONTSERRAT is located at Boonhoek 22, 8880 Ledegem.

Is MONTSERRAT still active?

Yes. According to the CBE (30 October 2026) MONTSERRAT is active, legal situation “Normale toestand”, started on 25 January 1986.

Is MONTSERRAT registered on Peppol?

Yes, MONTSERRAT is registered on the Peppol network with ID 0208:0428253317.

What is the enterprise number of MONTSERRAT?

The enterprise number of MONTSERRAT is BE0428253317.

When was MONTSERRAT founded?

MONTSERRAT was founded on 25 January 1986.

Who are the directors of MONTSERRAT?

According to the 2025 annual accounts, the directors of MONTSERRAT are: Willy DESMET, Martine DECLERCQ.

Is MONTSERRAT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 25 January 1986; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did MONTSERRAT make in 2025?

MONTSERRAT posted a profit after taxes of € 220,361 in financial year 2025.

What is the revenue of MONTSERRAT?

As a small company, MONTSERRAT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,469,234.

How much does an employee at MONTSERRAT earn?

The average wage cost per full-time employee at MONTSERRAT was € 51,000 in 2025: staff costs of € 310,945 for 6.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does MONTSERRAT have?

According to the 2025 annual accounts, MONTSERRAT has 6.1 full-time equivalents (FTE).

Does MONTSERRAT have a website?

Yes, MONTSERRAT has a website at montserrat.be.

MONTSERRAT (Private Limited) - Ledegem - BE0428253317

Dossier MONTSERRAT, printed on 30 October 2026 from databakkes.be/en/0428253317/montserrat. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

MONTSERRAT from Ledegem, company number BE0428253317, closed financial year 2025 with a result of € 220,361 after tax. For that financial year MONTSERRAT recorded a gross margin of € 1.5 million and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 232,223 to € 220,361. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 23, 2026.

What it is worth Growing

€ 1.5 million

▲ 15% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 220,361

▼ 5% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 703,364

▲ 53% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.3 million.

People and assets in 2025

Full-time equivalents

6.1

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 310,945

▲ 12% vs 2024

€ 51,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 510,865

▼ 12% vs 2024

Of which on lease € 480,367.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 4.6 million

▼ 8% vs 2024

€ 561,002 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 449,561

▼ 23% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 117,737

▲ € 95,529 vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 760,648 Gross margin 2022: € 760,648 First fiscal year in the series	€ 1,031,157 Gross margin 2023: € 1,031,157 ▲ 36% vs 2022 (€ 760,648) Favourable step	€ 1,307,199 Gross margin 2024: € 1,307,199 ▲ 27% vs 2023 (€ 1,031,157) Favourable step	€ 1,469,234 Gross margin 2025: € 1,469,234 ▲ 12% vs 2024 (€ 1,307,199) Favourable step	▲ 12%
Profit after taxes	€ 65,749 Profit after taxes 2022: € 65,749 First fiscal year in the series	€ 260,051 Profit after taxes 2023: € 260,051 ▲ 296% vs 2022 (€ 65,749) Favourable step	€ 232,223 Profit after taxes 2024: € 232,223 ▼ 11% vs 2023 (€ 260,051) Unfavourable step	€ 220,361 Profit after taxes 2025: € 220,361 ▼ 5% vs 2024 (€ 232,223) Unfavourable step	▼ 5%
Equity	€ 858,354 Equity 2022: € 858,354 First fiscal year in the series	€ 1,099,510 Equity 2023: € 1,099,510 ▲ 28% vs 2022 (€ 858,354) Favourable step	€ 1,312,838 Equity 2024: € 1,312,838 ▲ 19% vs 2023 (€ 1,099,510) Favourable step	€ 1,514,304 Equity 2025: € 1,514,304 ▲ 15% vs 2024 (€ 1,312,838) Favourable step	▲ 15%
Total debts	€ 3,709,848 Total debts 2022: € 3,709,848 First fiscal year in the series	€ 3,958,321 Total debts 2023: € 3,958,321 ▲ 7% vs 2022 (€ 3,709,848) Unfavourable step	€ 5,674,560 Total debts 2024: € 5,674,560 ▲ 43% vs 2023 (€ 3,958,321) Unfavourable step	€ 5,263,872 Total debts 2025: € 5,263,872 ▼ 7% vs 2024 (€ 5,674,560) Favourable step	▼ 7%
Cash	€ 307,991 Cash 2022: € 307,991 First fiscal year in the series	€ 429,684 Cash 2023: € 429,684 ▲ 40% vs 2022 (€ 307,991) Favourable step	€ 461,020 Cash 2024: € 461,020 ▲ 7% vs 2023 (€ 429,684) Favourable step	€ 703,364 Cash 2025: € 703,364 ▲ 53% vs 2024 (€ 461,020) Favourable step	▲ 53%
Land & buildings	€ 1,515,683 Land & buildings 2022: € 1,515,683 First fiscal year in the series	€ 1,470,169 Land & buildings 2023: € 1,470,169 ▼ 3% vs 2022 (€ 1,515,683) Unchanged	€ 1,456,656 Land & buildings 2024: € 1,456,656 ▼ 1% vs 2023 (€ 1,470,169) Unchanged	€ 1,386,505 Land & buildings 2025: € 1,386,505 ▼ 5% vs 2024 (€ 1,456,656) Unchanged	▼ 5%
Retained profit	€ 628,354 Retained profit 2022: € 628,354 First fiscal year in the series	€ 869,510 Retained profit 2023: € 869,510 ▲ 38% vs 2022 (€ 628,354) Favourable step	€ 1,082,838 Retained profit 2024: € 1,082,838 ▲ 25% vs 2023 (€ 869,510) Favourable step	€ 1,284,304 Retained profit 2025: € 1,284,304 ▲ 19% vs 2024 (€ 1,082,838) Favourable step	▲ 19%
Bank debt	€ 3,262,390 Bank debt 2022: € 3,262,390 First fiscal year in the series	€ 3,323,451 Bank debt 2023: € 3,323,451 ▲ 2% vs 2022 (€ 3,262,390) Unfavourable step	€ 4,999,860 Bank debt 2024: € 4,999,860 ▲ 50% vs 2023 (€ 3,323,451) Unfavourable step	€ 4,622,316 Bank debt 2025: € 4,622,316 ▼ 8% vs 2024 (€ 4,999,860) Favourable step	▼ 8%
Balance sheet total	€ 4,675,270 Balance sheet total 2022: € 4,675,270 First fiscal year in the series	€ 5,158,602 Balance sheet total 2023: € 5,158,602 ▲ 10% vs 2022 (€ 4,675,270) Unchanged	€ 7,081,871 Balance sheet total 2024: € 7,081,871 ▲ 37% vs 2023 (€ 5,158,602) Unchanged	€ 6,866,351 Balance sheet total 2025: € 6,866,351 ▼ 3% vs 2024 (€ 7,081,871) Unchanged	▼ 3%
Employees (FTE)	5.1 Employees (FTE) 2022: 5.1 First fiscal year in the series	5 Employees (FTE) 2023: 5 ▼ 0.1 vs 2022 (5.1) Unchanged	0 Employees (FTE) 2024: 0 ▼ 5 vs 2023 (5) Unchanged	6.1 Employees (FTE) 2025: 6.1 Unchanged (0) Unchanged

Key figures of MONTSERRAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to MONTSERRAT?

What happened at MONTSERRAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jan 23, 2026 New annual accounts for financial year 2025: profit of € 220,361 (▼ 5% vs 2024). Source: NBB ↗
Jun 28, 2018 New establishment in Ledegem. KBO
Jan 25, 1986 Start of the company according to the CBE. KBO

In short

From € 65,749 profit in 2022 to € 220,361 profit in 2025.

Paid € 172,646 in corporate taxes since 2022.

Best year ever: 2023, with € 260,051 profit.

On average € 240,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Willy DESMET

Martine DECLERCQ

MONTSERRAT

Chovex 100%

Behind MONTSERRAT are Willy DESMET and Martine DECLERCQ. It owns 100% of Chovex itself.

Directors

According to the 2025 annual accounts

Willy DESMET

Director

Also active at: CHOVEX

Martine DECLERCQ

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Boonhoek 22

8880 Ledegem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

CHOVEX same network

€ -663 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS montserrat.be

Canonical: https://www.montserrat.be

Technologies

ElementorFont AwesomeGoogle AnalyticsGoogle FontsNginxPHPSwiperWordPressjQueryjQuery UI

Hosting & Email

Email provider

Microsoft 365

Hosting

AS-VULTR - The Constant Company, LLC, US

Website info

HTTPS Ja

Indexable pages 11

Languages EN, FR, NL

Features

Webshop

Security

✓ HTTPS

✓ SPF

✗ DMARC

Details

Company number

0428.253.317

VAT number

BE 0428.253.317

Registered office

Boonhoek 22, 8880 Ledegem

Names & denominations

MONTSERRAT

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

25 January 1986

Peppol

Active · Active since 29 Dec 2025

Contact

montserrat.be [email protected] 056778838

Activities · NACE

Vervaardiging van cacao, chocolade en suikerwerk

Groothandel in suiker, chocolade en suikerwerk

Detailhandel in brood-, banketbakkerswerk en suikerwerk

Detailhandel in brood en banketbakkerswerk (koude bakkers)

View on CBE Public ↗ Annual accounts (NBB) ↗

MONTSERRAT

Financials

What happened to MONTSERRAT?

Management

Directors

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions