Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 18.8 to 15.7.
Financials
Financial year 2025
BACOMA - CREATIONS from Herve, company number BE0428018537, closed financial year 2025 with a result of € 330,098 after tax. For that financial year BACOMA - CREATIONS recorded a gross margin of € 1.6 million and equity of € 2.7 million. Compared with financial year 2024, the result moved from € 527,965 to € 330,098. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 9, 2026.
€ 2.7 million
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 330,098
▼ 37% vs 2024
Profit after tax over the fiscal year.
€ 1.2 million
▲ 153% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 600,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
15.7
▼ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 899,048
▼ 2% vs 2024
€ 57,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,667
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 120,662
▲ 144% vs 2024
Loans from banks and other lenders, long and short.
€ 221,595
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 168,541
▲ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,449,580 | € 1,724,717 | € 1,736,334 | € 1,557,060 | ▼ 10% |
| Profit after taxes | € 375,467 | € 575,753 | € 527,965 | € 330,098 | ▼ 37% |
| Equity | € 2,409,686 | € 2,412,148 | € 2,936,821 | € 2,663,423 | ▼ 9% |
| Total debts | € 573,368 | € 472,478 | € 473,023 | € 660,025 | ▲ 40% |
| Cash | € 692,143 | € 607,132 | € 476,282 | € 1,202,884 | ▲ 153% |
| Land & buildings | € 455,722 | € 392,117 | € 328,556 | € 280,384 | ▼ 15% |
| Retained profit | € 2,325,239 | € 2,330,992 | € 2,858,957 | € 2,589,055 | ▼ 9% |
| Dividend | € 0 | € 570,000 | € 0 | € 600,000 | |
| Bank debt | € 103,494 | € 77,785 | € 49,512 | € 120,662 | ▲ 144% |
| Balance sheet total | € 2,987,019 | € 2,886,305 | € 3,410,057 | € 3,323,449 | ▼ 3% |
| Employees (FTE) | 21.1 | 18.8 | 16.8 | 15.7 | ▼ 1.1 |
Key figures of BACOMA - CREATIONS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to BACOMA - CREATIONS?
What happened at BACOMA - CREATIONS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- PAMA DECOR SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 330,098 (▼ 37% vs 2024). Source: NBB ↗
- PAMA DECOR SRL became a director. NBB
- New establishment in Herve. KBO
- Start of the company according to the CBE. KBO
In short
From € 375,467 profit in 2022 to € 330,098 profit in 2025.
Paid € 613,347 in corporate taxes since 2022.
Best year ever: 2023, with € 575,753 profit.
On average € 99,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CONDITIONNEL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BACOMA - CREATIONSThe shares are held by CONDITIONNEL (100%).
Directors
According to the 2025 annual accounts
Director · represented by RIGA PATRICE
since 2020 · until 2026
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Cour Lemaire 9
4651 Herve
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.018.537
- VAT number
- BE 0428.018.537
- Registered office
- Cour Lemaire 9, 4651 Herve
- Names & denominations
- BACOMA - CREATIONS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 November 1985
- Peppol
- Active · Active since 21 Nov 2025
- Activities · NACE
Groothandel in andere consumentenartikelen, neg
Overige groothandel in consumentenartikelen, n.e.g.