Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Rama from Beersel, company number BE0427950340, closed financial year 2025 with a result of € 248,679 after tax. For that financial year Rama recorded a gross margin of € 630,745 and equity of € 3.8 million. Compared with financial year 2024, the result moved from € 180,233 to € 248,679. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 3.8 million
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 248,679
▲ 38% vs 2024
Profit after tax over the fiscal year.
€ 171,188
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 700,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 22,155
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.9 million
▲ 45% vs 2024
€ 552,093 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 72,510
▲ 113% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 55,304
▼ 61% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 753,451 | € 823,510 | € 571,190 | € 630,745 | ▲ 10% |
| Profit after taxes | € 295,928 | € 336,599 | € 180,233 | € 248,679 | ▲ 38% |
| Equity | € 3,689,870 | € 4,026,469 | € 4,206,703 | € 3,755,382 | ▼ 11% |
| Total debts | € 4,451,737 | € 3,853,905 | € 2,919,759 | € 4,805,923 | ▲ 65% |
| Cash | € 162,764 | € 130,954 | € 374,589 | € 171,188 | ▼ 54% |
| Land & buildings | € 8,062,382 | € 7,920,264 | € 6,026,906 | € 7,699,685 | ▲ 28% |
| Retained profit | € 3,089,870 | € 3,426,469 | € 3,606,703 | € 3,155,382 | ▼ 13% |
| Dividend | € 0 | € 0 | € 0 | € 700,000 | |
| Bank debt | € 3,687,345 | € 3,110,268 | € 2,659,580 | € 3,862,406 | ▲ 45% |
| Balance sheet total | € 8,584,079 | € 8,306,875 | € 7,248,873 | € 8,678,685 | ▲ 20% |
Key figures of Rama, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Rama?
What happened at Rama in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 248,679 (▲ 38% vs 2024). Source: NBB ↗
- BAY OF ISLANDS BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 295,928 profit in 2022 to € 248,679 profit in 2025.
Paid € 749,288 in corporate taxes since 2022.
Best year ever: 2023, with € 336,599 profit.
Paid out € 700,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BAY OF ISLANDS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
RamaBehind Rama are John Raes and BAY OF ISLANDS BV. The shares are held by BAY OF ISLANDS (99%).
Directors
According to the 2025 annual accounts
John Raes
Director
Managing director · represented by Philippe RAES
since 2020
Shareholders
99%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Boomgaardlaan 7
1650 Beersel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.950.340
- VAT number
- BE 0427.950.340
- Registered office
- Boomgaardlaan 7, 1650 Beersel
- Names & denominations
- Rama
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1984
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
Opslag
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen