HENAMO is an insurance broker in Bütgenbach. Public Limited, started on 28 December 1984, 3 establishments.

What is the address of HENAMO?

The registered office of HENAMO is located at Hofstrasse 2, 4750 Bütgenbach.

Is HENAMO still active?

Yes. According to the CBE (29 October 2026) HENAMO is active, legal situation “Normale toestand”, started on 28 December 1984.

Is HENAMO registered on Peppol?

Yes, HENAMO is registered on the Peppol network with ID 0208:0427820676.

What is the enterprise number of HENAMO?

The enterprise number of HENAMO is BE0427820676.

When was HENAMO founded?

HENAMO was founded on 28 December 1984.

Who are the directors of HENAMO?

According to the 2025 annual accounts, the directors of HENAMO are: IMMOBILIEN UND VERWALTUNG HECK AG, Christianne Heck, HECK FINANCE CONSULT SA.

Is HENAMO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 December 1984; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account; 3 establishments in the CBE.

How much profit did HENAMO make in 2025?

HENAMO posted a profit after taxes of € 49,387 in financial year 2025.

What is the revenue of HENAMO?

As a small company, HENAMO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 387,731.

How many employees does HENAMO have?

According to the 2025 annual accounts, HENAMO has 0.5 full-time equivalents (FTE).

Does HENAMO have a website?

Yes, HENAMO has a website at heck.be.

HENAMO (Public Limited) - Bütgenbach - BE0427820676

Dossier HENAMO, printed on 29 October 2026 from databakkes.be/en/0427820676/henamo. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Figures corrected NBB

Corrected annual account filed for 2023.

Financials

Financial year 2025

HENAMO from Bütgenbach, company number BE0427820676, closed financial year 2025 with a result of € 49,387 after tax. For that financial year HENAMO recorded a gross margin of € 387,731 and equity of € 3.8 million. Compared with financial year 2024, the result moved from € 222,306 to € 49,387. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Healthy

€ 3.8 million

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 49,387

▼ 78% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 176,572

▲ € 174,984 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 140,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

0.5

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 25,842

▼ 1% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 120,613

▼ 8% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 12 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 2.9 million

▼ 8% vs 2024

€ 244,444 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.

Owed to suppliers

€ 77,929

▲ 108% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 21,948

▲ 42% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 482,153 Gross margin 2022: € 482,153 First fiscal year in the series	€ 571,059 Gross margin 2023: € 571,059 ▲ 18% vs 2022 (€ 482,153) Favourable step	€ 534,588 Gross margin 2024: € 534,588 ▼ 6% vs 2023 (€ 571,059) Unfavourable step	€ 387,731 Gross margin 2025: € 387,731 ▼ 27% vs 2024 (€ 534,588) Unfavourable step	▼ 27%
Profit after taxes	€ 154,822 Profit after taxes 2022: € 154,822 First fiscal year in the series	€ 265,598 Profit after taxes 2023: € 265,598 ▲ 72% vs 2022 (€ 154,822) Favourable step	€ 222,306 Profit after taxes 2024: € 222,306 ▼ 16% vs 2023 (€ 265,598) Unfavourable step	€ 49,387 Profit after taxes 2025: € 49,387 ▼ 78% vs 2024 (€ 222,306) Unfavourable step	▼ 78%
Equity	€ 3,817,494 Equity 2022: € 3,817,494 First fiscal year in the series	€ 3,983,092 Equity 2023: € 3,983,092 ▲ 4% vs 2022 (€ 3,817,494) Favourable step	€ 3,895,398 Equity 2024: € 3,895,398 ▼ 2% vs 2023 (€ 3,983,092) Unfavourable step	€ 3,804,785 Equity 2025: € 3,804,785 ▼ 2% vs 2024 (€ 3,895,398) Unfavourable step	▼ 2%
Total debts	€ 4,228,740 Total debts 2022: € 4,228,740 First fiscal year in the series	€ 3,748,323 Total debts 2023: € 3,748,323 ▼ 11% vs 2022 (€ 4,228,740) Favourable step	€ 3,547,322 Total debts 2024: € 3,547,322 ▼ 5% vs 2023 (€ 3,748,323) Favourable step	€ 3,722,774 Total debts 2025: € 3,722,774 ▲ 5% vs 2024 (€ 3,547,322) Unfavourable step	▲ 5%
Cash	€ 52 Cash 2022: € 52 First fiscal year in the series	€ 217,265 Cash 2023: € 217,265 ▲ € 217,213 vs 2022 (€ 52) Favourable step	€ 1,588 Cash 2024: € 1,588 ▼ 99% vs 2023 (€ 217,265) Unfavourable step	€ 176,572 Cash 2025: € 176,572 ▲ € 174,984 vs 2024 (€ 1,588) Favourable step	▲ € 174,984
Land & buildings	€ 6,075,901 Land & buildings 2022: € 6,075,901 First fiscal year in the series	€ 5,411,307 Land & buildings 2023: € 5,411,307 ▼ 11% vs 2022 (€ 6,075,901) Unchanged	€ 5,198,379 Land & buildings 2024: € 5,198,379 ▼ 4% vs 2023 (€ 5,411,307) Unchanged	€ 5,018,781 Land & buildings 2025: € 5,018,781 ▼ 3% vs 2024 (€ 5,198,379) Unchanged	▼ 3%
Retained profit	€ 3,749,294 Retained profit 2022: € 3,749,294 First fiscal year in the series	€ 3,914,892 Retained profit 2023: € 3,914,892 ▲ 4% vs 2022 (€ 3,749,294) Favourable step	€ 3,827,198 Retained profit 2024: € 3,827,198 ▼ 2% vs 2023 (€ 3,914,892) Unfavourable step	€ 3,736,585 Retained profit 2025: € 3,736,585 ▼ 2% vs 2024 (€ 3,827,198) Unfavourable step	▼ 2%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 100,000 Dividend 2023: € 100,000 Unchanged (€ 0) Unchanged	€ 310,000 Dividend 2024: € 310,000 ▲ 210% vs 2023 (€ 100,000) Unchanged	€ 140,000 Dividend 2025: € 140,000 ▼ 55% vs 2024 (€ 310,000) Unchanged	▼ 55%
Bank debt	€ 4,101,998 Bank debt 2022: € 4,101,998 First fiscal year in the series	€ 3,448,857 Bank debt 2023: € 3,448,857 ▼ 16% vs 2022 (€ 4,101,998) Favourable step	€ 3,153,976 Bank debt 2024: € 3,153,976 ▼ 9% vs 2023 (€ 3,448,857) Favourable step	€ 2,893,421 Bank debt 2025: € 2,893,421 ▼ 8% vs 2024 (€ 3,153,976) Favourable step	▼ 8%
Balance sheet total	€ 9,264,636 Balance sheet total 2022: € 9,264,636 First fiscal year in the series	€ 8,896,696 Balance sheet total 2023: € 8,896,696 ▼ 4% vs 2022 (€ 9,264,636) Unchanged	€ 8,568,200 Balance sheet total 2024: € 8,568,200 ▼ 4% vs 2023 (€ 8,896,696) Unchanged	€ 8,614,151 Balance sheet total 2025: € 8,614,151 ▲ 1% vs 2024 (€ 8,568,200) Unchanged	▲ 1%
Employees (FTE)	0.8 Employees (FTE) 2022: 0.8 First fiscal year in the series	0.5 Employees (FTE) 2023: 0.5 ▼ 0.3 vs 2022 (0.8) Unchanged	0.5 Employees (FTE) 2024: 0.5 Unchanged (0.5) Unchanged	0.5 Employees (FTE) 2025: 0.5 Unchanged (0.5) Unchanged

Key figures of HENAMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to HENAMO?

What happened at HENAMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 49,387 (▼ 78% vs 2024). filed late Source: NBB ↗
Aug 20, 2019 New establishment in Amel. KBO
Jun 1, 2009 New establishment in Bütgenbach. KBO
Jan 1, 1985 New establishment in Bütgenbach. KBO
Dec 28, 1984 Start of the company according to the CBE. KBO

In short

From € 154,822 profit in 2022 to € 49,387 profit in 2025.

Paid € 29,802 in corporate taxes since 2022.

Best year ever: 2023, with € 265,598 profit.

Paid out € 550,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

HECK FINANCE CONSULT 100%

The stake of HECK FINANCE CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

HENAMO

Behind HENAMO are IMMOBILIEN UND VERWALTUNG HECK AG, Christianne Heck and HECK FINANCE CONSULT SA. The shares are held by HECK FINANCE CONSULT (100%).

Directors

According to the 2025 annual accounts

IMMOBILIEN UND VERWALTUNG HECK AG

Managing director · represented by Philippe Heck

Christianne Heck

Director

Also active at: HECK FINANCE CONSULT

HECK FINANCE CONSULT SA

Managing director · represented by Philippe Heck

Shareholders

HECK FINANCE CONSULT

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Hofstrasse 2

4750 Bütgenbach

2.271.866.494

Weywertz,Lindenstrasse 16

4750 Bütgenbach

Active since 1 June 2009

2.292.402.384

Schoppen,Stefanshof 2

4770 Amel

Active since 20 August 2019

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

CONSULT +

€ 262,638 gross margin · 2025

HECK VERSICHERUNGEN

€ 2.3 million gross margin · 2025

Belgium Biathlon

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS heck.be

Canonical: https://www.heck.be/

Technologies

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Certifications & Partners

FSMA

Hosting & Email

Email provider

Microsoft 365

Hosting

HETZNER-AS, DE

DNS

OVH DNS

Website info

HTTPS Ja

Languages DE, FR

Features

Webshop Newsletter Client portal

Security

✓ HTTPS

✓ SPF

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Details

Company number

0427.820.676

VAT number

BE 0427.820.676

Registered office

Hofstrasse 2, 4750 Bütgenbach

Names & denominations

HENAMO

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

28 December 1984

Peppol

Active · Active since 23 Dec 2025

Contact

heck.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Gites, vakantiewoningen en -appartementen

Activiteiten van syndici van onroerend goed

Activiteiten van hoofdkantoren

View on CBE Public ↗ Annual accounts (NBB) ↗

HENAMO

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Financials

What happened to HENAMO?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Certifications & Partners

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions